Saturday, December 28, 2024

THE FHFA IS A CONSERVATOR … NOT A RECEIVER, COURT RULES! THEREFORE FANNIE MAE AND FREDDIE MAC ARE "NOT" STATE ACTORS

     "When they call the roll in the Senate, the Senators do not know whether to answer 'Present' or 'Not guilty.”        Theodore Roosevelt


(BREAKING NEWS, OP-ED) —
FHFA stands for Federal Housing Finance Agency:


  • What it does:
  • The FHFA is an independent agency that regulates and supervises Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. The FHFA's mission is to promote a safer and stronger housing finance system in the United States. 
  • How it's funded:
  • The FHFA is funded by a portion of the budgets of Fannie, Freddie, and the FHLBanks. 
  • Who leads it:
  • The Honorable Sandra L. Thompson is the Director of the FHFA. She was sworn in on June 22, 2022. 
  • What it's responsible for:
  • Ensuring the regulated entities operate in the public interest 
  • Addressing barriers to sustainable housing opportunities for underserved communities 
  • Overseeing the fulfillment of the statutory purposes of the regulated entities)
  • Promoting the safety and soundness of the regulated entities 

  • Danny Hammond Version:  The United States formed this entity to protect Fannie Mae (FNMA) and Freddie Mac (Federal Home Loan Mortgage Corporation (FHLMC)) from being sued by victims of their illeagal actions which facilitated millions of the fraudulent foreclosures.
  • Fannie Mae foreclosed on $5 million worth of investment property that my wife and I had worked very hard on and and with earnings from other real estate projects we were able set the money aside to build these properties and we paid cash and had no loans.
  • I am questioned often on how that can be true. Why do I think It is true?  Because Fannie and Freddie which were not part of the government before the Obama administration took them over after their own internal fraudulent acts caused the spectacular failures of Fannie, Freddie, and Ginne, the Obama Administration made them part of the government (as state actors) and you can't sue the government.  I have had a Federal Lawsuit against them since 2015.
  • There are several recent court rulings that have determined that Fannie and Freddie are, in fact, not state actors.  
  • If you have been foreclosed by either or these two criminal finance behemoths and you want to follow what I find out next, (and I will absolutely find out more) please send me an email to mtgfrd.info@gmail.com  Danny Hammond

      
                  Now, the facts, Scrounged up be Danny Hammond of the 3/4 Court Press
        
        This was sent to me as is.  I did not report this.  I would like to know who wrote this story and I 
        would like to get permission to print it here.  I would however, respect their wishes as to what I
        can do.  If the publishers would like to contact me at mtgfrd.info@gmail.com I will quickly                        respond.
    
          Danny Hammond

       


 FANNIE MAE FREDDIE MAC NEWS FOR FORECLOSED BORROWERS


For those of you who might have missed this Memorandum and Order out of Rhode Island (whose courts typically favor the banks and their servicers), you may wish to read this 19-page ruling:

Sisti v FHFA et al, US D. R.I. No 17-005 (Aug 2, 2018)

The FHFA attempted to get a judgment on the pleadings, which the court denied!   While this isn’t much of a setback, it does make clear a few potential misconceptions about Fannie Mae, Freddie Mac, the FHFA, the FDIC and the mortgage loan servicers who deal with these entities:

THE BUCK STOPS WHERE?

(1) Following the subprime mortgage crisis, Congress passed the Housing and Economic Recovery Act, which created the FHFA (Federal Housing Finance Agency), giving it the power to supervise and regulate Fannie Mae and Freddie Mac (the government-sponsored entities, or GSEs). The FHFA pretty much has complete control over the activities of both GSEs, including their reorganization or rehabilitation.  In the fall of 2008, the director of the FHFA placed both GSEs into a CONSERVATORSHIP, NOT A RECEIVERSHIP!  The Director of the FHFA had a choice … he chose Conservatorship!

(2) There is no date set for when this conservatorship will end.  In the meantime, both GSEs are prohibited from paying any dividends to their common shareholders.

(3) The U.S. Government owns ALL of the senior preferred stock of BOTH GSEs. As a result, the U.S. Government gets perks that common stockholders don’t get.

(4) Both GSEs have received over $187-billion from the U.S. Treasury to maintain liquidity and have paid more than $249-billion in dividends back into the Treasury; however, the U.S. Government’s interest in the GSEs has not been diminished as a result.

HOMEOWNERS GOT SCREWED … AND SUED!

Read More



I will find out more and let you know here and on our YouTube Channel @mtgfrd

We are also setting up a Telegram Posting site.

WE ARE TRYING TO START AN ASSOCIATION OF FORECLOSED BORROWERS AND HOPEFULLY RAISE MONEY FOR BORROWERS WHO HAVE SPENT WAY MORE MONEY TRYING TO FIGHT FORECLOSURES THAN SHOULD HAVE BEEN NECESSARY IN A REAL DEMOCRACY.

PLEASE HELP BY GOING TO THE YOUTUBE CHANNEL @mtgfrd AND CLICK ON SUBSCRIBE AND LIKE EVERYWHERE YOU CAN. IT IS FREE FOR YOU TO DO, BUT IT HELPS TREMENDOUSLY IN OUR EFFORT TO TRY TO RAISE ENOUGH MONEY TO MAKE A DIFFERENCE.

Danny Hammond of the 3/4 Court Press


Please visit our YouTube Channel by searching @mtgfrd and Subscribing and Liking us if you believe it is a good idea to try to get us all into one group with one voice.


If you would like to have us evaluate your situation please fill out this form:

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Tuesday, November 26, 2024

I Have Good News - And That Will Bring On Some Changes In How I Think We Can Win

 

When I was younger, so much younger than today, I never needed anybody's help in any way. 

But now these days are gone, I'm not so self-assured, 

Now I find, I've changed my mind, and opened up the doors.

                                                                                The Beatles


I have been doing this for 14 years.  I have never met another borrower who had lost more than I have.  Not just money, I have lost the most I have heard about and worked with, but I have lost so much family, friends and my own youth.

Last June, I realized I had gotten old fighting something so big that it made no sense to think it was winnable.

But, maybe it is.  I have just done something so remarkable, that I haven't said much to anyone.

By 2012, I knew what we had to do and I knew why it would work.  But, I couldn't solve the end.  Napolean's "Ta Dum."

I have taken 6 straight Borrower's to a win.  That is not anything I ever even thought about.  It seems really odd to say it now.  It wasn't dramatic.  They all happened just as they should.  It changes everything.

I had not done anything with any Borrowers for 3 years.  I was absolutely exhausted.

Then recently, it hit me that I knew what to do and I was just holding back because I thought that if it was just another almost right idea, I might go crazy.  I have had a YouTube Channel for more than ten years.  It never did anything and this website outperformed it many, many times over.  

But, I was ready to change the last piece of the puzzle and I was looking for where it would work best.  I made four quick videos and placed them on my YouTube Channel with 18 older ones.  YouTube had changed.  It works.  I got the 6 clients in one week and they all looked like they would work.  131 days later they all were quiet wins.  No marching bands, no confetti in the streets,  No huge balloon characters held down by 20 people with ropes.  It went just like all of us thought it should.

It could still be some unearthly quirk.  Luck.  Dumb luck.  I don't think so, though.  It was just so logical.

I am going after my properties now.  I am rejuvenated.  Not hysterically so.  Just ready.

None of the six have been able to pay me even what little I asked for.  I am not upset about that.  They just wanted so badly to not lose their home.  I am upset that so many of us have fought it so long that no one can afford what this can be done for today.  It is going to be much less expensive than what so many of us have spent.

I have always wanted to put a big group together and use it to raise money so everyone has a chance.  None of my early ideas worked.  I have always thought it was going to take a monstrous journalist or movie star to shine a spotlight on the problem.

I have adapted there now, also.  I know how to do it.

I want to use YouTubes new ideas and add Patreon and Telegram and raise the money with the 30 million Americans who lost their homes.  I am starting today.  I am wrapping up the last of the six and I took on one other that could not pay, but there were some great things I could learn from it.  I'll let all of you know if I am right.  Intellectually I am sure.  

But, emotionally I am waiting for the other shoe to drop.  I don't feel it yet.  But, in ways it is better to know it than feel it.

If you would like to have us evaluate your situation please fill out this form:

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Friday, November 15, 2024

The Term "Void" Is Often Used In Contrast To "Voidable" And "Unenforceable". The Main Difference Is That An Action That Is Voidable Remains Valid Until It Is Avoided.

I was playing for time. Just for time. I played the wrong way, of course.”
Raymond Chandler



"Here cum da Judge"




   by Danny Hammond of the 3/4 Court Press.

  


Surely no one can truly believe that it is the Borrowers that come up with these bizarre scenarios? 

My sister uh, Mary, is an attorney, who is probably the smartest person I have ever known, was home this weekend and I asked about maybe we should be objecting to the new judge in this case who has oddly not committed a crime yet, and he was going to take over to provide cover for the original judge who had committed all of the crimes by removing the case to Federal Court.  That is like stealing 3rd base from 1st base.  No one would do that.  The Constitution is perfectly clear.  Not on stealing 3rd, but removing a VOID case to Federal court.  You can't do that.  

Although, if he says one more sentence, we are gonna pounce hard on him and make him the defendant, not as a judge but as himself, and make it stick.  

Mary came up with a Motion For Reconsideration, which startled me because I had actually begun to believe that was a term I made up, because I never had a judge comment on it, even though I tried it over 7 and a half billion times while helping Borrowers understand courts and such.

I told her that I just didn't see how you could remove VOID.  It is unthinkable.  Void cannot be arranged.  It is nothingness.  It never was.  I can never even be.

She kind of agreed.  But, neither of us could explain that notion in "earth terms". 

(You see most attorneys don't ever deal with law all that much.  Except sewer court rat attorneys like ambulance chasers and Borrower representation in foreclosure)

Borrowers have been treated differently than other contract law cases all along.  That is why we do not have contract law directly associated with our cases, which no one seems to care if this is true.  

That is why Blue Planet's attorney (Blue Planet in this case is the Foreclosing Party in this case and improbably changes from Plaintiff to Defendant at will) uses bombastic writings designed to wow and scare the defendants by bluffing and using what he says are reasons and truths that are neither.

In the first answered filed in the Complaint (lawsuit he wrote, The reason we have the right to foreclose, is because we are the ABSOLUTE owner of the Note by Assignment of the Mortgage on Jan. 25th, Stardate 26785.

He is not making even nominal good sense.   In law, rights must be proven that cannot just be claimed.  But, the bad guys have been doing it for 22 years and very, very rarely do they get caught.


If you would like to have us evaluate your situation please fill out this form:



Friday, October 4, 2024

If You Believe In Borrowers Getting A Modification To Protect Them From Foreclosure, I Have A Unicorn In My Basement I Might Be Willing To Sell


They're leaving you nothing and nowhere to go
Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go

                                               Emerson Lake and Powel (Running with the Devil)

by Danny Hammond
of the 3/4 Court Press
I am getting an increasing number of pleas for me to help people who think they are in the middle of a Modification of their loan. I thought we were done with that in 2012. Modifications usually start with a 3 month "trial" to see if you can now pay on time. 

Everyone that calls me passed this part according to the rules given to them. Pay 3 month on time. Then the wickedness sets in. All sorts of "reasons" begin to be received by the Borrower regarding why their trial failed.  

Most are absurd.  Experences like telling the Borrower he did not pass the 3 months of payments, when he did.

Or the Borrower did not respond in the right amount of time. 

Or the Borrower used the wrong means of notification to the (usually the Servicer), whatever that means at that moment.   Or the Borrower used the wrong form, and the particularly nasty, your Servicer has changed and you must start over.  

My client right now who we are about to file into state court, was told every one of these things above.  She is stilled scared to death it is going to be a problem in the Lawsuit, or Petition as a lawsuit is called in Missouri.  Read More


But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you have to put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More information here tomorrow.   You can email me at   mtgfrd.info@gmail.com

Saturday, August 31, 2024

Accounting Of The Foreclosure Sale Proceeds, Credit Bid and; Deficiencey Or Surplus Due To The Borrower

 ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, AND; DEFICIENCY OR SURPLUS


ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, & DEFICIENCY OR SURPLUS
FORECLOSURE SALE PROCEEDS, CREDIT BID, & DEFICIENCY  SURPLUS?




@mtgfrd  On YouTube Search

or search for - "Danny Hammond foreclosure" You will find it.

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Tuesday, August 27, 2024

LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD:

 Heirs of a cold war,  that's what we've become, Inheriting troubles,  I'm mentally numb

Crazy, I just cannot bear,  That I'm living with something that just isn't fair, Mental wounds not healing.....Who and what's to blame

I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train
                                                                                                                      Ozzy Osborne


THERE IS NO SUCH THING AS THE:  "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY 30 MILLION TIMES IN 22 YEARS




The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.




Republished by Danny Hammond of the 3/4 Court Press


I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  

IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE  MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  


A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  


Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?


CARPENTER V LONGAN (SUPREME COURT 1872)  
THE ENTIRE RULING IS NEXT

CONTINUE READING    mtgfrd.info@gmail.com   For questions or comments


But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button.

It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  
You can email me at   mtgfrd.info@gmail.com


If you would like to have us evaluate your situation please fill out this form:

Sunday, August 25, 2024

What If Your Wrongful Foreclosure Was Already Void, But You Were Unaware Of This Fact?

If you don't stick to your values when they're being tested, they're not values: they're hobbies.
               Jon Stewart

Republished by Danny Hammond of the 3/4 court press
04-21-2022


I have just read a very long email from a borrower who was trying to tell me how he had proven over and over that the foreclosing party which does not exist, did not have the right to foreclose. He has been in court for years and suffered nearly unimaginable suffering and pain and costs.


But, I can imagine. I can remember. Trying to figure out the courts.

It shouldn't be that hard, should it? The courts seem crazy. But, what if Chuck's court is only incompetent? What if this judge is just a no-talent judge guy.

This judge won't learn anything because the other judge guys will protect him from the Borrower. He will protect his other judge guys also, so.....they won't learn anything either. That's how judges go. They are Knuckleheads. They all used to be attorney guys.

I know this is true. After years of working it out, I know that the majority of judges in these mortgage fraud cases are hopelessly devoid of knowledge of, or experience with, real estate chains of title or real estate law, or finance.

When I reply to him I know what I will say. It has been going around in my head like a song for a year. It will go something like this: CONTINUE READING


Check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

Saturday, August 10, 2024

As You Review This Website Regarding Foreclosure, You Are Going To Find That My Bias Is Moving Further Away From The Search For The "Silver Bullet" Statute Or Case Law Answers You Seek

"I decided I could lose nothing by trying the soft approach.  If that didn't produce for me—and I didn't think it would—nature could take its course and we could bust up the furniture.”                                  

                               Phillip Marlowe character from Raymond Chandler's – "The Lady In The Lake"
 


      

by Danny Hammond of The 3/4 Court Press

This is not because the laws of nearly 238 years of our judiciary's history are gone. They are there and remarkably very well reasoned and written.  The problem has to do with a question I have with the present day courts veering away without apparantly noticing when we use them in Borrower foreclosure cases without mentioning or discussing them.  If it is not intentional then they are stupid and if it is intentional they have broken the only laws that you have a right to sue them for.

The Question is this:  Is a law, a law, when it is not enforced?

It isn't the attorneys getting away with total lack of use of law or breaking the law.  It is not the Servicers.  They wouldn't do it if they lost all the time and even went to jail, which is what they are so close to, but it never happens.

They couldn't do it unless, someone let them. 
I say you are going to have to look somewhere else, if you want to keep your house.

I am going to inactivate this website for maintenance.  It needs some tuning up and changes after 14 years. We are going to need it for my plan to form an association of Borrowers to raise money to help as many  as we can.

I will leave messages here.  But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

Friday, August 9, 2024

Learn From Me. I Made Fighting Foreclosure Too Hard. I Punched Myself Out Of Resolve, Money, And Clear Thought. You Can Make It Easier

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            

                                                                                           ― Raymond Chandler, Farewell, My Lovely

 I'm not the guy they say I am. I don't even look like me.

 

Danny Hammond of the 3/4 Court Press

Hello. I have been working on one my own foreclosures.   One of the problems  I have run into is that I have too much good info to use.  I thought back.

A non-attorney, which is what I am, has a tendency to try to use everything he has to obliterate the foreclosing party.

Every client I have had and even some of my very intelligent peers, including Tom, are trying too hard to punish, or to avenge the pain and true suffering they have endured.

I fight thinking like that.  You begin to to build a criminal case which is a vastly different endeavor which you aren't allowed to get into anyway.

My sister in a straight line thought is the smartest person I have ever known.  She is an attorney.  But, I forgive her for that.   When we were young I thought about law school.  I am glad I didn't go I might be just now getting out of prison.

Here is the best recognition I have ever been given of what we are all looking at and for, and it came in 3 seconds tops.  It was my sister who was visiting my Mom and myself and she and looked over my shoulder for just a moment at some notes I had just made and simply commented, "That is Deprivation of Civil Rights."     READ MORE


Check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

Wednesday, June 19, 2024

The Crux of the Matter, The Thing itself, There is No Other THING, Because The Crux of The Matter, is That You Were Foreclosed On With The Assignment of Your Mortgage Or Deed of Trust.


This Is Not Possible in Law or Magic


"The secret of life is honesty and fair dealing. If you can fake that, you've got it made."

                                                                                                              Groucho Marx

               
Danny Hammond
of the 3/4 Court Press

This was a strange evening. I woke up in my recliner at 6 pm, only I thought it was 6 am. So I got up and had some breakfast, found out what my Ukrainian friends had accomplished, and began to read emails then I noticed it was 7 pm and I didn't now know, if it was the day before or the day after.  Then I realized that I was asking myseslf that question but I didn't know what I meant by after.

But, it was about to get weirder.

The very first email I opened generated the following response from me. It had to do with an affidavit by a "not so much" expert witness. It seems the Fake Foreclosing Party had lost the mortgage (or deed of trust depends on where you live, Reader). The expert witness was asking for a new mortgage so that it could be assigned (wtf?) because the real mortgage had been lost.

If you have read anything here and retained it, then you know that you can't lose a mortgage and that the assignment of your security instrument (mortgage, deed of trust, security deed etc.) simply cannot be done.  That it is not even that kind of a document.  READ MORE  


Would you like a free review of your loan docs?




Check out our recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  I


Thursday, May 30, 2024

THE DOJ IS NEVER GOING TO DO ANYTHING ABOUT THE MORTGAGE FRAUD BEHIND MILLIONS OF ILLEGAL FORECLOSURES Since 1999

 




And the men who hold high places, Must be the ones who start, To mold a new reality, 
Closer to the heart, Closer to the heart

The blacksmith and the artist, Reflect it in their art, They forge their creativity, 
Closer to the heart, Yes closer to the heart

Philosophers and ploughmen, Each must know his part, To sow a new mentality, 
Closer to the heart, Yes closer to the heart, yeah

You can be the captain, And I will draw the chart, Sailing into destiny,
Closer to the heart, Closer to the heart
                                                          by the Rock Band "Rush"






by Danny Hammond of the 3/4 Court Press


This is the stupidest news story of all time.  The Department of Justice can't find a bunch of original Promissory Notes. 

We have known that for six years. In that time we have never seen even one truly legal original Promissory Note.

But it sure does help me make my point.

In a filing unsealed on June 3, 2016, the Department of Justice (DOJ) confirms what many of us have known for years. Nobody, not even the U.S. Government, with massive resources, can determine who owns your loan and has the right to collect on your promissory note.

(In hindsight many of those I visit with have learned that the ownership is of the 
debt the Note represents)

The information comes from case files unsealed on June 3, 2016, by Federal Judge Yvonne Gonzalez Rogers of the Northern District of California in the case of the United States v. Discovery Sales, Inc.

The case involves some 325 fraudulent loans originated by Discovery Sales, Inc. (DSI) between 2006 and 2008, many of which were then sold to Wells Fargo Bank and JPMorgan Chase to securitize.

Click on the badge above to READ MORE


mtgfrd.info@gmail.com - To Comment or Ask Questions


Check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com