Thursday, August 24, 2023

The Crux of the Matter, The Thing itself, There is No Other THING, Because The Crux of The Matter, is That You Were Foreclosed On With The Assignment of Your Mortgage Or Deed of Trust.


This Is Not Possible in Law or Logic.

The secret of life is honesty and fair dealing. If you can fake that, you've got it made. 

                                                                                                              Groucho Marx

Danny Hammond

This was a strange evening.  I woke up in my recliner at 6 pm, only I thought it was 6 am. So I got up and ate breakfast, found out what my Ukrainian friends had accomplished and began to read emails.

The very first email I opened generated the following response from me.  It had to do with an affidavit by a "not so much" expert witness.  It seems the Fake Foreclosing Party had lost the mortgage (or deed of trust depends on where you live, Reader).  The expert witness was asking for a new mortgage so that it could be assigned (wtf?) because the real mortgage had been lost.  

If you have read anything here and retained it, then you know that you can't lose a mortgage and that the assignment of the security instrument (mortgage or deed of trust) cannot be used for any good or righteous pupose.  

No one can transfer the ownership of the remainder of your debt by assigning the "agreement of what the collateral of the loan is.

You sent me what is a gift from the gods for you.  1st, What you have received in your case is
an affidavit from an expert who has no idea about security instruments or probably no idea about loan documentsat all.  

He is testifying that your mortgage is lost and he would like the court to overlook it and act like it wasn't lost, so they can proceed with your foreclosure using the assignment of your mortgage.

I cannot explain why this affidavit was used. The Promissory Note can be sold and "endorsed" like a check, but that hasn't happened or they wouldn't be making "stuff" like this up. 

We know from this attempt to conjour things using magic, that they have never paid consideration to purchase the balance of your debt.

So, you don't know who loaned you money, The foreclosing part doesn't know who loaned you money, the judge doesn't know anything about anything.  

Don't you ever tell anyone you know who loaned you money.  First of all, you don't know.  Secondly     you have no burden to tell anyone who did.  Someone must prove to the court that they did loan you money.  Just always say, "I was never in default with any party in this case."  That will always be true. Say that, then your burden in the case has been fulfilled.

Here is their plan.

Sunday, July 16, 2023

What If Your Wrongful Foreclosure Was Already Void, But You Were Unaware Of This Fact?

If you don't stick to your values when they're being tested, they're not values: they're hobbies.
               Jon Stewart

Republished by Danny Hammond of the 3/4 court press
04-21-2022


email: info.mtgfrd@gmail.com
I have just read a very long email from a borrower who was trying to tell me how he had proven over and over that the foreclosing party which does not exist, did not have the right to foreclose. He has been in court for years and suffered nearly unimaginable suffering and pain and costs.

But, I can imagine. I can remember. Trying to figure out the courts shouldn't be that hard, should it? The court seems crazy. But, what if Chuck's court is only incompetent? What if this judge is just a no-talent judge guy.

This judge won't learn anything because the other judge guys will protect him from the Borrower. He will protect his other judge guys also, so.....they won't learn anything either. That's how judges go. They are Knuckleheads. They all used to be attorney guys.

I know this is true. After years of working it out, I know that the majority of judges in these mortgage fraud cases are hopelessly devoid of knowledge of, or experience with, real estate chains of title or real estate law, or finance.

When I reply to him I know what I will say. It has been going around in my head like a song for a year. It will go something like this:

CONTINUE READING
Comment at:  mtgfrd.info@gmail.com

Saturday, July 15, 2023

"Tom, We Are Right, It Doesn't Matter When You Demand A Jury Trial. The Judgment Was Void, But Not Because Issuing Made It Void. Void Had Already Happened, The Foreclosure Case Was Void"

I was playing for time. Just for time. I played the wrong way, of course.”
Raymond Chandler


By Tom Kibler and Danny Hammond

I just got off the phone with Tom Kibler, we talked for an hour and a half and he hadn't had any coffee.  So, of course, a breakthrough moment in our conversation was not anticipated.  The question was, "We know how simple this is, but why aren't we making it simple.  "We did better than that."

We know that nearly every ruling or judgment in tens of millions of fraudulent foreclosures is a void judgment.  Void is a defined word.  Nothingness.  Not there, never was there.  Even stronger the void judgment was void ab initio.  

That is latin legalese (Then they should just speak it in Latinalia) which means "from the beginning."  

It was void the moment it was made.  Our only disagreement was how do you use that so that even a judge could understand it.  Tough assignment.

Below is the summary of how to say what really happened to all of us.  Below is the summary of the two of us and the framers of the constitution of the United States.  So, that was all we needed to make it official.  

Here is the summary of what was really going on the whole time in everyone's case:

If you demanded a jury trial before your judge ruled, what did the judge say?  In my cases and the ones I worked with, our judges just didn't address it all.  I think when you say it was a void judgment that implies that is all there is to it.. We are back to what I have been trying to say.

The judgment itself is irrelevant.

Wednesday, July 12, 2023

The Constitutional, Irreducible, Minimum Requirements of Article III Standing As Defined By the The United States Supreme Court- From "The Pro Se Series" by Danny Hammond: Foreclosure Fraud Primer 101 #4

“All power is originally vested in, and consequently derived from, the people.”

The United States Constitution


by Danny Hammond  mtgfrd.info@gmail.com


The judge promised when he took the job that he, or she, would enforce and protect the laws that come from the constitution and that they would defend the court ferociously from losing the public trust in the integrity of the court.

Maybe that was too much to ask from some pompous asses. Why did we all expect more of judges and 
attorneys anyway? If I am any part of the public, then I can tell you for sure, the courts have already lost some of MY public trust.

It is difficult for me to pull Borrowers back from their searches for Promissory Notes, and the Assignments of Mortgage, MERS, PSA, etc., etc., thinking like Dick Tracy and Perry Mason, as well as Captain Kirk looking for a way to "prove" that the party trying to foreclose on them does not have the authority, or, STANDING, to do so.

But, if what I say is true and the judges are letting the attorneys run amuck like the 2nd graders in my description, who can blame the attorneys for running amuck. "Amuck" is quickly becoming synonymous with the "actions of the courts" to me.

If you had seen judges simply ignore proof when it is presented as much as I have, then what I am now really trying to say is that this whole thing is only about Standing and nothing else. The initial burden of determining if the foreclosing party is a party with Standing is the review of the concrete and particularized evidence and the review of that evidence and the burden of proof is on the foreclosing party and the review of this "concrete and particularized" proof is the very foundation of law and it is the judge who must find Standing of the Foreclosing Party or refuse to take the case. The burden of investigating the "story" of the foreclosing is NOT ON THE BORROWER. 


Sunday, July 2, 2023

RATED LO For Disturbing Language by an Old Guy: In Debating About When It Is The Right Time to Sue Your Judge and Why I Have Become a Little Testy. I Just Wrote This To Tom Who I Really Respect.

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            ― Raymond Chandler, Farewell, My Lovely



Tom, more than two times in that old law thing that you had me read, it clearly says “It was formerly a rule on pleading that pleas……" This could be a reference to old common law or even English law.

Nowhere did I see stated any current law. I have read and researched and in real life interaction with judges I have never seen any resistance to a pro Se filing anything that an attorney can file. 

Now I have seen judges not rule on a filing in 180 days when they only have 30 to rule on a dispositive motion. 

It is my strong opinion that a judge who has not taken up any dispositive Motion from me as directed by MO Sup Ct Civil Procedure (and the federal court system)  has committed the crime of deprivation of my civil rights. 

 But you can’t jump up on his bench and slap the dumb fuck around until he recognizes his duty. (Although I am thinking about trying) 



Thursday, June 15, 2023

Fraudulent Foreclosure and the Danny Hammond MIKE SINGLETARY Offense For Borrowers Facing Fraudulent Foreclosure

There is only one way to succeed in anything and that is to give it everything.”

                                                                             Vince Lombardi

Reposted because it is the 3rd most popular article out of 271 articles still posted


by Danny Hammond
mtgfrd.info@gmail.com

The theory behind my "Mike Singletary Mortgage Fraud Offense" begins with the premise that in your foreclosure court there are some nameless players who aren't really affecting the game as much as you think.

These players include the Imposter and Fictitious Payee Foreclosing party who is pushing a baseless claim and its attorneys who are the puppets voicing this claim. But, there is one party in your court who is keeping you from winning.

It is no secret that I think it is your judge and I am almost always right.  So, to explain my strategy let's pretend that your court is a football game. You are in the right which puts you down on your opponent's 30-yard line with the ball and one minute left to score a touchdown and win the game.   Your foreclosure judge is the embodiment of Mike Singletary. For the 8 people in America who are not children, but still haven't heard of Mike Singletary, he was the phenomenal middle linebacker who was drafted by the Chicago Bears in the 2nd round of the 1981 NFL Draft and became to be known as probably the greatest linebacker of all time as "The Heart of the Defense" for the Chicago Bears' Monsters of the Midway in the mid-1980s.

So, in my little metaphor, Mike Singletary represents your judge and he has been knocking down passes, sacking you, the quarterback, stuffing all the running plays and pretty much controlling the game. He is offsides on every play.  He is holding lineman, interfering with pass receivers, roughing the quarterback and generally is operating with complete disregard for the rules.  There is no accountability for his actions.  No one will argue with him.  He is accountable to no one.  There are no consequences for his actions.

You are not going to win if Mike Singletary continues to play.

Therefore, Mike Singletary must be removed from play, no matter what it takes. So, you call a timeout and on the next play, you send 15 players on the field and hike the ball to the quarterback who takes a knee while the other 14 players pile on Mike and twist his ankles, bite his ears, and break his arm.

This is, of course, against the rules so you accept your penalty for "too many men on the field " and huddle up. Three plays later you score. You win because you neutralized the one person who is intent on beating you on this day and he could have without your brutal and decisive action.

Friday, May 12, 2023

Jeffrey Stephan 2nd Deposition: How Do You Confess To 10,000 Foreclosure Forgeries Per Month and No One Goes To Jail? Why Doesn't The American Public Know? These Are Well-Published Facts.

"If there must be trouble, let it be in my day, that my child may have peace".   
                         December 19, 1776, Thomas Paine, The American Crisis, ...







by Danny Hammond





I am not posting the 2nd deposition of the most notorious Robo-Signor of them because you will learn
something new.

It is because you won't. Jeffrey Stephan describes in tortured detail the forging of fake assignments of
American families loans at a rate of 10,000 counterfeited and forged assignments and Promissory Notesper month by ten GMAC Mortgage Corp and GMAC Mortgage, LLC employees in one group.

We all knew this in 2012. It was out in broad daylight. You had to be wearing dark sunglasses to see it
comfortably. But, it was very, very, hard to miss. The problem was we could find no honest attorneys
and we didn't have quite enough procedural prowess to use it right.

This is 2023, we have that ability now. And there are more of us trying to work together.

The GMAC Mortgage, LLC attorney, Frank Lipsman of Kansas City, is doing everything he can to steal my
families home in a federal court case had to admit in Discovery that Jeffrey Stephan worked for six more
years for GMAC Mortgage, LLC, before going to work for Ocwen Loan Servicing an even more damaging
racketeering heir to the mountain of GMAC faked paper of tens of millions of loans.  

This was all approved by the 2nd District Federal Bankruptcy Court Judge Glenn. It is all public record.

(I could not make this stuff up: See my post archives for the Ocwen story)

But now on to the 2nd Jeffrey Stephan deposition which took place in the state of Maine

Thursday, May 11, 2023

The King of Robo Signing Jeffrey Stephan's 1st Deposition As An Employee of GMAC Mortgage, LLC (or similarly named entities), Robo-Signing, 60 minutes, ROBO-SIGNING, 60 MINUTES, Tens of Millions of Stolen Homes, And No One In Govt or The Judiciary Saw a Thing.

"Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 
                                                                                             
Major General John Bell Hood CSA

I am as frustrated right now as I have ever been during the 12 years that I have been fighting
mortgage fraud.  In the movie "The Big Short" towards the end one of the Wall Street characters
is frustrated that a group of them has figured out how massive the fraud in mortgages has been. 

They even know who the worst perpetrators are beginning with Fannie Mae and working down through Citi Mortgage and the rest.  They have gone to all the big newspapers to blow the whistle just knowing in their minds and hearts that this is a near apocalypse and the biggest story in history.  Not one newspaper editor or reporter will give them the time of day.

1.  Because a fraud this large was too big to believe and 

2.  The newspapers' biggest stock owners were the same criminals running the fraud.

As they are walking back toward their office one of them muses, "I was afraid we were going to ceate panic in the streets.  I was sure that once people knew that their retirement plans had been ransacked by their own government and banking industry that we would have an actual revolution, an uprising by all Americans.  But look at them walking on along the street completely unaware and without enough background information to even get an inkling of what's going on.  And it's not their fault, they shouldn't have to worry about their lives being destroyed from within."

That's how I feel.  There are a scattered few around the country screaming their lungs out in warning, but the message isn't getting through.

I need to let one of the dupe perpetrators explain it to you himself.  What could be more powerful?

My 2nd most popular posting of all time on this blog is the one about GMAC/ResCap fraudulent bankruptcy where literally millions of homes are being taken from families by players like Fannie Mae (thank you US government), Ocwen, Nationstar, Green Tree, Seterus without any ties to the players they are stealing from.


Tuesday, May 9, 2023

MORTGAGE FRAUD: It Is A Straight Line! Your Entire Fraudulent Foreclosure Case Is Based On A Straight Line With No Gaps. But In Today's Corrupted System There Are Always Unexplainable Gaps.

If you fall during your life, it doesn't matter. You're never a failure as long as you try to get up. 
                                                                                                                          Evel Knievel
                           
Republished by Danny Hammond
I have read and I still read many messages from Borrowers
who are looking for help against mortgage fraud and wrongful foreclosure involving their homes.  Lately, I have run into
several Facebook Groups that exist for their members to collaborate and share their own searches on the internet
and strategies that they have heard about or read about.
There are some issues with this that are causing them to

get overwhelmed and stuck.  I know a lot about this.  

Not because I am so smart, but because I have gotten overwhelmed and stuck.

It was easier for me to overcome because I learned about the Chain of Title of records
recorded against the property that houses sit on starting at 12 years old with my Dad.  Most
people never really deal with it more than once or twice in their lives.

Everything in life has a straight line.  A beginning and the middle and the end.  They never
change positions.  In real estate, the straight line is usually more obvious than say a drive
across the country.

CONTINUE READING

Monday, May 8, 2023

The Borrower Can Challenge The Assignments Of The Security Instruments Pursuant To The Rulings In "Slorp": The United States Court Of Appeals 6th Circuit

They're leaving you nothing and nowhere to go
Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go

                                               Emerson Lake and Powel (Running with the Devil)

RICK A. SLORP, Plaintiff-Appellant, v. LERNER, SAMPSON & ROTHFUSS; BANK OF AMERICA, N.A.; SHELLIE HILL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants-Appellees.

ALL OF THE FORECLOSING PARTIES HAVE BEEN USING THE WORN OUT INTERPRETATION  OF LAW,  SAYING "THE BORROWERS CANNOT CHALLENGE ANY ASSIGNMENTS OF THE MORTGAGE".   BUT, MORTGAGE FRAUD CHANGES ALL OF THAT ACCORDING TO THE SIXTH CIRCUIT APPEALS COURT IN "SLORP"!





   Republished by Danny Hammond

   mtgfrd.info@gmail.com




The Imposter Foreclosing Party almost always claims that the Borrower (as the mortgagor) cannot challenge assignments. You did make your Promissory Note negotiable according to the terms of your Promissory Note that you allegedly signed. That is why the foreclosing parties use this interpretation.

But did the foreclosing party buy it legally? No almost assuredly it was never involved in a purchase and sale transaction which even involved 
any real purchase of your debt.  

When it did not, that's Fraud.  No matter what claims your foreclosing party makes if there is fraud present it changes the rules.  It is impossible to commit a legal act using fraudulent means or tactics.  So, this argument that the Borrower is a 3rd party to the sale of the loan and cannot challenge its validity is nonsense.  There are two reasons why I have never seen a good foreclosure (a legal one).

I really gained an understanding of how Borrowers were being railroaded and how real property laws were being broken many times every day by judges when I first read the case known as "Slorp". The attorneys we see as our adversaries could not operate as they do without the judge's inactions.  Like little kids, who without supervision, the attorneys will run amuck.  A judge is constitutionally bound to be this supervision.  It is the judge who is your adversary.  Continue reading this post and I have included the full case of Rick Slorp v Bank of America et. al.  This may be the best information you will ever read concerning your own case.

Sunday, May 7, 2023

THEY'RE GONNA PARTY LIKE IT'S 1999! DANNY HAMMOND FORECLOSURE FRAUD PRIMER 101 - JUST WHAT DID CAUSE THE WALL STREET MELTDOWN OF 2008

 (Mortgage Meltdown Is The Wrong Terminology)

These words below do not come from current events.  They aren't the only quotes from famous writer. They all have something to do with my thinking, as I have tried to do the right thing for all Borrowers who were cheated from obtaining the American Dream.
 
 “Everything we hear is an opinion, not a fact. Everything we see is a perspective, not the truth.”

 “Waste no more time arguing about what a good man should be. Be one.”
 
 “Understand at last that you have something in you more powerful and divine than what causes the bodily passions, and pulls you like a mere puppet. What thoughts now occupy my mind? Is it not fear, suspicion, desire, or something like that?”
 
 "The art of living is more like wrestling than dancing, because an artful life requires being prepared to meet and withstand sudden and unexpected attacks.”
 
 “You shouldn’t give circumstances the power to rouse anger, for they don’t care at all.”  Anger is not thought.  Anger is anti-thought.
  
 Marcus Aurelius Antoninus was Roman emperor from 161 to 180 AD and a Stoic philosopher. He was the last of the rulers known, non-contemporaneously, as the Five Good Emperors and the last emperor of the Pax Romana, an age of relative peace, calmness and stability for the Roman Empire lasting from 27 BC to 180 AD
 
 
 
by Danny Hammond

For those of you who have followed the news for the last several weeks, did you notice that four medium banks had failed suddenly?
 
 The word "medium" is what I would like to point out first.  These were medium banks by todays measure.  Before 1999 they would have been mega banks.  But, the last of these four recent banks to fail and be snatched up by the one time failures of Wall was purchased by JpMorgan Chase Bank a bank that is mega by today's standards.  JpMorgan Bank, Bank of America, Citi, Wells Fargo
 
 In September 2008, Congress approved the “Bailout Bill,” which provided $700 billion to add emergency liquidity to the markets. Through the Troubled Asset Relief Program (TARP) passed in October 2008, the U.S. Treasury added billions more to stabilize financial markets - including buying equity in banks.
  
 Now, if you don't know this you should.  That when you read the government used money to prop up the same broke banks that stole our houses that the government they were talking about was our government.  In other words, you as a taxpayer and all of your taxpayer compadres took this burden on our consolidated taxpayer backs.
 
 The Federal Reserve began buying the same mortgage-backed securities that myself  
  and everyone I know that thinks about this stuff looked for many years years to find any mortgage-backed securities and found none.  The Federal Reserve which is not part of the US Government it is an association of US Banks has been buying $40 Billion of mortgage- backed securities every month by printing the money (which is very, very inflationary) which is again on the backs of the US taxpayers.  (If you are a taxpayer this includes you)
 
 What caused all this ruckus?  Well our government in 1934 was nothing like the lunatic asylum that it is today.   Smart men with no television no mega yachts, and believed in facts and truth studied what caused the 1929 Wall Street Crash and the ensuing Great Depression.  The law that they came up with was called the Glass-Steagall Finance Act of 1934.
 
 Any one can understand the two most important parts of it that kept our country's economy safe for nearly 70 years.  In 1999 the democrat president and a Republican thought it would be best if they repealed Glass-Steagall in full without putting back any laws in its place.  8 years later all of our lives were destroyed and we were left with nothing except the pleasure of paying all of the broke mega banks money to make them rich again.
 
 

Monday, December 5, 2022

A Very Comprehensive Analysis of Article III Standing. Every Citizen Should Read Every Word. When Your Brain Begins To Spin Stop. Put It Away And Get Back To It Later

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 

A Very Comprehensive REVIEW of Article III Standing.  

State Judges are not bound by this.  They think that is the end of the matter.  However, if your state judge has ruled against you and Granted for the party that could not pass the federal requirements of Standing against you.  You can file for appeal to Federal Court.  In almost every other instance if your case has been ruled on by a state court, a federal court cannot take your case.  

After a miserable 10 years fighting ignorant judges, everything I write is based on your constitutional civil rights.  That is the only law left for us.  Stop believing that there is a magic statute.

The judge is not going to read what you file.  The laws are fine.  The laws are good.  They have not been changed.

But you tell me, is a law a law, if it is not enforced?

READ MORE 


Saturday, December 3, 2022

IF YOU WERE FORECLOSED AFTER YOUR MONTHLY PAYMENT SUDDENLY JUMPED UP DRAMATICALLY, YOU WERE A VICTIM OF WHAT I CALL A CALENDAR ARM.

 “Court business is a hell of a problem. It’s a good deal like politics. It asks for the highest type of men and women, and there’s nothing in it to attract the highest type of men and women. So we have to work with what we get...” 

                                                        Paraphrasing of ― Raymond Chandler, The Lady in the Lake


CALENDAR ARMS:  THE TYPE OF LOAN THAT CAUSED YOUR FORECLOSURE AND BROUGHT THE US ECONOMY TO ITS KNEES; IT WAS INTENTIONAL MORTGAGE FRAUD



by Danny Hammond
The single largest cause of the 2008 meltdown was a home loan product that has been used for many years safely and effectively.  That is until the bankers which control government and courts added a little time bomb that is estimated to have caused ten million families to lose their homes.  If it was done intentionally and with design and forethought then every investment banker in America should be in prison. If it was an ignorant unintentional global screw up, then every banker in America should be in prison. It doesn’t matter if there was malicious intent or no malice was even present the result is the same. CONTINUING READING 

               GO TO THE BEGINNING OF THIS BLOG

Links to Old Articles Not yet edited

 CREDIT BID & DISTRIBUTION OF THE HOME FORECLOSURE SALE PROCEEDS: I AM SURE THOSE TWO PHRASES ARE FAMILIAR TO ALL OF MY READERS. NOT?


FRAUDULENT FORECLOSURE SALE WITH NO DETAILED ACCOUNTING OF THE DISBURSEMENT OF THE PROCEEDS FROM THE SALE

CONTRARY TO POPULAR BELIEF THE FOLLOWING CALCULATION IS RIDICULOUS MYTH AND LEGEND  “BAD MORTGAGE LOAN” =  “BAD MORTGAGE BORROWER”

MORTGAGE FRAUD: THERE IS NO MAGIC BULLET, TRICKY ANGLE, NOR AN "AHA!" MOMENT. THE REMEDY WAS EMBEDDED IN THE CONSTITUTION BY THE BRILLIANT ANCIENTS

WHAT IF YOUR WRONGFUL FORECLOSURE WAS ALREADY VOID, BUT YOU WERE UNAWARE OF IT?

IF YOU WERE FORECLOSED AFTER YOUR MONTHLY PAYMENT SUDDENLY JUMPED UP DRAMATICALLY, YOU WERE A VICTIM OF WHAT I CALL A CALENDAR ARM

SUBJECT: MORTGAGE FRAUD--I SAY THAT YOU SHOULD SUE YOUR JUDGE, BUT UNLESS I DO IT MYSELF ISN'T THAT ADVICE A LITTLE LAME.?



YOU HAVEN'T THOUGHT ABOUT THE MORTGAGE CRISIS FOR A LONG TIME.  DID YOU THINK IT WAS OVER?  THOUSANDS OF PENSION FUNDS BOUGHT THE WALL STREET MORTGAGE-BACKED SECURITIES BONDS CALLED TOXIC BY FEDERAL RESERVE WHICH BOUGHT THEM BACK AT PAR WITH THE MONEY THEY PRINTED











 MY NEW METAPHOR FOR "MORTGAGE FRAUD" IS A GAMBLING CASINO THAT LETS NO ONE WIN, WITHOUT ANYONE REALIZING IT





SHORT SALE OR DEED IN LIEU OF FORECLOSURE: WHICH IS THE BEST STRATEGY? NONE OF THEM!