Wednesday, July 1, 2026

If Your Finances Have Been Hit Hard By Your Fight Against Foreclosure, Here's a Less Expensive Program : 2 1/2 Hours Of Real Time Working Together Phone Sessions To Create Your Complaint Fast

Sunday's 5 pm Q & A Regarding Working With Danny Hammond on Your Filings - CODE;


SATURDAY'S 6 PM Q & A CODE: 




Click on the blue form below to help you decide if this is for you.


The Foreclosure Solutions Group Wants you to know, that we now have two "Working Programs regarding Working Together With The Client In Real Time."  To create together the documents required to show the Foreclosing Party You Are Getting Smarter At An Exponential Rate and you are ready for the fight.  We can start and finish the needed documents Much, Much Faster and with the Borrower retaining more of the information learned and needed than anything I have ever put together before.  This plan can let you budget how you want to go from this point to the end.

We have Plan A - $950 

To get you from start to finish.

We have Plain B $300   

For whatever reason you need to start less expensively but still moving you forward rather than just sitting and worrying.  Whether you just want to see proof yourself before you spend nearly $1,000 or you can just need a less expensive beginning because your money situation is getting worse.   You can begin taking care of a significant time problem with the Foreclosing Party and the court breathing down your neck.

See what you think below.  

mtgfrd.info@blvdre.com  Leave Questions and Comments for Danny Hammond

Plan - A  $950 To Work Together From Start To Finish.

That's means from filing your Complaint immediately and Working With You In Real Time.  The Goal Is To Get To A Final Judgment Quickly.  

That Includes:

Answering All Motions, from the Foreclosing Party. 

Thursday, June 25, 2026

What If Your Wrongful Foreclosure Was Already Void, But You Were Unaware Of This Fact?

There Is A Good Chance That Is True.


If you don't stick to your values when they're being tested, they're not values: they're hobbies.
               Jon Stewart

Republished by Danny Hammond of the 3/4 court press
04-21-2022

Find Danny Hammond mtgfrd.info@gmail.com

I have just read a very long email from a borrower who was trying to tell me how he had proven over and over that the foreclosing party which does not exist, did not have the right to foreclose. He has been in court for years and suffered nearly unimaginable suffering and pain and costs.



But, I can imagine. I can remember trying to figure out the courts.

It shouldn't be that hard, should it? The courts seem crazy. But, what if Chuck's court is only incompetent? What if this judge is just a no-talent judge guy.

This judge won't learn anything because the other judge guys will protect him from the Borrower. He will protect his other judge guys also, so.....they won't learn anything either. That's how judges go. They are Knuckleheads. They all used to be attorney guys.

I know this is true. After years of working it out, I know that the majority of judges in these mortgage fraud cases are hopelessly devoid of knowledge of, or experience with, real estate chains of title or real estate law, or finance.

When I reply to him I know what I will say. It has been going around in my head like a song for a year. It will go something like this: CONTINUE READING

Find Danny Hammond - mtgfrd.info@gmail.com

Monday, June 15, 2026

A Letter From One Who Was Uniquely Qualified To Point Out The Chronic and Permanent Deficiencies In Setting Up The Constitutional Judiciary



In The Constitution, It is stated that it is the citizens who must defend the 

Constitution from defects or intentional changes when it is absolutely 

imperative.


Below is a letter considering whether the founders had made a grave error in establishing the parity of the 3 branches of government.  It is a fundamental problem today.

It is singularly responsible for the foreclosure crisis today.

The different Supreme Courts over decades and centuries have slowly created laws (which only Congress can do) covering the total ass of every judge by giving all judges (including their asses) Absolute Immunity

No matter what intentional or unintentional unlawful every judge has Absolute Immunity from being sued by the Parties in court case. Again. Absolute Immunity if your house is taken in a crime in which a judge was a co-conspirator.  

My strategy will still work, but it may be harder.  My problem with this is that the Constitution is clear that no citizen can be raised higher than any other citizen.  This is especially covered the 5th,11th, and 14th Amendments to the Constitution.  These Common Law abominations are just made up by multiple Supreme Courts.  They are inventions of convenience and not real laws.  They  didn't try to amend the constitution.  They just buried all of the self-invented self interest changes in common law backwater.

They made law.  They made every judge, not matter what he has done, untouchable and irresponsible for any act or crime they commit.  They can't do that, so those changes they made to protect their asses, but not ours, are unconstitutional.

There is no change in any of the words of those Amendments in the Constitution.  They changed constitutional law and buried these laws they made up which could only done following:

Only a majority vote in both houses in Congress and a vote of yes, by the citizens of 2/3 of the all of the states can amend the constitution.  There were ten amendments added immediately which make up the original Bill of Civil Rights.  This process makes changing the constitution so difficult that in 250 years there have been only 17 amendments since the enactment of the United States Constitution.

Today's King Robert's Supreme Court is the worst offender of all of the Supreme Court's over the entire 250 years of the Citizens created Judiciary.

Danny Hammond of the 3/4 Court Press

The Letter From a United States Citizen Complaining About The Lack of Any Oversite of Judges Starts Below:

"With us all the branches of the government are elective by the people themselves, except 
the Judiciary, of whose science and qualifications they are not competent judges." 

Experience, however, soon showed in what way they were to become the most dangerous;
that the insufficiency of the means provided for their removal gave them a freehold and
irresponsibility in office; that their decisions, seeming to concern individual suitors only,
pass silent and unheeded by the public at large; that these decisions, nevertheless, become 
law by precedent, sapping, by little and little, the foundations of the constitution, and 
working its change by construction, before anyone has been busily employed in consuming its substance.

In truth, man is not made to be trusted for life, if secured against all liability to account.

             
Thomas Jefferson: letter to Monsieur A. Coray, Oct 31, 1823

Wednesday, June 10, 2026

From "The Pro Se Series" by Danny Hammond: DIRTY DEEDS DONE DIRT CHEAP: All You Need To Know About That Servicer & Successor Trustee You Say is After You

 FORECLOSURE FRAUD DEPENDS ON JUST A FEW PLAYERS TO BE SUCCESSFUL.

BUT THEY MUST BE CRIMINAL PLAYERS

THE MOST IMPORTANT IS THE 

SUCCESSOR TRUSTEE AND HE/SHE/IT IS/ARE THE ONLY ONE YOU REALLY CAN SUE

THE SUCCESSOR TRUSTEE PERFORMED AN ILLEGAL ACT IN THE NON-JUDICIAL FORECLOSURE

A FORECLOSURE DEED WAS CREATED {FORGERY} THEN IT WAS RECORDED {WIRE FRAUD} 




"Pick up the phone, I'm here alone, or you could make a social call
I'm always home.  Call me at any time. 

Just ring 362-436-####
I lead a life of crime!

Dirty Deeds Done Dirt Cheap!

Dirty Deeds and their done dirt cheap!  AC DC


This article is dedicated to the six foreclosure mill law firms that were "appointed" to be Substitute Trustees" by fictitious Lenders to fraudulently foreclose on 14,400 families in Jackson County Missouri alone.  For each year, for the last five years.  Creating displaced refugee families at numbers rivaling anywhere in the world.  
          
Jackson County is just one medium-sized county in the United States.

If you want me to name these firms in this blog and tell what I know about each one, then fill out the form below (you don't have to put your name or contact info) just let me know that you are pissed off.)  
I hate the idea that I'm the only person in the world who is pissed off.  That would mean I have a problem with reality.  
 
BUT REMEMBER, THE FACT THAT YOU ARE PARANOID,
DOES NOT ELIMINATE THE POSSIBILITY THAT, 
SOMEONE IS OUT TO GET YOU

QUESTION:  HOW MANY SOCIOPATHIC RACKETEER ENTERPRISE PARTIES DOES IT TAKE TO STEAL YOUR HOUSE?

ANSWER:  ALL OF THEM

And I have just had it.  I am right.  You can't work on one subject for eight years, 7 days a week and not understand the material.  I am likely no genius, but I have often been told that I am very smart. Very smart?  I don't know about that, but I am right.

CONTINUE READING    

Danny Hammond Has Never Serviced Or Trusted Anyone - mtgfrd.info@gmail.com


Wednesday, June 3, 2026

Tenney's Win In The Judicial Foreclosure Kansas Appellate Court Case This was Danny Hammond's 1st Complete and Correct Win

 “I was playing for time. Just for time. I played the wrong way, of course.”

Raymond Chandler







by Danny Hammond of the 3/4 Court Press

Case No. 110.359

IN THE COURT OF APPEALS OF THE STATE OF KANSAS

U.S. BANK NATIONAL ASSOCIATION as Trustee for THE Certificateholders of CITIGROUP MORTGAGE LOAN TRUST INC., Asset-Backed Pass-Through Certificates Series 2007- AMC1, Appellee, 

v. 


DENNIS W. TENNEY and BECKY TENNEY, et aI., Appellants the appellate court stated:

“Per Curiam: “Dennis and Becky Tenney filed a motion to set aside an agreed
judgment of mortgage foreclosure, claiming that the judgment was void. They argued that
U.S. Bank had not shown that it properly held the note secured by the mortgage therefore it was not the real party in interest, and it therefore lacked standing to sue. 

The district court denied the motion, finding that it was untimely. We disagree, because in Kansas lack of standing is jurisdictional and can be raised at any time, and Kansas Law is in lock step with Article III. 

We reverse and remand for a hearing on the question of whether the agreed judgment was void for U.S. Bank's lack of standing.

The district [Kansas state] court heard that motion the same day it was filed. The judge declined to take evidence, but it did hear arguments of counsel. 

The greatest part of the hearing consisted of a colloquy between the district court and the Tenneys' new attorney. Counsel advised the district court that the Tenneys were claiming the judgment was void under Article III and Kansas UCC statute, stating: "I think the judgment is void if they're [U.S. Bank] not the proper party in interest." 

The Tenneys' attorney maintained that the issue of whether a judgment was void for lack of standing could be raised at any time. The district court disagreed.

Continue Reading      The First Face To Face and Correct Win For Me.

Find Danny Hammond - mtgfrd.info@gmail.com

Tuesday, June 2, 2026

LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD: Carpenter v Longan 1872; [Also On YouTube Channel] @mtgfrd

 


Heirs of a cold war,  that's what we've become, Inheriting troubles,  I'm mentally numb

Crazy,..... I just cannot bear,  That I'm living with something that just isn't fair, 
Mental wounds not healing.....Who and what's to blame

I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train
                                                                                                                      Ozzy Osborne




THERE IS NO SUCH THING AS THE:  "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY 30 MILLION TIMES IN 22 YEARS




The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.




Republished by Danny Hammond of the 3/4 Court Press


I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  

IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE  MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  


A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  


Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?


CARPENTER V LONGAN (SUPREME COURT 1872)  
THE ENTIRE RULING IS NEXT


For questions, comments or clowning around with Danny Hammond - mtgfrd.info@gmail.com

Saturday, May 30, 2026

Circuses Face Serious Labor Shortages As More Clowns Continue To Stream Into D.C.

 

For questions, comments or clowning around with Danny Hammond - mtgfrd.info@gmail.com



                                                   by Danny Hammond of the 3/4 Court Press





In Other News:



by Danny Hammond of the 3/4 Court Press


From "The Pro Se Series" by Danny Hammond: BORROWERS AS PRO SE WIN BIG FORECLOSURE FRAUD LAWSUIT AND GET THE HOUSE PLUS $2.5 MILLION DAMAGES

THE FORECLOSURE SOLUTIONS GROUP CLIENT BORROWERS IN COURT, AS PRO-SE, WIN BIG  FORECLOSURE FRAUD LAWSUIT AND GET THEIR HOUSE  PLUS  $2.5 MILLION DAMAGES 

"Turn this thing around, 
 I will not go quietly, 
 I will not lie down, 
 I will not go quietly"
                           Don Henley

This Article is being reprinted and was first posted April 9th, 2015.  I thought my clients would never lose again.  But, it was a slight change from what we are doing now and it couldn't be reproduced.

by Danny Hammond of the 3/4 Court Press

Pro Se means:  I am representing myself in court

MISSOURI STATE JUDGE MARCO A. ROLDAN made this ruling and you can read his very clear explanation on the link just below.

Continue Reading Click Here

Find Danny Hammond - mtgfrd.info@gmail.com

Friday, May 15, 2026

There Are 3 Main Issues That I Am Trying To Get Across To You, Which, If You Can Except Them, Will Give You A Better Chance Of Winning



MERS Is Not An Issue.  It Is A False Invention To Keep You Distressed and Upset 

                   Mortgage Electronic Registration Systems, Inc, MERSCORP, blah, blah, blah 


Following Are Two Depositions From Years Ago In Which J.K. Arnold, the President and Chief Executive of MERSCORP, Inc., Mortgage Electronic Registration Systems, Incorporated, and William C Hultman, Chief Financial Officer Of The Same Two Companies  

Both Men, or Mouses, Describe In A Very Serpentine And Lengthy Manner All Of The Ways That, None of The MERS Phantom Entities Ever Put A Nickel Into Or Took A Nickel Out of Any Loan On Planet Earth, Our Solar System, Or Our Galaxy The Milky Way. 

Before this MERS groups did foreclose, did try to Service Loans etc, etc, etc.

Their names on your Assignments of your Security Instrument (mortgage, deed of trust, trust deed et.) are there in order to make it look like in a most ceremonial way that your mortgage, Promissory Note and the real money in any or this, your remaining DEBT, has been transferred from one party to another with no explanation how this could happen.  You believe that Someone has purchased your loan with the assignment of your mortgage or deed of trust.

This did not happen.  Yes, I am sure.  An assignment of the security instrument cannot not be done either lawfully or in common sense.

Continue Reading   And Be On The Alert For Danny Hammond at   mtgfrd.info@gmail.com

Do You Want To Know Why MERS is not a threat to you? This is Deposition #2 It Is The Story Of MERS Through The Court Testimony Of Chief Financial Officer William Hultman. He Says MERS Never Owned Any Loans

 

The Deposition of William C Hultman The Original Chief Financial Officer of MERS

SUPERIOR COURT OF NEW JERSEY 

Deposition of William C Hultman CFO of MERS & other AKAs
 
DOCKET NO. F-10209-08 
 BANK OF NEW YORK AS TRUSTEE FOR 
 THE CERTIFICATE HOLDERS CWABS, 
 INC. ASSET-BACKED CERTIFICATES, 
 SERIES 2005-AB3 
 Plaintiff(s),
 vs. 
 VICTOR and ENOABASI UKPE 
 Defendant(s). 
___________________________________________ 
 VICTOR and ENOABASI UKPE 
 Counterclaimants and 
 Third Party Plaintiffs,
 vs.
 BANK OF NEW YORK AS TRUSTEE FOR 
 THE CERTIFICATE HOLDERS CWABS, 
 INC. ASSET-BACKED CERTIFICATES, 
 SERIES 2005-AB3 
 Defendants on the Counterclaim, 
 and 
 AMERICA'S WHOLESALE LENDER; 
 COUNTRYWIDE HOME LOANS, INC.; 
 MORGAN FUNDING CORPORATION, 
 ROBERT CHILDERS; COUNTRYWIDE 
 HOME LOANS SERVICING LP, 
 PHELAN, HALLINAN & SCHMIEG, 
 P.C., 
 Third Party Defendants 
 -------------------- 
 April 7, 2010 
Deposition of William Hultman

1 Oral sworn video/telephone conference deposition of WILLIAM HULTMAN,

 Attorneys for Ukpes as Defendants and 

Thursday, May 14, 2026

Deposition #1 MERS Original President & CEO J. K. Arnold: No Matter How Hard It Is To Suspend Your Disbelief, You Gotta Try. MERS Is Not A Valid Concern To You. It Is An Invention With No Purpose Except To Distract You. The Depositions of The MERS Creators Follow. Prove This Myth To Yourself

 

It ain't what you don't know that get's you into trouble, it's what you know for sure that just ain't so!"                                                                                                                                                         -Mark Twain


Deposition of J.K. Arnold President and CEO Incorporated Mortgage Electronic Registration Systems, Inc., and MERSCORP Inc. (and some other MERS names)

IN THE CIRCUIT COURT 2 FOR 3 MONTGOMERY COUNTY, ALABAMA
45 DEBRA A. HENDERSON,
6 Plaintiff,
7 VS. 
 MERSCORP, INC.,                                                                CIVIL ACTION NO.  CV-08-900805.00 et al.,
Defendants.
10
11 * * * * * * * * * * * * *
12
13 VIDEO DEPOSITION OF R.K. ARNOLD,
14 taken pursuant to stipulation and agreement before
15 Tracye Sadler Blackwell, Certified Court Reporter
16 and Commissioner for the State of Alabama at Large,
17 in the Offices of The American Association for
18 Justice, 777 6th Street, NW, Suite 200, Washington,
19 D.C., on September 25, 2009, commencing at
20 approximately 10:10 a.m.
21
22 * * * * * * * * * * * * *
23
2
1 APPEARANCES 2 3 ON BEHALF OF THE PLAINTIFF: 4 Mr. Nicholas H. Wooten
WOOTEN LAW FIRM

To Find Out If MERS Is A Real Conern In Your Case, Read Further And Learn For Yourself.  But, Sit Down This Is Very Long.  But, It Eliminates MERS.  If You READ Far Enough
Continue Reading click here

And "Shut Up And Dance" with Danny Hammond  mtgfrd.info@gmail.com


Tuesday, May 12, 2026

The 3rd Thing I Want You To Really Understand Is. In Order To Prove That Any Of Your Characters Has Standing To Foreclose On You, Only One Of Them Can and Only If He/She/They/Them/It Actually Claims An Injury In Fact.




The only thing that is worse for the bad guys than none of them claiming You injured them, is if Two Characters claim you Injured them.

There is only (Uno, 1) Foreclosing
Party (or parties).  The rest of the characters are just dressed up and swirling around in your way in order to Confuse, Distract, Daze and Lie to you.

Stop trying to prove all of them are committing fraud.  That was never a lawful burden of the Borrower.  Did they claim that you caused Injury to them?  Did any of them ever mention it?

NO.  But, one has to be the foreclosing party who can claim and prove the right to Collect Money From You, because you owe the money to that party.  None of them ever do. 

I have never seen any, not one party, in all of the cases of families in foreclosure I have worked with

I have not seen even one party step and and write in their filed documents a Claim that "They had suffered an Injury" and in their first filing included Concrete and Particularized Evidence that proved that the injury was real (Injury In Fact) and that using that same evidence proved that they could "Fairly Trace" the causation of their Injury in Fact to the actions of the Borrower (Defendant) (Victim).

If I have never seen this. 

I have never seen any party fulfill this Requirement of proving they had the right to collect money from my clients before they began actions of Foreclosure or Eviction against my clients. 

Then how did 30 million families lose their homes in any real court in the United States?

They did not know it was rigged.

We were all fighting fraud while they were rigging the system.

Yes, I finally started winning cases.  26 years after they began rigging them.  By myself it will take 200 years to put it all back together.  

Their system is so simple and so stupid and we all made them look brilliant, complicated and smart by our racing in circles trying to prove fraud. 


By Danny Hammond of the 3/4 Court Press  at mtgfrd.info@gmail.com


Friday, May 1, 2026

The Term "Void" Is Often Used In Contrast To "Voidable" And "Unenforceable". The Main Difference Is That An Action That Is Voidable Remains Valid Until It Is Voided.

I was playing for time. Just for time. I played the wrong way, of course.”
Raymond Chandler



"Here cum da Judge"




   by Danny Hammond of the 3/4 Court Press.

  


Surely no one can truly believe that it is the Borrowers that come up with these bizarre scenarios? 

My sister uh, Mary, is an attorney, who is probably the smartest person I have ever known, was home this weekend and I asked about maybe we should be objecting to the new judge in this case who has oddly not committed a crime yet, and he was going to take over to provide cover for the original judge who had committed all of the crimes by removing the case to Federal Court.  That is like stealing 3rd base from 1st base.  No one would do that.  The Constitution is perfectly clear.  Not on stealing 3rd, but removing a VOID case to Federal court.  You can't do that.  

Although, if he says one more sentence, we are gonna pounce hard on him and make him the defendant, not as a judge but as himself, and make it stick.  

Mary came up with a Motion For Reconsideration, which startled me because I had actually begun to believe that was a term I made up, because I never had a judge comment on it, even though I tried it over 7 and a half billion times while helping Borrowers understand courts and such.

I told her that I just didn't see how you could remove VOID.  It is unthinkable.  Void cannot be arranged.  It is nothingness.  It never was.  It can never even be.

She kind of agreed.  But, neither of us could explain that notion in "earth terms". 

(You see, most attorneys don't ever deal with law all that much.  Except sewer court rat attorneys like ambulance chasers and Borrower representation in foreclosure).  Once again, I must speak up.





Catch Up With Danny Hammond at mtgfrd.info@gmail.com

MORTGAGE FRAUD: It Is A Straight Line! Your Entire Fraudulent Foreclosure Case Is Based On A Straight Line With No Gaps. But In Today's Corrupted System There Are Always Unexplainable Gaps.

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 
                           
Republished by Danny Hammond
I have read, and I still read, many messages from Borrowers
who are looking for help against mortgage fraud and wrongful foreclosure involving their homes.  Lately, I have run into
several Facebook Groups that exist for their members to collaborate and share their own searches on the internet and strategies that they have heard about or read about.  There are some issues with this that are causing them to  get overwhelmed and stuck.  

I know a lot about this.  Not because I am so smart, but because I am familiar with being overwhelmed and stuck.

It was easier for me to overcome because I learned about the Chain of Title of records recorded against the property that houses sit on starting at 12 years old with my Dad.  Most people never really deal with it more than once or twice in their lives.

Everything in life has a straight line.  A beginning and the middle and the end.  They never change positions.  In real estate, the straight line is usually more obvious than say a drive across the country.

CONTINUE READING                 


Hang Glide With Danny Hammond by email  mtgfrd.info@gmail.com



Wednesday, April 29, 2026

Fraudulent Foreclosure and the Danny Hammond MIKE SINGLETARY Offense For Borrowers Facing Fraudulent Foreclosure

There is only one way to succeed in anything and that is to give it everything.”

                                                                             Vince Lombardi


Reposted because it is the 3rd most popular article out of 271 articles still posted


by Danny Hammond of the 3/4 Court Press
mtgfrd.info@gmail.com

The theory behind my "Mike Singletary Mortgage Fraud Offense" begins with the premise that in your foreclosure court there are some nameless players who aren't really affecting the game as much as you think.

These players include the Imposter and Fictitious Payee Foreclosing party who is pushing a baseless claim and its attorneys who are the puppets voicing this claim. But, there is one party in your court who is keeping you from winning.

It is no secret that I think it is your judge and I am almost always right.  So, to explain my strategy let's pretend that your court is a football game. You are in the right which puts you down on your opponent's 30-yard line with the ball and one minute left to score a touchdown and win the game.   Your foreclosure judge is the embodiment of Mike Singletary. For the 8 people in America who are not children, but still haven't heard of Mike Singletary, he was the phenomenal middle linebacker who was drafted by the Chicago Bears in the 2nd round of the 1981 NFL Draft and became to be known as probably the greatest linebacker of all time as "The Heart of the Defense" for the Chicago Bears' Monsters of the Midway in the mid-1980s.

So, in my little metaphor, Mike Singletary represents your judge and he has been knocking down passes, sacking you, the quarterback, stuffing all the running plays and pretty much controlling the game. He is offsides on every play.  He is holding lineman, interfering with pass receivers, roughing the quarterback and generally is operating with complete disregard for the rules.  There is no accountability for his actions.  No one will argue with him.  He is accountable to no one.  There are no consequences for his actions.

You are not going to win if Mike Singletary continues to play.

Therefore, Mike Singletary must be removed from play, no matter what it takes. So, you call a timeout and on the next play, you send 15 players on the field and hike the ball to the quarterback who takes a knee while the other 14 players pile on Mike and twist his ankles, bite his ears, and break his arm.

This is, of course, against the rules so you accept your penalty for "too many men on the field " and huddle up. Three plays later you score. You win because you neutralized the one person who is intent on beating you on this day and he could have without your brutal and decisive action.



RACE Coast To Coast In the 2026 Cannonball Run With Danny Hammond  mtgfrd.info@gmail.com 

Wednesday, April 15, 2026

MY NEW METAPHOR FOR "MORTGAGE FRAUD" IS A GAMBLING CASINO THAT LET'S NO ONE WIN WITHOUT ANYONE REALIZING IT

“He snorted and hit me in the solar plexus. I bent over and took hold of the room with both hands and spun it. When I had it nicely spinning I gave it a full swing and hit myself on the back of the head with the floor.” 
                      Raymond Chandler

by Danny Hammond of the 3/4 Court Press

This was originally posted 04-16-2016 on this website.  I am reposting it because I like it.


I am always trying to find a simpler way to describe how there could even possibly be so many illegal foreclosures because it has been very difficult to explain to someone who is unaware of the size and scale of the scheme of something that really is kind of unbelievable.


Then in a conversation yesterday I thought of an example of how something could be done right in front of the eyes of everyone without anyone seeing it.


Let me know if you think this is a good metaphor for Wall Street and Mortgage Fraud.

A casino decides to not let anyone win. There are 1000 people on the gambling floor, but few of them know each other. All of them are losing consistently. 

Each of them thinks that they are having a bad night of gambling because "it happens". 


All of them go home losers, but they have no clue that everyone else went home a loser too.


There were no winners. It never occurs to any of them that all of them have been robbed in plain sight.


Of course, the casino keeps all of the money because no one knows it is missing."