Showing posts with label Bankruptcy Fraud. Show all posts
Showing posts with label Bankruptcy Fraud. Show all posts

Wednesday, September 23, 2020

YOU WORKED HARD TO SAVE YOUR HOME FROM FORECLOSURE AND STILL LOST IT OR ARE LOSING IT. WERE YOU DOOMED BY MORTGAGE FRAUD BEFORE YOU EVEN STARTED?.... YEP. I RECKON SO.

BUT, USING YOUR RIGHTS IN THE CONSTITUTION, YOU CAN STILL GET IT BACK! 

Fairy tales are more than true: not because they tell us that dragons exist, but because they tell us that dragons can be beaten.-  

                                                                   G.K. Chesterton

After seven years of doing nothing else, but studying and researching mortgage fraud, I have finally figured out how to tell you how the whole deal worked.

 I have had a dozen epiphanies along the way.  Each time I believed that I had finally discovered the formula of winning cases that should have been winners.

But, in actuality, I had found something very important, but there was another layer just behind it.  Like the way actors describe an onion and how you peel away one layer just to find another under it over and over.

Recently, I got my head around two rather significant issues.    CONTINUE READING

GET  A DETAILED REVIEW OF YOUR CASE WITH RECOMMENDATIONS

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Monday, August 24, 2020

Blogger will not let me keep going down. So, if you want to see my Posts in a straight line. Click on the title to see MORE POSTS FROM THE FORECLOSURE SOLUTIONS GROUP & DANNY HAMMOND


AS I LISTEN TO WHAT BORROWERS ARE TELLING ME AND AS I READ BORROWER'S POSTS IN FACEBOOK GROUPS, IT IS EASY TO SEE THAT BORROWERS ARE SMART, BUT THEY ARE THE VICTIMS OF FORECLOSING PARTIES 3 MAIN STRATEGIES

















FRAUDULENT FORECLOSURE SALE WITH NO DETAILED ACCOUNTING OF THE DISBURSEMENT OF THE PROCEEDS FROM THE SALE

CONTRARY TO POPULAR BELIEF THE FOLLOWING CALCULATION IS RIDICULOUS MYTH AND LEGEND  “BAD MORTGAGE LOAN” =  “BAD MORTGAGE BORROWER”

MORTGAGE FRAUD: THERE IS NO MAGIC BULLET, TRICKY ANGLE, NOR AN "AHA!" MOMENT. THE REMEDY WAS EMBEDDED IN THE CONSTITUTION BY THE BRILLIANT ANCIENTS

WHAT IF YOUR WRONGFUL FORECLOSURE WAS ALREADY VOID, BUT YOU WERE UNAWARE OF IT?

IF YOU WERE FORECLOSED AFTER YOUR MONTHLY PAYMENT SUDDENLY JUMPED UP DRAMATICALLY, YOU WERE A VICTIM OF WHAT I CALL A CALENDAR ARM

SUBJECT: MORTGAGE FRAUD--I SAY THAT YOU SHOULD SUE YOUR JUDGE, BUT UNLESS I DO IT MYSELF ISN'T THAT ADVICE A LITTLE LAME.?



YOU HAVEN'T THOUGHT ABOUT THE MORTGAGE CRISIS FOR A LONG TIME.  DID YOU THINK IT WAS OVER?  THOUSANDS OF PENSION FUNDS BOUGHT THE WALL STREET MORTGAGE-BACKED SECURITIES BONDS CALLED TOXIC BY FEDERAL RESERVE WHICH BOUGHT THEM BACK AT PAR WITH THE MONEY THEY PRINTED











 MY NEW METAPHOR FOR "MORTGAGE FRAUD" IS A GAMBLING CASINO THAT LETS NO ONE WIN, WITHOUT ANYONE REALIZING IT





SHORT SALE OR DEED IN LIEU OF FORECLOSURE: WHICH IS THE BEST STRATEGY? NONE OF THEM!





































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Sunday, August 2, 2020

AS I LISTEN TO WHAT BORROWERS ARE TELLING ME AND AS I READ BORROWER'S POSTS IN FACEBOOK GROUPS, IT IS EASY TO SEE THAT BORROWERS ARE SMART, BUT THEY ARE THE VICTIMS OF FORECLOSING PARTIES 3 MAIN STRATEGIES

1. NEVER USE THE APPROPRIATE LAW TO ESTABLISH THE RIGHT TO COLLECT MONEY OR FORECLOSE (THEY WOULD BE COMMITTING AN ACT OF PERJURY)

2.  RELY ON THE JUDGE TO DO NOTHING TO PROTECT THE BORROWERS' CIVIL RIGHTS

3.  WEAR OUT THE BORROWERS UNTIL THEY HAVE NO STAMINA, MONEY, OR WILL TO FIGHT BACK AGAINST THE FORECLOSING PARTIES' STUPID, BRAZEN, AND UNBELIEVABLY  UNCONSTITUTIONAL STRATEGIES


"Never argue with stupid people. They will drag you down to their level and then beat you with experience."
                          Mark Twain                                                
                                                                by Danny Hammond


Servicers and other such ilk have been using the whole time such as deals made by telephone, deals made by letters that are not signed, threats contained in court motions, and letters from attorneys. They are just kicking dust in your eyes in order to follow the plan. The plan has always been to:



1. Wear you out
2. Make you spend all of your money defending what you never had the responsibility to defend
3. Take away your will to continue.
There have always been criminal organizations inserted by 3rd parties with no interest in your deals usually represented to be Servicers who are 3rd parties with no interest in your deals.
Real Live Racketeers like;
The SPS, Green Tree, Nationstar, Seterus, LPS, Bank of New York, Bank of New York Mellon, Deutsche Bank National Trust Company, Deutsche Bank Trust Company Americas, US Bank NA as Trustee, and dozens and dozens more have all gone around and around in the same patterns and with the same strategies since the "Big Bang" of 2006-2012.
Borrowers are walking into the same old traps that fraudulent foreclosing parties and they're fraudulent Servicers which are Imposters and Fictitious Payees (legal terms from the UCC).
The first big one was gigantic. It is Ocwen Loan Servicing with many derivatives of that name. They finally had so much trouble from the feds (who fined but did not indict anyone) that they kind of disappeared.
But, I believe that the main ownership of Ocwen and affiliated banks, lenders, servicers, and other such ilk are all related by agreement or ownership to Ocwen. The servicers have a habit of changing names and/or functions. If I'm right one of the very central players will be William Erby.
See my article about Ocwen and William Erby at this LINK:
The name I hear Borrowers naming as their foreclosing party currently is Select Portfolio Servicing or the dreaded SPS. They are not an owner of your debt and their claim of being contracted Servicers might be true if you think they are a debt collector.

But, they are a 3rd Party debt collector with no connection to the entity that does own your debt that is represented by a true Promissory Note.
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