"I've got to keep in some sort of touch with all the loose ends of this dizzy affair if I'm ever gonna make heads or tails of it."
Sam Spade |
| How Do These Foreclosure Mills Keep Getting Those Incredible Hands? |
By Danny Hammond of the 3/4 Court Press
This is my problem. It is what caused me to slow down my intake of Borrowers with Foreclosures.
It is my opinion we have all been deprived of our civil rights in a wrongful foreclosure which is part of the undoubtedly largest Ponzi Scheme in history.
I have spent 15 years fighting the racketeers.
First in my ever escalating overview of the sheer size of the scheme, the lack of participation of a government and a judiciary designed by a Constitution as brilliant as mere mortals could possibly attain. Especially if you study that the framers were not especially cohesive.
They were more of a kind of a gaggle of characters with a withering number of separate agendas and motivations. But, overall they were a brilliant bunch with a common cause that kept their eyes on the ball.
It is true that some hated each other. But they did not have the debilitating number of distractions of modern times.
Most importantly their quieter world gave them a greater understanding of human nature.
The Constitution has been described the most brilliant document in world history.
Yet a bunch of modern racketeers and a delusional Article II President damn near ruined the American Democracy 249 year Experiment.
A Democracy needs protection and vigilance. We are drifting away from our paramount duty to follow it and insist that those who we voted for to work for us as their employer don't become rich and fat on illegal work and looking the other way like a Keystone Cop.
Until 16 months ago I was dealing with individual families one at a time. They just wanted me to take over their problems and solve them. Like a tax guy. Or whatever metaphor you would use.
Everytime the number of clients reached 10 or so. I was at my physical and mental limit.
These clients were too busy to learn anything. They had a family and a job and a little more money
These clients were too busy to learn anything. They had a family and a job and a little more money
than Borrowers today.
I constantly felt the pressure that if I got hit by a bus, all of them would lose everything.
I did not start this as a business.
I did not start this as a business.
I had lost more money to foreclosures, than any 20 Borrowers combined.
I was facing the same problems of dealing with a government and a judiciary that seemed to be incomprehensibly unaware of laws, rights, and criminal activities. The courts and the Judge were either stupid or they were unaware for the moment, but soon they would be aware and silent.
More simply this has always been about boats and bigger boats.
I was facing the same problems as everyone else, but I had huge advantages over nearly every other Borrower. I bought my first property at a huge discount because there had been a small fire and smoke damage made it look more damaged by far than it was.
I was 17.
I didn't just get the knowledge and information from a lightening strike.
My dad almost forced me to do it. He was preparing me to recognize opportunities and then find solutions to achieve positive returns.
It isn't his fault, how could he know? But, he didn't teach me what to do about worldwide crime, which would not come up until the period of 1999-2006 (the Congressional Repeal of the main regulation over Wall Street of the Glass-Steagall Finance Act of 1934.
To this day I wish I had earned a minor degree in crime.
Congress never put anything back in its place. There has been no meaningful regulation of Wall Street to takes its place for nearly 27 years.
Glass-Steagall kept the U.S economy mostly safe and sound for nearly 70 years. No withering U.S. economic earth shattering breakdown for nearly 7 decades.
After the 1999 Repeal of the Act, it was only 5 short years to an apocalyptic economic upheaval causing a massive transfer of wealth from the middle class to the rich 1%, that never has been fixed.
This has created an environment so bizarre that an idiot with no moral compass, no detectable intellect, no social skills and an orange face was elected POTUS by people not being held hostage or being tortured. (Leave me alone on this. I met the man in New York in 1984. He wanted to hang around with a friend and I and came looking for us at 4 pm daily for awhile. We developed escape techniques that American pilots in German POW camps would have at least considered.)
There is no one working on a fix. As a nation we have all been distracted by jobs, money, healthcare, the future of our children and conversely, the cost of Kindercare.
We might have limited the damage by just giving all of Congress and all of the judges boats right at the gitgo.
I4 months ago, after I had quit foreclosure help for two years because I needed to concentrate on my career as a Real Estate Consultant because I had used so much of my time in the foreclosure problem, which brings in some money but I have always subsidized it with my money.
I didn't used to run completely out of cash. But I used to believe that soon I would go on a winning streak, since I was so close. If I wasn't a hopeless optimist I would have quit.
I have lost a lot more than money.
I charge a hopelessly low fee. I can't make myself take on only Borrowers (who have been drained of money by attorneys also) who can pay it, and leave Borrowers who have, but not of their own making, used up a prohibitive percentage of their cash and can only plead that they will find a way to pay later.
I can't do that right now. It breaks my heart.
This time, using some additional strategies that I should have been able to dream up sooner, I have been on a logical but improbable winning streak. Almost all of these Borrowers paid me fractions of what was promised.
They meant to. They still mean to. But in this economy it will take many of them two or more decades. If ever.
I am not angry. I used my finally complete plan on them all. I took a bigger leap forward than ever before.
I am not feeling it. I look on the Internet and I find no one doing what I am doing. I do see scams trying to cheat Borrowers.
I have a few collaborators with different skill sets I work with and I couldn't have finished the process before I was hauled away to the poor house without their help.
Will a tall dark stranger come in to help us or will someone figure something out if I haven't? I don't know. I don't see how. The battle lines have been drawn on bribes and corruption.
We are up against something much less than brilliant, but massive and hidden in the large number of cardboard Disney characters they use to get you to look the wrong way at the right moment, this and right along with a near total lack of judical or Congressional oversight.
I have taken on no Borrowers for my old one at a time strategy. I did use that during the streak.
That is when I truly realized how slow that is. That is also how I started to consider having the same goals, but a simpler road to get there. I have a great need to teach multiple Borrowers at a time, instead of one at a time.
This has been working well on the 1st Workshop group. I first explain what is happening to them versus what they think is happening to them. I need to bring them up to speed, so they can help with the process of filing an initial lawsuit (Complaint) so they will have a solid understanding if or when that bus, (probably driven by a fake employee of a fake servicer while forging an Assignment of a mortgage or deed of trust which, if I have already taught you can't be done, will win your case)
You should hope that bus comes at a time beneficial for you.
I was 56 in 2008. I owned $3 million dollars of rental property my wife and I paid for with cash which came from unrelated projects we were working on for investors much larger than us.
We had newly constructed properties bringing in rental income that we never had loans on.
Fannie Mae foreclosed on properties that had no mortgage, it took them 5 years. At that time no one could sue Fannie Mae because because they were part of the government.
Fannie Mae has recently lost 4 lawsuits with rulings that they were not part of the government.
I can sue them right now. I can get damages of 3 times 10 years of taking my rent and the deferred maintenance of my buildings. If I win. I have to take the risk that I may not win. Everyone must take the same odds as me.
Just for clarification, I think 24 hours a day about this subject. I was 56 years old in 2008 when this all started. I am 73. Too old for this shit.
My cases and your cases are all just alike once you have seen enough them.
Fannie Mae is kind of an unknown.But, I am optimistic. Most of the others around me are not unknown. Those I can look at with much more knowledge and lots of weapons.
I just no longer see a way to lose.
We won't use crime and they already have violated the civil right to Due Process. This is true on every single case of anyone that reads this. That is true for anyone who doesn't read this also.
I have never seen one case where the Foreclosing Party even attempted to prove that it, or they whatever, it had met the Constitutional, Irreducible, Minimum Requirements of Standing.
30 million losses. None legally.
