You Can Also See Danny Hammond Speaking His Mind At "Deep Thoughts While Staring At A Wall"

Deepthoughtswhilestaringatawall.blogspot.com

Sunday, February 22, 2026

The New and Revised What's The Problem Bugging Danny Hammond? Is It Solved Yet? YES, We Have A New & Better Plan With A Lower Cost!!

"I've got to keep in some sort of touch with all the loose ends of this dizzy affair if I'm ever gonna make heads or tails of it."
                                                       Sam Spade




How Do These Foreclosure Mills Keep Getting Those Incredible  Hands?


By Danny Hammond of the 3/4 Court Press

03-06-2026  I have begun to think that our pricing structure to help Borrowers in Wrongful Foreclosure situations needs to be changed.

I have a new way of demonstrating to Borrowers, a simpler faster way to get to the filing of a lawsuit which is better also.

This is our original pricing which we used until today.

Phase I - Working with Borrowers to create their Complaint and get it filed.

                $750

Phase II - Immediately after filing the Complaint, the characters in their case will file Motions.  A parade of Motions.  Most likely Motion to Dismiss the Case of the Borrowers just filed.  They Borrower won't know how to Answer.  So they will need us again.  That could be a long process.  But, in actuality they and I know more about their case and the Motions won't come as fast.  But, I would suggest that they sign up for Phase II.

               $500    

Total Cost  -  $1,250


New Pricing for the Foreclosure Solutions Group Workshop.

03-08-2026    Phase I & Phase II  Correct the strategy that they have been using and involve them in the change, so that when we file they will understand their own lawsuit (Complaint).  This is the most difficult phase.  We have to go through all of their paperwork and any past legal attempts.  They must help put it together.  They have the information, they just don't know what it all is yet. They will help with writing it.  But, with myself using what I have recently learned.

Total Cost For Phase I & 2 to be paid upfront = $950   

If paid upfront and if I do have a better plan, I may be able to attain my goal of hiring a small but capable staff.

$1,250 - $950 = $300 SAVINGS

SAVINGS THAT WILL HELP YOU WITH MORE LONGER   

Savings on a better program. We can hire staff sooner and help more Borrowers nearly immediately.  


LET'S TRY TO SOLVE ANOTHER ISSUE:  You want to talk to Danny Hammond before signing up for the workshop

If your funds are tight and thinking about sending money to a "talking head" on the internet creeps you out.  If you need to ask questions and get answers before you pay a larger amount of money.

Then you should get to do that.  But, I am worried about time, money, and existing Complaints I am working on.

I know many of you want to talk to me first.  I haven't been able to arrange that because time is my issue.  But, I should try to figure out something.

This has to work for me to.  But, we can both decide something instead of wondering.


Phone Visits With Danny Hammond:  $300

Schedule 2.5 hours of phone visits:

Send Your Paperwork and Turn In the Detailed  Form So I Can Review It. I don't want to take up your or my time with trying to get me up to date.  It will waste less of your paid time if you send what you have first for me to review before the call.

Discuss and Review Your Particular Situation With Danny Hammond.

One 30 minute Phone Visit with Danny Hammond for us both to get oriented.

Schedule either 2 phone one hour visits or one 2 hour visit to discuss the actual issues and the plans with explanations and the results and goals that we can work for.

and

If you are comfortable, you can sign up for the Workshop knowing what the goals are.  Or you can decide that it isn't for you, but you do have more knowledge to help you know what to do.  You will still have the advice and you can decide more confidently how to approach your problem.


Click Here to Sign Up For Danny Hammond Phone Visits



The Earlier Post

This is my problem.  It is what caused me to slow down my intake of Borrowers with Foreclosures.

It is my opinion we have all been deprived of our civil rights in a wrongful foreclosure which is part of the undoubtedly largest Ponzi Scheme in history.

I have spent 15 years fighting the racketeers.

First in my ever escalating overview of the sheer size of the scheme is the lack of our judiciary and our Congress designed by a Constitution as brilliant as mere mortals could possibly attain.  Especially if you study that the framers were not especially cohesive.  They argued with each other, they disagreed on many things.  Two famous members of the leadership were involved in a duel in which well known and respected 
Aaron Burr Jr. (February 6, 1756 – September 14, 1836) who was an American politician, businessman, and lawyer who served as the third vice president of the United States from 1801 to 1805, during Thomas Jefferson's first presidential term shot and killed the much better known and very popular Alexander Hamilton.  It was Hamilton who insisted on the duel which involved not politics, but a girl.  Burr actually tried to talk Hamilton out of the duel but Hamilton would have none of it.  

They were more of a kind of a gaggle of characters with a withering number of separate agendas and motivations.  But, overall they were a brilliant bunch with a common cause that kept their eyes on the ball.

It is true that some hated each other.  But they did not have the debilitating number of distractions of modern times.

Most importantly their quieter world gave them a greater understanding of human nature.  The 
The Constitution has been described the most brilliant document in world history.  

Yet the internet, misinformation and a bunch of modern racketeers and a recent period of greed, hate, and ugly politics that have damn near ruined the 249 year long Great American Democracy Experiment. 
  
A Democracy needs protection and vigilance.  We are drifting away from our paramount duty to follow it and insist that those who we voted for to work for us as their employer don't become rich and fat on illegal work and looking the other way like a Keystone Cop.

Until 16 months ago I was dealing with individual families one at a time.  They just wanted me to take over their problems and solve them.  Like a tax guy.  Or whatever metaphor you would use.

Every time the number of clients reached 10 or so.  I was at my physical and mental limit.
These clients were too busy to learn anything.  They had a family and a job and a little more money 
than Borrowers today.

I constantly felt the pressure that if I got hit by a bus, all of them would lose everything.
I did not start this as a business.

I personally lost more money to foreclosures, than any 20 Borrowers combined.

I was facing the same problems of dealing with a government and a judiciary that seemed to be incomprehensibly unaware of laws, rights, and criminal activities.  The courts and the Judge were either stupid or they were unaware for the moment, but soon they would be aware and silent.

More simply this has always been about boats and bigger boats.

I was facing the same problems as everyone else, but I had huge advantages over nearly every other Borrower.  I bought my first property at a huge discount because there had been a small fire and smoke damage made it look more damaged by far than it was.

I was 17.

I didn't just get the knowledge and information from a lightening strike.  My dad almost forced me to do it.  He was preparing me to recognize opportunities and then find solutions to achieve positive returns.

It isn't his fault, how could he know?  He didn't know he should have been teaching me what to do about worldwide crime, which would not even come up until the period of 1999-2006 (Congressional Repeal of the main regulation over Wall Street, the Glass-Steagall Finance Act of 1934.

Glass-Steagall kept the U.S economy mostly safe and sound for nearly 70 years.  No withering U.S. economic earth shattering breakdown for nearly 7 decades. 

Congress never put anything back in its place.  There has been no meaningful regulation of Wall Street to takes its place for nearly 27 years.  2008 was not an event that happened back in 2008.

After the 1999 Repeal of the Act, it was only 5 short years to an apocalyptic economic upheaval causing a massive transfer of wealth from the middle class to the rich 1%, that never has been fixed.

This has created an environment so bizarre that an idiot with no moral compass, no detectable intellect, no social skills and an orange face was elected POTUS by people not being held hostage or being tortured. (Leave me alone on this.  I met the man in New York in 1984.  He wanted to hang around with a friend and I and came looking for us at 4 pm daily for awhile. We developed escape techniques that American pilots in German POW camps would have at least considered.)

There is no one working on a fix.  As a nation we have all been distracted by jobs, money, healthcare, the future of our children and conversely, the cost of Kindercare.

We might have limited the damage by just giving all of Congress and all of the judges bribe boats right at the gitgo.

To this day I wish I had earned a minor degree in crime.

I4 months ago, after I had quit foreclosure help for two years because I needed to concentrate on my career as a Real Estate Consultant because I had used so much of my time in the foreclosure problem, which brings in some money but I have always subsidized it with my money.  

I didn't used to run completely out of cash.  But I used to believe that soon I would go on a winning streak, since I was so close.  If I wasn't a hopeless optimist I would have quit.

I have lost a lot more than money.

For the last decade I have been helping Borrowers in foreclosure 
for more than a decade.  I could only charge a hopelessly low fee. I subsidized Borrowers whose problems were multiplied by attorneys fees from attorneys who took the money but did not even try to do their job.  

I can't make myself take on only Borrowers who can pay for help (who have been drained of money by attorneys also) , and leave Borrowers who have problems paying, but not entirely of their own making, because while fighting their own wrongful foreclosure used up a prohibitive percentage of their cash and can only plead that they will find a way to pay later.

I can't do that right now.  It breaks my heart.

This time, using some additional strategies that I should have been able to dream up sooner, I have been on a logical but improbable winning streak.  Almost all of these Borrowers paid me fractions of what was promised.

They meant to.  They still mean to.  But in this economy it will take too long overcome the money issues left over from the struggle. I don't have any bad feelings for them.  Besides I was learning too.

I am not angry.  I used my finally complete plan on "the streak."  I took a bigger leap forward than ever before.

I am not feeling it.  I look on the Internet and I find no one doing what I am doing.  I do see scams trying to cheat Borrowers.

I have a few collaborators with different skill sets than mine that I work with and I couldn't have finished the process before I was hauled away to the poor house without their help.
 
Will a tall dark stranger come in to help us or will someone figure something out if I haven't? I don't know.  I don't see how.  The battle lines have been drawn on bribes and corruption.

We are up against something much less than brilliant, but massive and hidden in the large number of cardboard Disney characters they put on the state in a play they use to get you to look the wrong way at the right moment, this is made more difficult with the near total lack of judical or Congressional oversight.

I am taking on no further Borrowers for my old one at a time strategy.  Although I didn't stop using that during the streak.  What I am using now came from the need to over the clumsiness of that old way.

That is when I truly realized how slow one at a time truly was.  That is also how I started to consider having the same goals, but a simpler road to get there.  I have a great need to teach multiple Borrowers at a time, instead of one at a time. 

This change to Workshops did not produce the desired results at first.  There was a fateful flaw blocking the Borrowers mental ability to process the new material. This was total all 14 in the group became stuck between my Constitutional approach and and a lifetime of working in the system of government and laws we had all learned from since 2nd grade.

I was ready to quit.  I couldn't get them to stop blending my process with fighting as if they were up against a legal problem.  

I finally worked my way through it by remembering that longer ago than these folks I had fought in exactly the same way as them.  I remembered it but I didn't remember how strong the instinct to work as we all saw the system before 1999.

I changed to a system where I interacted with most of them (I still owe some of them this help) one on one using a technique that had never occurred to me before.  It has been working well on the 1st Workshop group members I have worked with.  I first explain what is happening to them versus what they think is happening to them.  I need to bring them up to speed, so they can help with the process of filing an initial lawsuit (Complaint) so they will have a solid understanding and may be able to finish on their own, if or when I get hit by a  bus, (probably driven by a fake employee of a fake servicer while forging an Assignment of a mortgage or deed of trust which, if I have already taught you can't be done, will win your case)

You should hope that bus comes at a time beneficial for you.

I was 56 in 2008.  By 2014 I owned $3 million dollars of rental property my wife and we worked hard to get to a point where we built the properties ourselves and we paid for with cash, which came from unrelated projects we were working on for investors much larger than we were.

We had newly constructed properties bringing in rental income that we never had loans on.
Fannie Mae foreclosed on properties that had no mortgage, it took them 5 years.  At that time no one could sue Fannie Mae because because they were part of the government.

Fannie Mae has recently lost 4 lawsuits with rulings that they were not part of the government.
I can sue them right now.  I can get damages of 3 times 10 years of taking my rent and the deferred maintenance of my buildings.   If I win.  I have to take the risk that I may not win.  Everyone must take the same odds as me.

Just for clarification, I think 24 hours a day about this subject.  I was 56 years old in 2008 when this all started.  I am 73.  Too old for this shit.

My cases and your cases are all just alike once you have seen enough them.

Fannie Mae is kind of an unknown. But, I am optimistic.  Most of the others around me are not unknown.  Those I can look at with much more knowledge and lots of weapons.

I just no longer see a way to lose, if we can force the judge to do the right thing, like he would have done before 1999.

We won't use crime and they already have violated the civil right to Due Process.  This is true on every single case of anyone that reads this.  That is true for anyone who doesn't read this also.

I have never seen one case where the Foreclosing Party even attempted to prove that it, or they whatever, it had met the Constitutional, Irreducible, Minimum Requirements of Standing.

30 million losses.  None legally.

Tuesday, December 23, 2025

What If Your Wrongful Foreclosure Was Already Void, But You Were Unaware Of This Fact?

There Is A Good Chance That Is True.


If you don't stick to your values when they're being tested, they're not values: they're hobbies.
               Jon Stewart

Republished by Danny Hammond of the 3/4 court press
04-21-2022


I have just read a very long email from a borrower who was trying to tell me how he had proven over and over that the foreclosing party which does not exist, did not have the right to foreclose. He has been in court for years and suffered nearly unimaginable suffering and pain and costs.


But, I can imagine. I can remember. Trying to figure out the courts.

It shouldn't be that hard, should it? The courts seem crazy. But, what if Chuck's court is only incompetent? What if this judge is just a no-talent judge guy.

This judge won't learn anything because the other judge guys will protect him from the Borrower. He will protect his other judge guys also, so.....they won't learn anything either. That's how judges go. They are Knuckleheads. They all used to be attorney guys.

I know this is true. After years of working it out, I know that the majority of judges in these mortgage fraud cases are hopelessly devoid of knowledge of, or experience with, real estate chains of title or real estate law, or finance.

When I reply to him I know what I will say. It has been going around in my head like a song for a year. It will go something like this: CONTINUE READING

Wednesday, December 17, 2025

GROUP #1 Watch This Space For Newly Scheduled Workshop Sessions and/or FAQ Questions Open To Anyone "WHERE DO WE GO FROM HERE?"

 



                       Google Meet Code  None Scheduled At This Time




WE HAVE REACHED OVER 1,000 SUBSCRIBERS AND CAN NOW MONETIZE THE CHANNEL BY MAKING MONEY OFF OF THE GOOGLE ADS PLACED ON THE CHANNEL.

If You Visit THE CHANNEL PLEASE!! 
Click On SUBSCRIBE, LIKE, AND SOON JOIN 

THE FORECLOSURE SOLUTIONS CHANNEL.  

All money raised by our Channel will go toward employing staff and lowering fees To Borrowers.

Go to YouTube Search and type in;   @mtgfrd   


This Group #1 Meeting is to catch up and reorganize the way I communicate the information you need to know.  This is not a Phase II exercise.  If you have paid for Phase I please attend.  We will deal with Phase II another time.


Friday, November 28, 2025

Details For Phase I and Phase II of the Save Your Home Lawsuit Workshops

 


                                     https://meet.google None Scheduled At This Time


                                            Foreclosure Fraud Solutions

    
 My Dear Applicant
 
You filled out a form to send to me, Danny Hammond, because you know something is wrong — and you want to fight back.  There is sucha spike in foreclosures that I cannot keep up with the forms.  I had to think of a way to teach/help more Borrowers more simply and quickly.  The 2008 Wrongful Foreclosure Crisis isn't a separate event that happened a long time ago.  The problems caused by Deregulating Wall Street were never fixed.  The Foreclosures never stopped and then started back up again.  They were right here all along.
 
I’m hosting a live Zoom workshop where I’ll teach you the strategy to defend yourself against mortgage fraud using the Constitution as your framework. This is not about me reviewing your personal case documents and telling you what I think.    Instead, you’ll walk away with a clear process you can take into court yourself.
 
HOW ARE WE GOING TO DO THIS AND WHY IT WILL WORK FOR YOU?
 
 
The biggest mistakes that cause people to lose before they even start
Here’s what we’ll cover inside Phase I of this Introductory $950 workshop:

 
The constitutional principles that apply in federal court and state courts whether they like it or not
 
How to spot fraud and build your own evidence trail
 
The exact step-by-step strategy to follow when filing in court, and which court and why.
 
How To Finish The Evil Thing!
 
When Phase I is finished you will understand what strategies we are using and why.  You will have, at the worst, a 1st draft, of your Complaint (Lawsuit). We will review it and tweak it if it needs it. We will support your questions while you are actually filing your Complaint in Court.

Click The Line Below To:


Danny Hammond BIO

Danny Hammond is a real estate developer, entrepreneur, and consumer-rights advocate whose professional life spans more than four decades of disciplined project execution, financial stewardship, and service to individuals navigating complex legal and financial systems. 

 Danny began his real estate journey in the early 1980s after identifying a long-term opportunity as the original developer/builder instrumental in forming the Eagle Bay Subdivision, a 1200 lot project at the 78 mile marker of the Lake of the Ozarks. 

Believing in the value of building equity rather than relying on institutional debt, he and his wife committed to a multiyear development strategy that would eventually span close to a decade. Their last major undertaking began in 2008 with the construction of their initial four-plex residential buildings.

What started as a focused investment soon evolved into a carefully managed, large-scale development effort. From 2004 through 2012, Danny oversaw the complete planning, construction, and refinement of 24 four-plex buildings, handling everything from land selection and architectural coordination to contractor management, budgeting, and quality control.

His methodical pace allowed each new building to benefit from the lessons of the one before it, resulting in a well-designed, cohesive multi-family portfolio. When the final phase of the project was completed, Danny and his wife sold the entire 24-building development to a group of attorneys based in San Francisco, securing a highly successful exit that strengthened their capital foundation for the future. 

With the proceeds of that sale—and revenue from other ventures—Danny embarked on a second major development: a 16-unit condominium community in the Kansas City area. True to his financial principles, the project was completed entirely with cash. 

No loans, no liens, no bank encumbrances. 

Constructed between 2013 and 2015, the condominium project became a hallmark of Danny’s philosophy of building stability from the ground up and maintaining full ownership without reliance on lenders. 

 Following this development period, Danny expanded his focus beyond traditional real estate projects and increasingly toward the legal and financial issues affecting homeowners nationwide.



Monday, October 13, 2025

The Constitutional, Irreducible, Minimum Requirements of Article III Standing As Defined By the The United States Supreme Court- From "The Pro Se Series" by Danny Hammond: Foreclosure Fraud Primer 101 #4

All power is originally vested in, and consequently derived from, the people.”

                                                                                        The United States Constitution


by Danny Hammond of the 3/4 Court Press  


The judge promised when he took the job that he, 
or she, would enforce and protect the laws that come from the constitution and that they would defend the public perception of the court ferociously in order to keep from losing the public trust in the integrity of the court.

Maybe that was too much to ask from some pompous asses. Why did we all expect more of judges and 
attorneys anyway? If I am any part of the public, then I can tell you for sure, the courts have already lost some of MY public trust.

It is difficult for me to pull Borrowers back from their searches for Promissory Notes, and the Assignments of Mortgage, MERS, PSA, etc., etc., thinking like Dick Tracy and Perry Mason, as well as Captain Kirk looking for a way to "prove" that the party trying to foreclose on them does not have the RIGHT or, STANDING, to do so.

The Borrower Can Challenge The Assignments Of The Security Instruments [mortgage, deed of trust, trust deed etc.] Pursuant To The Rulings In "Slorp": The Full Case is Included Here

"WHAT IF THE HANKY PANKY IS WHAT IT'S ALL ABOUT?"


RICK A. SLORP, Plaintiff-Appellant, v. LERNER, SAMPSON & ROTHFUSS; BANK OF AMERICA, N.A.; SHELLIE HILL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants-Appellees.

ALL OF THE FORECLOSING PARTIES HAVE BEEN USING THE WORN OUT INTERPRETATION  OF LAW,  SAYING "THE BORROWERS CANNOT CHALLENGE ANY ASSIGNMENTS OF THE MORTGAGE".   BUT, MORTGAGE FRAUD CHANGES ALL OF THAT ACCORDING TO THE SIXTH CIRCUIT APPEALS COURT IN "SLORP"!





   Republished by Danny Hammond of the 3/4 Court Press

   mtgfrd.workshops@gmail.com




The Imposter Foreclosing Party almost always claims that the Borrower (as the mortgagor) cannot challenge assignments. You did make your Promissory Note negotiable according to the terms of your Promissory Note that you allegedly signed. That is why the foreclosing parties use this interpretation.

But did the foreclosing party buy it legally? No almost assuredly it was never involved in a purchase and sale transaction which even involved 
any real purchase of your debt.
                                                                                                             READ MORE Click this link 

I Used To Have A List Of All Of The Bad Guys I Have Dealt With In Support Of My Foreclosure Clients. I Did Not Find The Full List Yet. But, I Am Posting What I Did Find Here Today. I Don't Know Why.

 "What If The Hanky Panky,
   Is What It's All About?"


Have you had a run-in with any of the names of this list?  Then your foreclosure was fraudulent and is VOID.  This is not a guess on my part.  During this tear through different courts in different states with my pro se clients over the last 6 months, I was surprised how many of these either still exist or their names are being used by "Successor Imposters"  

LIST OF SHAME  ( This is, I think, a complete list of just the companies that I have dealt with and keywords I have used in 14 years of doing whatever it is that I do.

First in italics are some of the keywords Borrowers found me with.  I have been around so long that my name Danny Hammond is one of the most common used.  I think that is kind of funny in a dark and sinister way.  What other lists must I be on.  

subject matter jurisdiction,Danny Hammond,Article III,Article III of the United States of America,Standing under FRCP Rule 12 (b)(1)  in wrongful foreclosure,Injury in Fact requirement for standing to foreclose,challenge standing,injury in fact,wrongful eviction,self-help eviction,stop eviction,challenge standing, challenge subject matter jurisdiction, foreclosure attorneys, saving my family's home, affordable fraud defenses, pro se, learn what pro se means, fighting foreclosure, consultants,stopping foreclosure, I can represent myself against my lender,save my house,save my home,help me save my home;can't find a foreclosure fraud attorney.

New Rez, LLC dba ShellPoint Servicing registered fictitions name,Ocwen, Ocwen Loan Servicing, LLC, Fannie Mae, Federal National Mortgage Association, Green Tree, Nationstar, LITTON LOAN SERVICING, RESIDENTIAL CREDIT, RESCAP LIQUIDATION TRUST,  COUNTRYWIDE  HOME LOANS, ARGENT MORTGAGE Corporation,  AMERIQUEST,  AMERICA'S WHOLESALE LENDERS FREEMONT MORTGAGE SECURITIES CORPORATION, FREEMONT INVESTMENT LOANS, CITIMORTGAGE, HSBC MORTGAGE CORP, TAYLOR BEANE & WHITAKER MORTGAGE CORP, FANNIE MAE, FREDDIE MAC, GINNIE MAE, WACHOVIA MORTGAGE CORPORATION, BANK OF AMERICA, ADVANCE MORTGAGE CORPORATION, JP MORGAN CHASE, CHASE MORTGAGE CORPORATION, INDY MAC BANK FSB, AMERICAN HOME MORTGAGE, PEOPLES BANK, SUNTRUST BANK, FINANCE AMERICA, LLC, INTERBAY FUNDING, LLC, PULASKI BANK, UNITED FIDELITY FUNDING CORPORATION, WORLD SAVINGS BANK, WELLS FARGO BANK N.A., GMAC MORTGAGE LLC,    DHI MORTGAGE COMPANY LTD,   CARRINGTON MORTGAGE LOAN TRUST,  Carrington Mortgage,  FRANKLIN BANK SSB, BANK OF AMERICA, NEW CENTURY MORTGAGE, MORTGAGE ONE CORP, MORTGAGE LENDER'S NETWORK USA, INC. AEGIS FUNDING CORP, WILMINGTON FINANCE,a division of AIG Federal Savings Bank, Caliber Mortgage, US BANK N.A., RESCAP GMAC MORTGAGE LLC FEDERAL BANKRUPTCY FRAUD, Deutsche Bank, Deutsch Bank National Trust Company as Trustee, Bank Trust Company Americas as Trustee, US Bank N.A. as Trustee, Bank of New York as Trustee, Deutsche Bank, Deutsch Bank National Trust Company as Trustee, Deutsche Bank Trust Company Americas as Trustee, US Bank N.A. as Trustee,  Bank of New York "BONY" as Trustee, OCWEN, NATIONSTAR, GREEN TREE, SETERUS, EverBank, A Bunch of REMIC TRUSTS, DEUTSCHE BANK TRUST COMPANY AMERICAS, DEUTSCHE BANK NATIONAL TRUST COMPANY, LITTON LOAN SERVICING (OR OTHER SIMILAR NAMES), COUNTRYWIDE  HOME LOANS  (and many similar names now owned by Bank of America and known as BAC,

READ MORE by going through our YouTube Channel

MORTGAGE FRAUD: It Is A Straight Line! Your Entire Fraudulent Foreclosure Case Is Based On A Straight Line With No Gaps. But In Today's Corrupted System There Are Always Unexplainable Gaps.

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 
                           
Republished by Danny Hammond
I have read, and I still read, many messages from Borrowers
who are looking for help against mortgage fraud and wrongful foreclosure involving their homes.  Lately, I have run into
several Facebook Groups that exist for their members to collaborate and share their own searches on the internet and strategies that they have heard about or read about.  There are some issues with this that are causing them to  get overwhelmed and stuck.  

I know a lot about this.  Not because I am so smart, but because I am familiar with being overwhelmed and stuck.

It was easier for me to overcome because I learned about the Chain of Title of records recorded against the property that houses sit on starting at 12 years old with my Dad.  Most people never really deal with it more than once or twice in their lives.

Everything in life has a straight line.  A beginning and the middle and the end.  They never change positions.  In real estate, the straight line is usually more obvious than say a drive across the country.

CONTINUE READING                 




Thursday, September 18, 2025

A Question From The Comments Section of Our YouTube Channel: "Is It True, That State Laws Allow A Foreclosure To Take Place Without The Foreclosing Party Producing The Note?"

 An escalator can never break, 

It can only become stairs.

You should never see an "Escalator Temporarily Out Of Order" sign,

Just "Escalator Temporarily Stairs" "Sorry for the convenience"

      
                                        Mitch Hedberg

 




By Danny Hammond of the 3/4 Court Press

First, I have an update.  A real update.  It is a good update and it concerns the workshops.

UPDATE ON THE WORKSHOPS: 



I have faced one obstacle after another in putting together the workshops.  This is taking too long and I know there are people that are running out of time.  

But, our luck has finally changed, I have found an amazing and talented person to build a staff from and to help me.  The difference is amazing.  I will be ready in the very near future to start accepting applicants.

Now, back to:
  
"Is it true that state laws allow a foreclosure to take place without the Foreclosing Party producing the Note?"

For 14 years I have continuously been asked if "your lender" can foreclose without the Promissory Note. This requires a 2 part Answer.

1. Yes, it is true that the original Promissory Note must be presented by anyone claiming to own the Note and is trying to collect money from you, including collecting money by Foreclosure, in both judicial and nonjudicial states.

But it is not a Promissory Note which is owned. The Promissory Note is the title to the debt you still owe, just like the title to a car or machinery.

The lender does not record the Promissory Note and neither does the Borrower in most cases.  That is because the law regarding this is in the Uniform Commercial Code (UCC). It says that you should fill out a UCC-1 form describing the transaction and then record both the UCC-1 form and the Promissory Note in the County Recorder's office which is the same place your other recorded documents are recorded and kept.

In fact, very few Borrowers even know they should do this. I knew better but I did not do this on the loans for my properties. 

The law is unforgiving. "I was very busy," is not in any law or statute, as far as I know.

So that should expose all of you to the fact that, despite some compliments paid to me occasionally, I am not a certifiable genius.  Only certifiable.
 
If we all had done this, much of the Wall Street Meltdown could not have happened.  So, you really need to remember this fact that the Promissory Note is the contract between you and a lender and it is the evidence of the existence of the debt, or remaining debt you owe. When signed It becomes  a fact that when you signed for your loan, you agreed you had received the money, and that you owed the money back. This agreement and its terms are what created the contract that is in the Promissory Note and signed by you and the "lender".

That makes your lender, whoever actually sent the money you borrowed to the closing of your loan, the original "person in interest" who owns your remaining debt. That is where you must divide your mind (which if it wasn't true before it probably is now) between the law that you keep asking me about, and Crime.  None of the above is what really happened.  It is only what should have happened and since it didn't there is no foreclosing party that can meet the Constitutional, Irreducible, Minimum Requirements of Standing.




ALSO, See my Article, Down a few Posts: Or click here: "Let's All Take 3 Steps Back From Crazy!"

Monday, April 7, 2025

From "The Pro Se Series" by Danny Hammond: BORROWERS AS PRO SE WIN BIG FORECLOSURE FRAUD LAWSUIT AND GET THE HOUSE PLUS $2.5 MILLION DAMAGES

THE FORECLOSURE SOLUTIONS GROUP CLIENT BORROWERS IN COURT, AS PRO-SE, WIN BIG  FORECLOSURE FRAUD LAWSUIT AND GET THEIR HOUSE  PLUS  $2.5 MILLION DAMAGES 

"Turn this thing around, 
 I will not go quietly, 
 I will not lie down, 
 I will not go quietly"
                           Don Henley

This Article is being reprinted and was first posted April 9th, 2015.  I thought my clients would never lose again.  But, it was a slight change from what we are doing now and it couldn't be reproduced.

by Danny Hammond of the 3/4 Court Press

Pro Se means:  I am representing myself in court

MISSOURI STATE JUDGE MARCO A. ROLDAN made this ruling and you can read his very clear explanation on the link just below.

Tuesday, March 4, 2025

LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD: Carpenter v Longan 1872; [Also On YouTube Channel] @mtgfrd

 Heirs of a cold war,  that's what we've become, Inheriting troubles,  I'm mentally numb

Crazy,..... I just cannot bear,  That I'm living with something that just isn't fair, 
Mental wounds not healing.....Who and what's to blame

I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train
                                                                                                                      Ozzy Osborne


THERE IS NO SUCH THING AS THE:  "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY 30 MILLION TIMES IN 22 YEARS




The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.




Republished by Danny Hammond of the 3/4 Court Press


I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  

IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE  MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  


A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  


Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?


CARPENTER V LONGAN (SUPREME COURT 1872)  
THE ENTIRE RULING IS NEXT



mtgfrd.workshops@gmail.com   For questions or comments

Monday, March 3, 2025

US Bank, Its Trust Department, Or Its Meddling Henchmen Have Been Showing Up In 3/4 Of All Of Our Foreclosure Cases In The Last Few Years. Are They A Criminal Operation?

 Yes, They Are a Criminal Organization.

 "Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 
                                                                                             
                                                                                                 Major General John Bell Hood CSA


US Bank's own Trust Department Brochure is a bombshell revelation.  It says that a Corporate Trustee has no authority or ability to participate in any Real Estate Foreclosures

In the battle to defend your home from wrongful foreclosure, homeowners often find themselves up against big names like U.S. Bank, Deutsche Bank, or Bank of New York Mellon. These “trustees” appear on foreclosure documents, often leading homeowners to believe these institutions are actively managing their loans and directly pulling the strings in the foreclosure process. But here’s the truth: *They’re not*.

We have been using a US Bank Trust Department marketing brochure for years that makes their role as a loan trustee or a mortgage-backed security trustee (the word trustee has many meaning in foreclosures. This confuses Borrowers and it is intentional.  But, the marketing brochure put out by the US Bank Trust Department makes what "CAN'T HAPPEN" crystal clear. It’s like hearing from the horse’s mouth that the supposed power these trustees hold over your mortgage is largely a facade. This document exposes a shocking reality that many homeowners – and even their attorneys – don’t fully understand. Let’s break it down.

In U.S. Bank’s own words, as a trustee for Mortgage-Backed Securities (MBS), they perform a narrow set of duties:

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