1. NEVER USE THE APPROPRIATE LAW TO ESTABLISH THE RIGHT TO COLLECT MONEY OR FORECLOSE (THEY WOULD BE COMMITTING AN ACT OF PERJURY)
2. RELY ON THE JUDGE TO DO NOTHING TO PROTECT THE BORROWERS' CIVIL RIGHTS
3. WEAR OUT THE BORROWERS UNTIL THEY HAVE NO STAMINA, MONEY, OR WILL TO FIGHT BACK AGAINST THE FORECLOSING PARTIES' STUPID, BRAZEN, AND UNBELIEVABLY UNCONSTITUTIONAL STRATEGIES
"Never argue with stupid people. They will drag you down to their level and then beat you with experience."
Mark Twain
by Danny Hammond
Servicers and other such ilk have been using the whole time such as deals made by telephone, deals made by letters that are not signed, threats contained in court motions, and letters from attorneys. They are just kicking dust in your eyes in order to follow the plan. The plan has always been to:
1. Wear you out
2. Make you spend all of your money defending what you never had the responsibility to defend
3. Take away your will to continue.
There have always been criminal organizations inserted by 3rd parties with no interest in your deals usually represented to be Servicers who are 3rd parties with no interest in your deals.
There have always been criminal organizations inserted by 3rd parties with no interest in your deals usually represented to be Servicers who are 3rd parties with no interest in your deals.
Real Live Racketeers like;
The SPS, Green Tree, Nationstar, Seterus, LPS, Bank of New York, Bank of New York Mellon, Deutsche Bank National Trust Company, Deutsche Bank Trust Company Americas, US Bank NA as Trustee, and dozens and dozens more have all gone around and around in the same patterns and with the same strategies since the "Big Bang" of 2006-2012.
Borrowers are walking into the same old traps that fraudulent foreclosing parties and they're fraudulent Servicers which are Imposters and Fictitious Payees (legal terms from the UCC).
The first big one was gigantic. It is Ocwen Loan Servicing with many derivatives of that name. They finally had so much trouble from the feds (who fined but did not indict anyone) that they kind of disappeared.
But, I believe that the main ownership of Ocwen and affiliated banks, lenders, servicers, and other such ilk are all related by agreement or ownership to Ocwen. The servicers have a habit of changing names and/or functions. If I'm right one of the very central players will be William Erby.
See my article about Ocwen and William Erby at this LINK:
The name I hear Borrowers naming as their foreclosing party currently is Select Portfolio Servicing or the dreaded SPS. They are not an owner of your debt and their claim of being contracted Servicers might be true if you think they are a debt collector.
But, they are a 3rd Party debt collector with no connection to the entity that does own your debt that is represented by a true Promissory Note.
