“Truth is stranger than fiction, but it is because Fiction is obliged to stick to possibilities. Truth isn’t.”
Mark Twain
If you walk into a 2nd grade elementary school class room and see that all of the boys are standing on their desks shaking their butts, laughing and shouting, and throwing things at the girls in the class, who respond by screaming and running, and then you notice that the 2nd grade teacher is setting at his desk doing nothing to stop the chaos, would you really blame, the children?
No, it is the teacher who is in charge of the room. If the teacher does not enforce the rules of classroom behavior, then the children will act like wild monkeys. How would they know not to?
It is no different than the judge in the court case who is charged with controlling and enforcing correctness in information and procedure in a court case.
If the judge does not enforce the constitution, which is all that keeps this country great; or If the judge does not make the attorneys prove their claims and/ or does not keep them from claiming transfers of ownership of essential Promissory Notes with assignments of incidental security instruments (mortgage or deed of trust) which do nothing but describe the collateral, then, of course the attorneys are going to forge and fake and lie, worse than wild monkeys. (Carpenter v Longan US Sup Ct 1872 from the Colorado Territory (except the monkey part)
Then lack of subject matter jurisdiction is the fault of the judge of the court. He or she has wrongly put the burden of proof of standing on the borrower (very nearly every time), yet it is very clearly the burden of the court. The court is allowing the Borrower to prove he was defrauded. That is bizarre. The very definition of fraud means it was hidden from the borrower.
It is the foreclosing party who must prove that they did not commit fraud by having proof of being the party in interest.
The judge promised when he took the job that he, or she, would enforce and protect the laws that come from the constitution and that they defend the court ferociously from losing the public trust in the integrity of the court. Maybe that was too much to ask from pompous asses. Why did we all expect more of judges and attorneys anyway?
If I am any part of the public, then I can tell you for sure, the courts have lost some of the public trust.
It is difficult for me to pull Borrowers back from their searches for Promissory Notes, Assignments of Mortgage, MERS, PSA etc., etc., thinking like Dick Tracy and Perry Mason, as well as Captain Kirk (Boston Legal) looking for a way to "prove" that the party trying to foreclose on them does not have the authority, or, STANDING, to do so.
But, if what I say is true and the judges are letting the attorneys run amuck like the 2nd graders in my description, who can blame the attorneys for running amuck. "Amuck" is quickly becoming synonymous with the "actions of the courts".
If you had seen judges simply ignore proof when it is presented as much as I have, then what I was really trying to say is that this whole thing is only about Standing and in constitutional law only the court (the court is the judge and the judge is the court.) has the initial burden of determining if the foreclosing party is a Plaintiff with Standing. It is only the Supreme Court that has original jurisdiction over all issues of Constitutional rights. No state judge or local judge should claim that they have superior jurisdiction to the Supreme Court and its decisions.
The way it has been practiced for the last 15 to 20 years has been exactly the opposite.
The judges have been sitting up there on their very tall bench and waiting for the Borrowers to describe what the foreclosing party was up to and forcing the Borrower to prove it. These cases nearly always begin with the judge placing the burden on the Borrower to prove what the Foreclosing Party has tried very hard to hide. That is a ridiculous premise. John Adams, Thomas Jefferson and the rest thought so too.
If an act of fraud is working here, then by definition the act was meant to be kept hidden.
How would a Borrower prove or disprove something he was not allowed to see or know about? It is the foreclosing party who must claim that he has been wronged by the borrower and it is this same foreclosing party that must prove it (not claim it) with evidence which is "concrete and particularized" legal terms found in a billionth of a second on Google search.
So, the way it should work in “reality” law is that the judge cannot even preside over a case until he reads what the foreclosing party or Plaintiff (in judicial states and defendant in non-judicial states) has written in their lawsuit or answer (which is why I rarely say Plaintiff of Defendant in articles. I say “foreclosing party) to make the claim that the court should hand them the deed to your home and that they should get to sell it and keep the money or buy a jet.. How this has been allowed to happen illegally 30 million times is a shameful disgrace for the majority of our judiciary. It is truly unbelievable. Not untrue, just unbelievable. (There have been many beautiful and sane rulings also, but it is nowhere near "Due Process for all" yet.)
It would be very difficult for me to show you how Challenging Standing is supposed to be working, because no one is doing what the framers prescribed so it is still, in essence, only in my head. There are hundreds of citations concerning case rulings on the subject, but they are mostly contract law cases from other industries. Home Loans funded with a Promissory Note and secured with collateral are all contract law, but no one is enforcing them in the correct way as required by the United States Constitution, the basis of all American law.
That doesn't change how it works with your home loan, because contract law is what governs home loans.
So, since it is the judges burden to know whether he or she has subject matter jurisdiction, which he needs to even begin the case, he must see the proof of standing the Foreclosing Party attorneys typed into their claim of having given you money. Trust me on this. Whoever you think loaned you the money didn’t.
Borrowers, before anything else, you must first understand the proof that is required to accompany claims of rights in order to establish Standing. If a claim of injury has not been made or if a claim of injury has been made and proof has not been presented and the judge rules without Standing, and therefore without subject matter jurisdiction, then he has broken the law. This is the only situation where a judge loses his or her "absolute immunity".
If he rules against you, right or wrong, without having "subject matter" jurisdiction he has done so as a "civilian" and if has barred or deprived you from any of your constitutional civil rights, he is liable to you for any money or property harm that you have suffered. You don't really sue the judge as a judge, you sue the man or woman who acted as a judge without the requirements needed to create a legitimate judicial setting with subject matter jurisdiction. It is impossible to claim a judicial setting while practicing Deprivation of Constitutional Civil Rights.
There was no legitimate court for any foreclosure case that I have ever seen. I have seen as many as anybody.
So, first things first. Review, slowly and carefully, what the US Supreme Court has determined is the constitutional minimum requirements for Standing. The words they use is the strategic offense you will use to keep your house safe from anyone that you do not owe the money to.
Let me know if you can see how those words fit your situation. If not, we will go over them again before moving on, as to how and when we would apply them.
I have just realized that I have just written a blog post that a lot of people need to read, by giving a Borrower who called me for advice for answers that are still in the process of unveiling themselves to me. So, I will probably post this today. The blog post will be on our website at: https://foreclosurefraudanswers.blogspot.com
Below is an actual excerpt from my own motion to vacate a void judgment of foreclosure.
Plaintiffs have filed to Invoke their Rights to Challenge the Standing of the Defendants at any Time Under Article III of the United States Constitution earlier into this court case, yet this court failed to even mention or give any recognition whether the court had even read the Borrower/Plaintiffs' invocation of this fundamental constitutional civil right, which was foremost the responsibility of this court.
Plaintiffs state as follows and the court ignores at its own peril:
1.) That Article III of the Constitution of the United States and the Supreme Court have established a constitutional irreducible minimum set of requirements for a party in a genuine dispute to establish Standing. Without the Standing of the Foreclosing Party, all courts in the land must acknowledge that the court has no jurisdiction to hear any merits of a case and must dismiss the subject action, in this case the void and fraudulent foreclosure of Plaintiffs’ property.
1a.) That only the United States Supreme Court has original jurisdiction over constitutional question issues.
(The decisions of the United States Supreme Court, whether right or wrong, are supreme: they are binding on all courts of this land, Hoover v. Holston Valley Community Hospital, 545 F. Supp. 8, 13 (E. D. Tenn. 1981) (quoting Jordan V. Gilligan, 500 2 F.3d 701, 707(6th Cir. 1974).
(The lower courts are bound by Supreme Court precedent, Adams v. Department of Juvenile Justice of New York City, 143 F.3d, 61, 65(2nd Cir. 1998)
(Walker v. Quality Loan Service Corp. of Washington et al., No. 65975-8-1)
(Washington State Supreme Court, Bain v. Metro. Mortg. Group, Inc., et al.175 Wn.2d 83, 285 P.3d 34 (2012))
2.) That the requirements in a case of Non-Judicial Foreclosure actions are:
1. The foreclosing party must claim and prove with concrete and particularized evidence that it has sustained an Injury in Fact.
2. This Injury must be fairly traceable to the mortgagor party with concrete and substantive evidence.
3. The court must be able to redress the injury with a ruling in favor of the injured party.
3.) That if it is the alleged foreclosed party that is the claimant party then it must also
1. claim and prove an injury in fact.
2. Its’ injury must be fairly traceable to the foreclosing party.
3. Its’ injury must be able to be redressed by the court.
Jacqueline Gray; Windhover, Inc., Plaintiffs-Appellants, v. City of Valley Park, Missouri, Defendant-Appellee, United States Court of Appeals FOR THE EIGHTH CIRCUIT, No. 08-1681, On Appeal from the United States District Court for the Eastern District of Missouri. Submitted: December 10, 2008, Filed: June 5, 2009 (Corrected: 06/11/2009)
4.) That the United States Supreme Court defines the requirements of Standing as:
3.1.B. The Constitutional and Prudential Requirements of Standing
Inherent in the constitutional limitation of judicial power on cases and controversies is the requirement of “concrete adverseness” between the parties to a lawsuit. The rise of public interest law litigation involving claims of non-economic loss has forced the Supreme Court to craft an analytical framework for determining whether the requisite adversity is present. The Court requires that plaintiffs establish that the challenged conduct caused or threatens to cause them an injury in fact to judicially cognizable interests. By establishing that they personally suffered injury, plaintiffs demonstrate that they are sufficiently associated with the controversy to be permitted to litigate it. The question of injury raises two questions –
(1) what kinds of injuries count for purposes of standing and
(2) how certain the injury must be if it has not yet occurred.
3.1.B.1. Injury in Fact
The Supreme Court has held that, to satisfy the injury in fact requirement, a party seeking to invoke the jurisdiction of a federal court must show three things:
(1) "an invasion of a legally protected interest,"
(2) that is "concrete and particularized," and
(3) "actual or imminent, not conjectural or hypothetical. The following section discusses several types of injuries considered by the Supreme Court in determining whether there is a legally protected interest.
3.1.B.1.a. Economic Interests
The Supreme Court has had no difficulty determining that economic interests are legally protected interests. More difficult is determining when economic injury that has yet to occur is sufficiently imminent and likely to confer standing. The Court has been relatively forgiving in this regard. Economic injury need not have already occurred but can result from policies that, for example, are likely to deprive the plaintiff of a competitive advantage or a bargaining chip. In Clinton v. New York, for instance, the Court held that New York had standing to challenge the veto of legislation permitting the state to keep disputed Medicaid funds. The veto left the state’s ability to retain the funds uncertain, subject to the outcome of a request for a waiver. Despite this uncertainty, the Court regarded the “revival of a substantial contingent liability” sufficient to confer standing.
3.1.B.5. Injury Fairly Traceable to the Challenged Conduct
In addition to alleging injury in fact, the plaintiff must demonstrate that the injury is fairly traceable to the defendant’s unlawful conduct. In cases in which the government acts against the plaintiff, causation is simple.
3.1.B.6. Relief Sought to Redress Injury
A corollary to the Supreme Court’s requirement for standing, that the injury alleged be fairly traceable to the challenged conduct is the separate requirement that the relief sought must redress the injury. In the great majority of cases the inquiry into causation and redressability are indistinguishable.
Thus, in Warth, the Court held that there was no reason to suppose that the elimination of exclusionary zoning would enable the plaintiffs to obtain housing in Penfield. In re; Eastern Kentucky Welfare Rights Organization, the Court held that there was no reason to think that revoking the IRS Revenue Ruling at issue would assure that the next ill or injured poor person would be admitted to a hospital.
While the scope of equitable relief to redress unlawful governmental action has long been a matter of controversy, not until City of Los Angeles v. Lyons did the Court clearly articulate the requirement of remedial efficacy as a constitutional component of standing. The plaintiff in Lyons sought damages and injunctive relief after being choked by city police officers. He alleged that the city permitted the police department to use unnecessary choke holds indiscriminately. The Court conceded that Lyons had standing to sue for damages. However, the Court held that he lacked standing to seek injunctive relief, as an injunction would not redress his injury because it was unlikely that he would be arrested and choked again.
5.) That GMAC Mortgage, LLC has only one possible injury it can claim. That this defendant used its own money to fund the closing of the loan, or it used its money to provide the agreed upon consideration to purchase the alleged subject Promissory Note from a Holder in Due Course. GMAC Mortgage, LLC has never stated or claimed an “Injury in Fact”, nor described one. GMAC Mortgage, LLC has never claimed to be the Holder in Due Course.
Combatants understand that many, many judges prefer the common law term of “holder” of a Note, but the Uniform Commercial Code which is the statute adopted by all of the states, including the State of Missouri regulating these matters defines both holder and Holder in Due Course the definitions are quite different. In Missouri we are a judicial foreclosure state. Here the Borrower is the Plaintiff and the foreclosing party is the Defendant. In Judicial States it is the opposite. Because it is confusing for me to go back and forth with different clients you will see me use Borrower and Foreclosing Party instead of Plaintiff and Defendant. Other than the fact that there is much more urgency created by the Non-Judicial foreclosure, the strategies remain the same.
You really aren't trying to outsmart attorneys or that joke of an entity the foreclosing party. What you really want to do is to place the judge in as much of a pickle as you are in (jeopardy).
There is a more detailed version of the US Supreme Court’s version of constitutional Standing in the other exhibits I have provided.
Danny Hammond
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