If You Believe In Borrowers Getting A Modification To Protect Them From Foreclosure, I Have A Unicorn In My Basement I Might Be Willing To Sell

They're leaving you nothing and nowhere to go

Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go

                                               Emerson Lake and Powel (Running with the Devil)

by Danny Hammond
of the 3/4 Court Press

I am getting an increasing number of pleas for me to help people who think they are in the middle of a Modification of their loan. I thought we were done with that in 2012. Modifications usually start with a 3 month "trial" to see if you can now pay on time. 

Everyone that calls me passed this part according to the rules given to them. Pay 3 month on time. Then the wickedness sets in. All sorts of "reasons" begin to be received by the Borrower regarding why their trial failed.  

Most are absurd.  Experences like telling the Borrower he did not pass the 3 months of payments, when he did.

Or the Borrower did not respond in the right amount of time. 

Or the Borrower used the wrong means of notification to the (usually the Servicer), whatever that means at that moment.   Or the Borrower used the wrong form, and the particularly nasty, your Servicer has changed and you must start over.  

My client right now who we are about to file into state court, was told every one of these things above.  She is stilled scared to death it is going to be a problem in the Lawsuit, or Petition as a lawsuit is called in Missouri.  Read More

But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you have to put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More information here tomorrow.   You can email me at   mtgfrd.info@gmail.com

THE DOJ IS NEVER GOING TO DO ANYTHING ABOUT THE MORTGAGE FRAUD BEHIND MILLIONS OF ILLEGAL FORECLOSURES Since 1999

 

And the men who hold high places, Must be the ones who start, To mold a new reality, 

Closer to the heart, Closer to the heart

The blacksmith and the artist, Reflect it in their art, They forge their creativity, 

Closer to the heart, Yes closer to the heart

Philosophers and ploughmen, Each must know his part, To sow a new mentality, 

Closer to the heart, Yes closer to the heart, yeah

You can be the captain, And I will draw the chart, Sailing into destiny,

Closer to the heart, Closer to the heart

                                                          by the Rock Band "Rush"

by Danny Hammond of the 3/4 Court Press

This is the stupidest news story of all time.  The Department of Justice can't find a bunch of original Promissory Notes. 

We have known that for six years. In that time we have never seen even one truly legal original Promissory Note.

But it sure does help me make my point.

In a filing unsealed on June 3, 2016, the Department of Justice (DOJ) confirms what many of us have known for years. Nobody, not even the U.S. Government, with massive resources, can determine who owns your loan and has the right to collect on your promissory note.

(In hindsight many of those I visit with have learned that the ownership is of the debt the Note represents)

The information comes from case files unsealed on June 3, 2016, by Federal Judge Yvonne Gonzalez Rogers of the Northern District of California in the case of the United States v. Discovery Sales, Inc.

The case involves some 325 fraudulent loans originated by Discovery Sales, Inc. (DSI) between 2006 and 2008, many of which were then sold to Wells Fargo Bank and JPMorgan Chase to securitize.

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mtgfrd.info@gmail.com - To Comment or Ask Questions

Would you like a free review of your loan and foreclosure documents?

Check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

IF YOU WERE FORECLOSED AFTER YOUR MONTHLY PAYMENT SUDDENLY JUMPED UP DRAMATICALLY, YOU WERE A VICTIM OF WHAT I CALL A CALENDAR ARM.

 “Court business is a hell of a problem. It’s a good deal like politics. It asks for the highest type of men and women, and there’s nothing in it to attract the highest type of men and women. So we have to work with what we get...” 

                                                        Paraphrasing of ― Raymond Chandler, The Lady in the Lake

CALENDAR ARMS:  THE TYPE OF LOAN THAT CAUSED YOUR FORECLOSURE AND BROUGHT THE US ECONOMY TO ITS KNEES; IT WAS INTENTIONAL MORTGAGE FRAUD

Danny Hammond of The 3/4 Court Press

The single largest cause of the 2008 meltdown was a home loan product that has been used for many years safely and effectively.

That is until the bankers which control government and courts added a little time bomb that is estimated to have caused ten million families to lose their homes.  If it was done intentionally and with design and forethought then every investment banker in America should be in prison. (of course, it was intentional) If it was an ignorant unintentional global screw up, then every banker in America should be in prison. It doesn’t matter if there was malicious intent or no malice was even present, the result is the same. CONTINUING READING 

 Would you like a free review of your loan and foreclosure documents?

I am going to inactivate this website for maintenance.  It needs some tuning up and changes after 14 years. We are going to need it for my plan to form an association of Borrowers to raise money to help as many  as we can.

I will leave messages here.  But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

The Borrower Can Challenge The Assignments Of The Security Instruments Pursuant To The Rulings In "Slorp": The Full Case is Included Here

They're leaving you nothing and nowhere to go
Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go

                                               Emerson Lake and Powel (Running with the Devil)

RICK A. SLORP, Plaintiff-Appellant, v. LERNER, SAMPSON & ROTHFUSS; BANK OF AMERICA, N.A.; SHELLIE HILL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants-Appellees.

ALL OF THE FORECLOSING PARTIES HAVE BEEN USING THE WORN OUT INTERPRETATION  OF LAW,  SAYING "THE BORROWERS CANNOT CHALLENGE ANY ASSIGNMENTS OF THE MORTGAGE".   BUT, MORTGAGE FRAUD CHANGES ALL OF THAT ACCORDING TO THE SIXTH CIRCUIT APPEALS COURT IN "SLORP"!

   Republished by Danny Hammond of the 3/4 Court Press

   The Foreclosure Solutions Group

   mtgfrd.info@gmail.com

The Imposter Foreclosing Party almost always claims that the Borrower (as the mortgagor) cannot challenge assignments. You did make your Promissory Note negotiable according to the terms of your Promissory Note that you allegedly signed. That is why the foreclosing parties use this interpretation.

But did the foreclosing party buy it legally? No almost assuredly it was never involved in a purchase and sale transaction which even involved any real purchase of your debt.

                                                                                                             READ MORE Click this link 

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MORTGAGE FRAUD-THE SACKING OF ROME IN 410 AD-THE GLASS STEAGALL ACT OF 1933 AND THE REASON FOR THE USE OF FIREWALLS

"When they call the roll in the Senate, the Senators do not know whether to answer 'Present' or 'Not guilty.”        Theodore Roosevelt

[Glass-Steagall Act of 1933] link

Reposted because I have always liked it and not enough people have read it.

by Danny Hammond

FIREWALLS:  This word is broadly defined. But, I think we can all agree that it is a device or strategy placed within a system to back up the day to day rules and regulations are attacked from outside or within the system and this attack bypasses the system to cause damage to that system.

I just read that and yes, it will work for the purpose of this article.

Although the date of the founding of Rome is steeped in legend and mystery, as well as some historical writings, it is generally considered to be April 21, 753 BC. Since it is a story of at least one thousand two hundred years and it has to do with brothers named Romulus and Remus and something about their mother being a She-Wolf,  for the duration of this article we will just use the above date. All agreed?  Yes.

My only reason for referencing Rome is that throughout all of its in-fighting, treachery, betrayal, greatness, open government, etc., Rome survived so long because there were always in place some "must always be so" rules.

KEEP READING  I PROMISE THIS ARTICLE IS ABOUT HOME LOAN FRAUD AND I'LL GET TO IT.  CLICK HERE

FREE DETAILED REVIEW OF YOUR FORECLOSURE CASE WITH STRATEGIES TO USE CLICK THIS LINE

CONTRARY TO POPULAR BELIEF

THE FOLLOWING CALCULATION IS RIDICULOUS MORTGAGE MYTH AND LEGEND-- 

BAD HOME LOAN = BAD HOME LOAN BORROWER

“I know no safe depository of the ultimate powers of the society but the people themselves and if we think them not enlightened enough to exercise their control with a wholesome discretion, the remedy is not to take it from them, but to inform their discretion by education. This is the true corrective of abuses of constitutional power.”

― Thomas Jefferson, "Letters of Thomas Jefferson"

VIDEO: TRANSFER OR "ASSIGNMENT" OF AN INSTRUMENT- RIGHTS ACQUIRED

by Danny Hammond

*********************************************************************

The Undisputed King of Robo Signing Jeffrey Stephan's 1st Deposition As An Employee of GMAC Mortgage, LLC (or similarly named entities), Robo-Signing, 60 minutes, ROBO-SIGNING, 60 MINUTES, Tens of Millions of Stolen Homes, And No One In Govt or The Judiciary Saw a Thing.

"Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 

                                                                                             

Major General John Bell Hood CSA

I am as frustrated right now as I have ever been during the 12 years that I have been fighting

mortgage fraud.  In the movie "The Big Short" towards the end one of the Wall Street characters

is frustrated that a group of them has figured out how massive the fraud in mortgages has been. 

They even know who the worst perpetrators are beginning with Fannie Mae and working down through Citi Mortgage and the rest.  They have gone to all the big newspapers to blow the whistle just knowing in their minds and hearts that this is a near apocalypse and the biggest story in history.  Not one newspaper editor or reporter will give them the time of day.

1.  Because a fraud this large was too big to believe and 

2.  The newspapers' biggest stock owners were the same criminals running the fraud.

As they are walking back toward their office one of them muses, "I was afraid we were going to ceate panic in the streets.  I was sure that once people knew that their retirement plans had been ransacked by their own government and banking industry that we would have an actual revolution, an uprising by all Americans.  But look at them walking on along the street completely unaware and without enough background information to even get an inkling of what's going on.  And it's not their fault, they shouldn't have to worry about their lives being destroyed from within."

That's how I feel.  There are a scattered few around the country screaming their lungs out in warning, but the message isn't getting through.

I need to let one of the dupe perpetrators explain it to you himself.  What could be more powerful?

My 2nd most popular posting of all time on this blog is the one about GMAC/ResCap fraudulent bankruptcy where literally millions of homes are being taken from families by players like Fannie Mae (thank you US government), Ocwen, Nationstar, Green Tree, Seterus without any ties to the players they are stealing from.

Continue Reading

Everyone Has Their Own Pet Issue That Is "The Greatest Danger To American Democracy". I Believed It Was Congress "BAILING OUT" All 7 Of The Biggest Banks That Caused The "Wall Street" Meltdown. I Was Wrong It Was Our Judiciary.

 The American Judiciary Is The Greatest Danger To American Democracy

To Save Your Home You Have To Sue Your Judge And Your Attorney Won't Use Your Civil Rights. He is scared of the Judge.

But, really, Bailing out the Too Big To Fail Banks was stupid

        

by Danny Hammond

I seem to have the most diverse set of actual case examples of Judges ruling insanely against Borrower's that I have myself ever seen.

I have now topped my collection as I, acting as a landlord for once have had two trespassers in my 4,800 sq ft. Lake House at (dare I say it?) Lake of the Ozarks in Benton County Missouri.  The court is in Warsaw, MO and I have been trying to evict these trespassers for 15 months in an Unlawful Detainer court.  "Eviction Court".

 READ MORE

From "The Pro Se Series by Danny Hammond: THE IMPORTANCE OF CHALLENGING THE CONSTITUTIONAL STANDING TO FORECLOSE CONCERNING YOUR FRAUDULENT LENDER AND THE "SUBJECT MATTER JURISDICTION" OF THE COURT. THIS IS EXACTLY THE SAME IN BOTH JUDICIAL AND NON-JUDICIAL FORECLOSURES AND STATE AND FEDERAL COURTS

“Until you guys own your own souls you don't own mine. Until you guys can be trusted every time and always, in all times and conditions, to seek the truth out and find it and let the chips fall where they may—until that time comes, I have the right to listen to my conscience and protect my client the best way I can. Until I'm sure you won't do him more harm than you'll do the truth good. Or until I'm hauled before somebody that can make me talk."      Raymond Chandler "High Window"

Republished by Danny Hammond

IF YOU ONLY RETAIN THREE WORDS FROM THIS POST YOU WILL NOT HAVE WASTED YOUR TIME.

THE WORDS ARE:  "INJURY IN FACT"

Article III of the Constitution of the United States as defined by the U.S. Supreme Court has long ago established a constitutional, irreducible, minimum set of requirements for a party in a genuine dispute to establish that it has the Standing to redress a claimed "Injury In Fact" before it can bring a dispute before any court.

Without the existence of Standing all courts in the land must acknowledge that the court has no subject matter jurisdiction to hear any merits of a case and that it has no choice whatsoever but to dismiss the subject action.

In Borrower's cases, this subject action is the claim that the foreclosing party is the party in interest that has the "right" to foreclose on a Borrower's property and that it is claiming and proving that it has been injured by the Borrower enabling its right to foreclose.
The three requirements to prove Standing in a case involving Judicial Foreclosure state foreclosure actions in which the foreclosing party is the Plaintiff and the Borrower is the defendant.

CONTINUE READING  VERY IMPORTANT ARTICLE

To Comment or email:   mtgfrd.info@gmail.com

The Use of The Constitution Instead of Trying Over and Over To Find A Way To Convince A Judge He Does Not Now, Nor Did He Ever Understand What The Meaning Was In His Solemn Oath To Protect The Constitution And The Public's Confidence In the Courts As He Violates That Oath Over And Over In Fraudulent Foreclosure Cases

VIDEO: THE THREE SIMPLE WORDS THAT ARE NEEDED TO WIN MORTGAGE FRAUD FORECLOSURE CASES!

"INJURY IN FACT"

THE FORECLOSURE SOLUTIONS GROUP: CIVIL RIGHTS SERIES

Republished by Danny Hammond 04-22-2022

WOULD YOU LIKE A FREE ASSESSMENT  OF YOUR FORECLOSURE CASE?  FILL OUT THE FORM CLICK THIS LINE

email:   mtgfrd.info@gmail.com

From "The Pro Se Series" by Danny Hammond: LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD:

Heirs of a cold war,  that's what we've become

Inheriting troubles,  I'm mentally numb
Crazy, I just cannot bear,  That I'm living with something that just isn't fair
Mental wounds not healing.....Who and what's to blame

I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train

                                                                                                                      Ozzy Osborne

THERE IS NO SUCH THING AS THE:

 "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY

30 MILLION TIMES IN 22 YEARS

The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.

Republished by Danny Hammond

of the 3/4 Court Press

I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  

IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE  MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  

A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  

Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?

CARPENTER V LONGAN (SUPREME COURT 1872)  THE ENTIRE RULING IS NEXT

CONTINUE READING

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You are reading this article on the Foreclosure Solutions Group website. Go to the website CLICK THIS LINE

From The Mortgage Fraud "Pro Se" Series by Danny Hammond: I Am Going To Show You Why I Say, "If You Hire An Attorney You Will Lose"- Neil Garfield has gotta go!

At the establishment of our constitutions, the judiciary bodies were supposed to be the most helpless and harmless members of the government.

Experience, however, soon showed in what way they were to become the most dangerous; 

that the insufficiency of the means provided for their removal gave them a freehold and irresponsibility in office; that their decisions, seeming to concern individual suitors only, pass silent and unheeded by the public at large;

that these decisions, nevertheless, become law by precedent, sapping, by little and little, the foundations of the constitution, and working its change by construction, before anyone has perceived that that invisible and helpless worm has been busily employed in consuming its substance.

  

In truth, man is not made to be trusted for life, if secured against all liability to account.

                                                     Thomas Jefferson: letter to Monsieur A. Coray, Oct 31, 1823

NEWS FLASH!!

I have to add something astounding to this article.  I had a borrower send me 3 Neil Garfield articles.  I don't know if he was being smug, or if he had a question, or if it didn't mean anything.

I answered him by asking him what he wanted and why he would send me Neil Garfield's articles.  As I was shutting down my computer, just now, I had to shut down his emails from my screen.  Then I saw something that I had never noticed.  Neil has his credentials on his website.  We know he is an attorney, so that is pretty bad for a Borrower to have to see.  But, just below, I am going to show you my 2nd email to this Borrower.  I could not believe it.  If you have never read this article, this writing in red is going to be a real spoiler.  SPOILER ALERT!

Reposted out of dread

by Danny Hammond   mtgfrd.info@gmail.com

I am not an attorney.  Thank god.  I am not a lawyer.  I don't even know the difference.  You must not construe what I say and write as the learned knowledge spewing from someone who only took 3 credit hours on real estate in law school and passed the bar.  Although, I really do believe that I could pass the bar right now.  But, warning!! I am not an attorney!!  Another warning!!! Who would believe that an attorney who only took 3 credit hours of real estate law is capable of going up against the Gangsters that you have been dealing with?  Do not take my advice as an attorney.  I am not an attorney and that is good news for you.  I am a real estate broker and a mortgage broker with 30 years of credits in real estate law and mortgage documents.  I brokered the loan on my own house.   CONTINUE READING    

DO NOT QUIT READING.  CLICK ON THE BLUE "CONTINUE READING"!  THIS ARTICLE IS NOW A PERFECT DESCRIPTION OF THE "CHAOS" THEORY OF MORTGAGE FRAUD.  IF YOU DON'T READ IT ALL, YOU WILL BE GOING BACKWARD. 

"SUE YOUR FORECLOSURE JUDGE": That Slogan Is Not Completely Correct In Essence; It Is A Simple Phrase I Use To Get Your Attention Directed To The Inescapable Fact That There Is Only One Party Responsible For ALL Of The Illegal Acts In Your Foreclosure Case

Get a Review of Your Foreclosure Case

by Danny Hammond

If you have been wanting to know more about my "Sue Your Foreclosure Judge" slogan, the truth is that it should be called: 

"Sue The Citizen That Was Not A Judge Because He Had Disobeyed His Oath And Constitutional Law When He Had Not Reviewed The Filings To Determine Whether The Foreclosing Party Had Met the Constitutional Requirements For Standing".

However, that is not as catchy or as easy to understand.

This subject brings 12,000 visits to my website each and every month.  But, I am puzzled that I don't understand the reason why they come.

When I do the Zoom classes I never have anyone argue or debate whether I am right.  I get many questions and seems like Borrowers understand the answers.  Then they leave that thought and start telling me every mean and nasty thing that was done to them by everyone that participated in cases that lasted 2 to 12 years.  None of that matters.  Their cases, my cases, your case, they are all void and they never happened anyway.  We are all still at the beginning of the case.  At the starting line.  Your judge has already injured you and his actions represent the worst violations of law that a judge can commit.

I have told you the reason your case has lasted too long, but I have somehow done all of you a disservice.  I am not getting across to you that your research, and studying, and collaborating with Borrowers who have had similar experiences, and hiring attorneys is, all of it, wasting your time, lowering your resolve, and spending more money than you have.

In other words, that paragraph is the only plan that the bad guys have used since 2001.  Their antics are part of some grand scheme to get you to research and collaborate with others and hire attorneys to take up your time, lower your resolve and break your back and ass.  They could not do it if judges were just doing a bad job of carrying out the law.  But, no.  They are giving it all that they got to take your house and give it to a stranger and break CONSTITUTIONAL LAWS concerning your civil rights to Due Process of Law which can be found in the 5th and 14th amendments to the Constitution and which are civil rights.

What happens when you hear what I say and you believe my reasoning, but you can't quite see why it is true.  I think that it is because what I am telling you is "UNBELIEVABLE".  And it really is.  

But, now you have seen an attempted "coup d'état" by a group of Americans whose goal was to take over the government in the building where the government was governing the United States in order to overthrow the democratically elected government.  And please.  Don't accuse me of being for a democrat or republican, or whatever else your weakness to fend off conspiracy lies makes you believe.  You are on my website.  I am trying to help you for free.  It shouldn't make any difference if I was a martian.  Get over yourself.

CONTINUE READING:  This one is IMPORTANT

Get a Review of Your Foreclosure Case

FOR THOSE THAT DON'T KNOW ME- A SIMPLE BIO OF DANNY HAMMOND: I HELP BORROWERS FIGHT FORECLOSURE FRAUD, MORTGAGE FRAUD, EVICTION AND MORE, ARMED WITH THE UNITED STATES CONSTITUTION

Danny Hammond Bio

 

Daniel L. Hammond

Email: info.mtgfrd@gmail.com

READ MORE

Using Bank Deposits (depositors checking & savings accounts insured by taxpayers) JPMorgan Chase Lost $3.2 Billion Trading Stocks and Credit Derivatives in First Quarter: NEWS ON 07-13-2020 I HAVE BEEN TALKING ABOUT; WRITING ABOUT; MAKING VIDEOS ABOUT; THE FACT THERE ARE NO BANKING REGULATIONS IN THE US.... NOT SINCE 1999

THE SAME BANK HAS BEEN INVOLVED IN MILLIONS OF FRAUDULENT FORECLOSURES USING NON-EXISTENT PROMISSORY NOTES THEY CLAIM THEY INHERITED FROM WASHINGTON MUTUAL:  THE FDIC SAYS HUH-UH.

No man has a right to expect to succeed in life unless he understands his business,

and nobody can understand his business thoroughly unless he learns it by

personal application and experience.                                          

                                                                                                                                                

P. T. Barnum

WOULD YOU LIKE A FREE ASSESSMENT

OF YOUR FORECLOSURE CASE? 

FILL OUT THE FORM CLICK THIS LINE

by Danny Hammond

I don't think that hardly any American citizens are aware that the Democrat president Bill Clinton and a Republican Congress repealed a 66-year-old banking and finance act known as the Glass Steagall Banking Act of 1933.  This Act put together all of the research of the 1929 Wall Street Meltdown that sparked the great depression and wrote an act to prohibit ever happening again.  The Act did its job.  For 66 years there was no such event in the US.  The Act was repealed in full as an act of Deregulation of the banking and finance industry.  The president and the congress that repealed all relevant regulation of banking in 1999 put nothing back in its place.  Seven short years later Wall Street imploded triggering the Wall Street Meltdown of 2007-2008-2009 through today.  Frank Dodd was supposed to replace it, but both sides of congress had gutted it into a meaningless corpse by the time it was enacted.

There has been no meaningful regulation of finance since 1999, over twenty years.  If there are no regulations there is no need for regulators.  The only meaningful regulation coming out of Frank-Dodd was provided by the Consumer Finance Protection Bureau.  Donald Trump sent his evil little henchman Mick Mulvaney to render it useless in 2017.  It took him 3 days to send 100 million dollars in collected fines back to the banks that paid had voluntarily paid them.

Mick Mulvaney
Acting Director of the Consumer Financial Protection Bureau
In-office November 25, 2017 – December 11, 2018
President	Donald Trump
Deputy	Leandra English Brian Johnson (acting)

The CFPB has been around but has done nothing relevant since December of 2018.  If you have been wondering why the CFPB does not answer your pleadings for help, it is because there is no one there to read them.  This is what the word deregulation means in America in the 21st century.

The taxpayers propped up the "Too Big To Fail Banks" with 3 trillion dollars.  The revived banks have been on a relentless crime spree ever since.  Responsible for tens of millions of fraudulent foreclosures based on servicing lists and not Promissory Notes.

In the headline in the story below from Wall Street On Parade, the beginning of the headline says"Using Bank Deposits".  By this, they mean JPMorgan Chase used the money from the depositors checking and savings accounts to fund "risky investments".  Glass-Steagall does did not allow this.  However, there is no prohibition from doing this in NO regulation.  Nothing is prohibited.  This has not been fixed for twenty years.  Wake up depositors, JPMorgan Chase was using taxpayer insured (FDIC) checking and savings deposits to fund its risky investments.  These particular risky investments were in fact so risky they failed to the tune of 3.2 Billion bucks.  The taxpayers will just have to pay even more taxes to cover it.  Jamie Dimon is no better than a modern-day Al Capone.  CONTINUE READING

WOULD YOU LIKE A FREE ASSESSMENT

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RELATED ARTICLES: by Danny Hammond

From "The Pro Se Series" by Danny Hammond: DEREGULATION-THE PROBLEMS WITH OUR INABILITY TO STOP MORTGAGE FRAUD INVOLVES WRONGDOING BY MANY PEOPLE, BUT JUST FOUR WORDS DEFINE THIS PROBLEM CAUSING RUNAWAY FORECLOSURE FRAUD-

 

PART 1: WHY DEREGULATION IS ONE OF THE TWO GREAT CAUSES OF 20 MILLION AMERICAN FAMILY HOMES BEING WRONGFULLY FORECLOSED ON SINCE 1999 AND WHY 10 MILLION RETIREES MAY NOT BE GETTING THE PENSIONS THAT THEY WERE PROMISED

Part 2: WHY DEREGULATION IS ONE OF THE TWO GREAT CAUSES OF 20 MILLION AMERICAN FAMILY HOMES BEING WRONGFULLY FORECLOSED ON SINCE 1999 AND WHY 10 MILLION RETIREES MAY NOT BE GETTING THE PENSIONS THAT THEY WERE PROMISED

PART 3: WHY DEREGULATION IS ONE OF THE TWO GREAT CAUSES OF 20 MILLION AMERICAN FAMILY HOMES BEING WRONGFULLY FORECLOSED ON SINCE 1999 AND WHY 10 MILLION RETIREES MAY NOT BE GETTING THE PENSIONS THAT THEY WERE PROMISED