They're leaving you nothing and nowhere to go
Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go
Emerson Lake and Powel (Running with the Devil)
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by Danny Hammond of the 3/4 Court Press |
I am getting an increasing number of pleas for me to help people who think they are in the middle of a Modification of their loan. I thought we were done with that in 2012.
Modifications usually start with a 3 month "trial" to see if you can now pay on time. Everyone that calls me passed this part according to the rules given to them. Pay 3 month on time.
Then the wickedness sets in. All sorts of "reasons" begin to be received by the Borrower regarding why their trial failed.
Most are absurd. Experences like telling the Borrower he did not pass the 3 months of payments, when he did.
Or the Borrower did not respond in the right amount of time.
Or the Borrower used the wrong means of notification to the (usually the Servicer), whatever that means at that moment. Or the Borrower used the wrong form, and the particularly nasty, your Servicer has changed and you must start over.
My client right now who we are about to file into state court, was told every one of these things above. She is stilled scared to death it is going to be a problem in the Lawsuit, or Petition as a lawsuit is called in Missouri. Read More
But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in. Leave comments. And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money. We don't need as much as we used to. It can be done with a small staff. I have now seen it.
If you get a chance try the YouTube Channel all you have to put in search is " @mtgfrd " If that doesn't work you can search "Danny Hammond Foreclosure" I think that will take you right there.
More information here tomorrow. You can email me at mtgfrd.info@gmail.com