WILLIAM ERBEY AND OCWEN: FACES OF EVIL IN FRAUDULENT MORTGAGE FORECLOSURE

Reposted from Foreclosure Fraud Answers.

“I hung up. It was a good start, but it didn’t go far enough. I ought to have locked the door and hidden under the desk."          ― Raymond Chandler, The Little Sister

"Huh"?

Danny Hammond at his desk in the puzzled room office

HUBZU REAL ESTATE IS OWNED BY ONE OR MORE 

OF THE MANY OCWENS:  

                                          BE AFRAID; YES BE VERY AFRAID!

WOULD YOU LIKE A FREE ASSESSMENT

OF YOUR FORECLOSURE CASE? 

FILL OUT THE FORM CLICK THIS LINE

Ocwen is a name that not many Borrowers were familiar with just a few years ago. But in the last few years, Ocwen is servicing loans and wrongfully foreclosing more than any other entity.  Lots of Borrowers are familiar with the name now.  Most of them know that if Ocwen is involved that unless you get familiar with them fast, you will no doubt lose your home.

Hubzu is not a typical Real Estate Sales company.  It is a Dark Participant of a "Racketeering Enterprise". 

(definition: RACKETEERING INFLUENCED CORRUPT ORGANIZATIONS ACT Known as "RICO".)

That is the "FBI-speak" for Mafia Style Gangster Activity.  Hubzu is not registered with the Missouri Real Estate Commission.

A Mr. Tim Litchford, claiming to be a national real estate broker (there, of course, no such license) or at least he seems to be in charge of fencing stolen homes as part of a scheme or artifice.  "Artifice": legal term; clever or cunning devices or expedients, especially as used to trick or deceive others, artifice and outright fakery

SYNONYMS: trickery, deceit, deception, duplicity, guile, cunning, artfulness, wiliness, craftiness, slyness, chicanery, fraud, fraudulence.

"In the FORECLOSURE FRAUD trade, an artifice is an asset"

Anyway, Mr. Tim Litchford states on kind of a secret looking Hubzu website that Hubzu (and Mr. Tim Litchford?) has a National Real Estate License.  There is no contact information on the Hubzu website.  I have been a real estate broker and a mortgage broker in three states for over 20 years.  This is the first that I have heard about the National Real Estate Licensing claimed on the website with no contact information.

Mr. Tim Litchford even posted his National Real Estate License number as BR-549.  (No not really that was just a bad Hee Haw joke).

I will be checking with the Missouri Real Estate Commission about the National Real Estate License and post the answer here soon.

HUBZU is owned by Ocwen which is owned by William Erbey, who you probably never heard of, but he has stolen more homes with fraudulent mortgage loan paper than anyone else in America.  I am seriously talking about millions of American families displaced forcibly from their homes by a government of despots.  It sounds like a 3rd World civil war, doesn't it?

Are you being threatened with foreclosure sales?  How about your friends? Have you already been foreclosed?  Well, Hubzu is the cheap outfit that is going to sell your home to some strangers that are only concerned with purchasing a steal because of your misfortune.

THE GOOD NEWS IS THAT THIS ALL MAKES IT EASIER TO SAVE YOUR HOME OR GET YOUR HOME BACK IF YOU WANT TO!  

If you see or hear that Ocwen is your "Servicer" or that Hubzu has listed your home for sale, then ask me Questions Now HERE.   That really sucks, doesn’t it?  Do you believe there is nothing you can do about it?  Have you tried your whole life to do the right thing, but now you are going to lose the largest and most magnificent thing that you will ever own, your home? The American Dream?

Well, almost all of the above is a trick.  A trick upon you and more than ten million other uninformed Americans.  You see Hubzu was created by the worst gangster (I’ll explain in a minute) company of the wrongful foreclosure of innocent borrowers fiasco that some media dopes call the "MORTGAGE CRISIS of 2008".  (More properly named the Mortgage Crisis of 1995 thru 2016).  What is the name of this “Satan incarnate” company?  There is lots more.  

CONTINUE  READING

What If Your Wrongful Foreclosure Was Already Void, But You Were Unaware Of This Fact?

If you don't stick to your values when they're being tested, they're not values: they're hobbies.

               Jon Stewart

Republished by Danny Hammond of the 3/4 court press

04-21-2022

I have just read a very long email from a borrower who was trying to tell me how he had proven over and over that the foreclosing party which does not exist, did not have the right to foreclose. He has been in court for years and suffered nearly unimaginable suffering and pain and costs.

But, I can imagine. I can remember. Trying to figure out the courts

shouldn't be that hard, should it? The court seems crazy. But, what if Chuck's court is only incompetent? What if this judge is just a no-talent judge guy.

This judge won't learn anything because the other judge guys will protect him from the Borrower. He will protect his other judge guys also, so.....they won't learn anything either. That's how judges go. They are Knuckleheads. They all used to be attorney guys.

I know this is true. After years of working it out, I know that the majority of judges in these mortgage fraud cases are hopelessly devoid of knowledge of, or experience with, real estate chains of title or real estate law, or finance.

When I reply to him I know what I will say. It has been going around in my head like a song for a year. It will go something like this:

CONTINUE READING

Comment at:  mtgfrd.info@gmail.com

You are reading this article on the Foreclosure Solutions Group website. Go to the website CLICK THIS LINE

The Constitutional, Irreducible, Minimum Requirements of Article III Standing As Defined By the The United States Supreme Court- From "The Pro Se Series" by Danny Hammond: Foreclosure Fraud Primer 101 #4

“All power is originally vested in, and consequently derived from, the people.”

The United States Constitution

by Danny Hammond  mtgfrd.info@gmail.com

The judge promised when he took the job that he, or she, would enforce and protect the laws that come from the constitution and that they would defend the court ferociously from losing the public trust in the integrity of the court.

Maybe that was too much to ask from some pompous asses. Why did we all expect more of judges and attorneys anyway? If I am any part of the public, then I can tell you for sure, the courts have already lost some of MY public trust.

It is difficult for me to pull Borrowers back from their searches for Promissory Notes, and the Assignments of Mortgage, MERS, PSA, etc., etc., thinking like Dick Tracy and Perry Mason, as well as Captain Kirk looking for a way to "prove" that the party trying to foreclose on them does not have the authority, or, STANDING, to do so.

But, if what I say is true and the judges are letting the attorneys run amuck like the 2nd graders in my description, who can blame the attorneys for running amuck. "Amuck" is quickly becoming synonymous with the "actions of the courts" to me.

If you had seen judges simply ignore proof when it is presented as much as I have, then what I am now really trying to say is that this whole thing is only about Standing and nothing else. The initial burden of determining if the foreclosing party is a party with Standing is the review of the concrete and particularized evidence and the review of that evidence and the burden of proof is on the foreclosing party and the review of this "concrete and particularized" proof is the very foundation of law and it is the judge who must find Standing of the Foreclosing Party or refuse to take the case. The burden of investigating the "story" of the foreclosing is NOT ON THE BORROWER. 

CONTINUE READING

RATED LO For Disturbing Language by an Old Guy: In Debating About When It Is The Right Time to Sue Your Judge and Why I Have Become a Little Testy. I Just Wrote This To Tom Who I Really Respect.

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            ― Raymond Chandler, Farewell, My Lovely

Tom, more than two times in that old law thing that you had me read, it clearly says “It was formerly a rule on pleading that pleas……" This could be a reference to old common law or even English law.

Nowhere did I see stated any current law. I have read and researched and in real life interaction with judges I have never seen any resistance to a pro Se filing anything that an attorney can file. 

Now I have seen judges not rule on a filing in 180 days when they only have 30 to rule on a dispositive motion. 

It is my strong opinion that a judge who has not taken up any dispositive Motion from me as directed by MO Sup Ct Civil Procedure (and the federal court system)  has committed the crime of deprivation of my civil rights. 

 But you can’t jump up on his bench and slap the dumb fuck around until he recognizes his duty. (Although I am thinking about trying) 

READ MORE

Fraudulent Foreclosure and the Danny Hammond MIKE SINGLETARY Offense For Borrowers Facing Fraudulent Foreclosure

“There is only one way to succeed in anything and that is to give it everything.”

                                                                             Vince Lombardi

Reposted because it is the 3rd most popular article out of 271 articles still posted

by Danny Hammond

mtgfrd.info@gmail.com

The theory behind my "Mike Singletary Mortgage Fraud Offense" begins with the premise that in your foreclosure court there are some nameless players who aren't really affecting the game as much as you think.

These players include the Imposter and Fictitious Payee Foreclosing party who is pushing a baseless claim and its attorneys who are the puppets voicing this claim. But, there is one party in your court who is keeping you from winning.

It is no secret that I think it is your judge and I am almost always right.  So, to explain my strategy let's pretend that your court is a football game. You are in the right which puts you down on your opponent's 30-yard line with the ball and one minute left to score a touchdown and win the game.   Your foreclosure judge is the embodiment of Mike Singletary. For the 8 people in America who are not children, but still haven't heard of Mike Singletary, he was the phenomenal middle linebacker who was drafted by the Chicago Bears in the 2nd round of the 1981 NFL Draft and became to be known as probably the greatest linebacker of all time as "The Heart of the Defense" for the Chicago Bears' Monsters of the Midway in the mid-1980s.

So, in my little metaphor, Mike Singletary represents your judge and he has been knocking down passes, sacking you, the quarterback, stuffing all the running plays and pretty much controlling the game. He is offsides on every play.  He is holding lineman, interfering with pass receivers, roughing the quarterback and generally is operating with complete disregard for the rules.  There is no accountability for his actions.  No one will argue with him.  He is accountable to no one.  There are no consequences for his actions.

You are not going to win if Mike Singletary continues to play.

Therefore, Mike Singletary must be removed from play, no matter what it takes. So, you call a timeout and on the next play, you send 15 players on the field and hike the ball to the quarterback who takes a knee while the other 14 players pile on Mike and twist his ankles, bite his ears, and break his arm.

This is, of course, against the rules so you accept your penalty for "too many men on the field " and huddle up. Three plays later you score. You win because you neutralized the one person who is intent on beating you on this day and he could have without your brutal and decisive action.

Jeffrey Stephan 2nd Deposition: How Do You Confess To 10,000 Foreclosure Forgeries Per Month and No One Goes To Jail? Why Doesn't The American Public Know? These Are Well-Published Facts.

"If there must be trouble, let it be in my day, that my child may have peace".   

                         December 19, 1776, Thomas Paine, The American Crisis, ...

by Danny Hammond

I am not posting the 2nd deposition of the most notorious Robo-Signor of them because you will learn

something new.

It is because you won't. Jeffrey Stephan describes in tortured detail the forging of fake assignments of

American families loans at a rate of 10,000 counterfeited and forged assignments and Promissory Notesper month by ten GMAC Mortgage Corp and GMAC Mortgage, LLC employees in one group.

We all knew this in 2012. It was out in broad daylight. You had to be wearing dark sunglasses to see it

comfortably. But, it was very, very, hard to miss. The problem was we could find no honest attorneys

and we didn't have quite enough procedural prowess to use it right.

This is 2023, we have that ability now. And there are more of us trying to work together.

The GMAC Mortgage, LLC attorney, Frank Lipsman of Kansas City, is doing everything he can to steal my

families home in a federal court case had to admit in Discovery that Jeffrey Stephan worked for six more

years for GMAC Mortgage, LLC, before going to work for Ocwen Loan Servicing an even more damaging

racketeering heir to the mountain of GMAC faked paper of tens of millions of loans.  

This was all approved by the 2nd District Federal Bankruptcy Court Judge Glenn. It is all public record.

(I could not make this stuff up: See my post archives for the Ocwen story)

But now on to the 2nd Jeffrey Stephan deposition which took place in the state of Maine

CONTINUE READING

The King of Robo Signing Jeffrey Stephan's 1st Deposition As An Employee of GMAC Mortgage, LLC (or similarly named entities), Robo-Signing, 60 minutes, ROBO-SIGNING, 60 MINUTES, Tens of Millions of Stolen Homes, And No One In Govt or The Judiciary Saw a Thing.

"Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 

                                                                                             

Major General John Bell Hood CSA

I am as frustrated right now as I have ever been during the 12 years that I have been fighting

mortgage fraud.  In the movie "The Big Short" towards the end one of the Wall Street characters

is frustrated that a group of them has figured out how massive the fraud in mortgages has been. 

They even know who the worst perpetrators are beginning with Fannie Mae and working down through Citi Mortgage and the rest.  They have gone to all the big newspapers to blow the whistle just knowing in their minds and hearts that this is a near apocalypse and the biggest story in history.  Not one newspaper editor or reporter will give them the time of day.

1.  Because a fraud this large was too big to believe and 

2.  The newspapers' biggest stock owners were the same criminals running the fraud.

As they are walking back toward their office one of them muses, "I was afraid we were going to ceate panic in the streets.  I was sure that once people knew that their retirement plans had been ransacked by their own government and banking industry that we would have an actual revolution, an uprising by all Americans.  But look at them walking on along the street completely unaware and without enough background information to even get an inkling of what's going on.  And it's not their fault, they shouldn't have to worry about their lives being destroyed from within."

That's how I feel.  There are a scattered few around the country screaming their lungs out in warning, but the message isn't getting through.

I need to let one of the dupe perpetrators explain it to you himself.  What could be more powerful?

My 2nd most popular posting of all time on this blog is the one about GMAC/ResCap fraudulent bankruptcy where literally millions of homes are being taken from families by players like Fannie Mae (thank you US government), Ocwen, Nationstar, Green Tree, Seterus without any ties to the players they are stealing from.

Continue Reading

MORTGAGE FRAUD: It Is A Straight Line! Your Entire Fraudulent Foreclosure Case Is Based On A Straight Line With No Gaps. But In Today's Corrupted System There Are Always Unexplainable Gaps.

If you fall during your life, it doesn't matter. You're never a failure as long as you try to get up. 

                                                                                                                          Evel Knievel

                           

Republished by Danny Hammond

I have read and I still read many messages from Borrowers

who are looking for help against mortgage fraud and wrongful foreclosure involving their homes.  Lately, I have run into

several Facebook Groups that exist for their members to collaborate and share their own searches on the internet

and strategies that they have heard about or read about.

There are some issues with this that are causing them to

get overwhelmed and stuck.  I know a lot about this.  

Not because I am so smart, but because I have gotten overwhelmed and stuck.

It was easier for me to overcome because I learned about the Chain of Title of records

recorded against the property that houses sit on starting at 12 years old with my Dad.  Most

people never really deal with it more than once or twice in their lives.

Everything in life has a straight line.  A beginning and the middle and the end.  They never

change positions.  In real estate, the straight line is usually more obvious than say a drive

across the country.

CONTINUE READING

The Borrower Can Challenge The Assignments Of The Security Instruments Pursuant To The Rulings In "Slorp": The United States Court Of Appeals 6th Circuit

They're leaving you nothing and nowhere to go
Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go

                                               Emerson Lake and Powel (Running with the Devil)

RICK A. SLORP, Plaintiff-Appellant, v. LERNER, SAMPSON & ROTHFUSS; BANK OF AMERICA, N.A.; SHELLIE HILL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants-Appellees.

ALL OF THE FORECLOSING PARTIES HAVE BEEN USING THE WORN OUT INTERPRETATION  OF LAW,  SAYING "THE BORROWERS CANNOT CHALLENGE ANY ASSIGNMENTS OF THE MORTGAGE".   BUT, MORTGAGE FRAUD CHANGES ALL OF THAT ACCORDING TO THE SIXTH CIRCUIT APPEALS COURT IN "SLORP"!

   Republished by Danny Hammond

   The Foreclosure Solutions Group

   mtgfrd.info@gmail.com

The Imposter Foreclosing Party almost always claims that the Borrower (as the mortgagor) cannot challenge assignments. You did make your Promissory Note negotiable according to the terms of your Promissory Note that you allegedly signed. That is why the foreclosing parties use this interpretation.

But did the foreclosing party buy it legally? No almost assuredly it was never involved in a purchase and sale transaction which even involved any real purchase of your debt.  

When it did not, that's Fraud.  No matter what claims your foreclosing party makes if there is fraud present it changes the rules.  It is impossible to commit a legal act using fraudulent means or tactics.  So, this argument that the Borrower is a 3rd party to the sale of the loan and cannot challenge its validity is nonsense.  There are two reasons why I have never seen a good foreclosure (a legal one).

I really gained an understanding of how Borrowers were being railroaded and how real property laws were being broken many times every day by judges when I first read the case known as "Slorp". The attorneys we see as our adversaries could not operate as they do without the judge's inactions.  Like little kids, who without supervision, the attorneys will run amuck.  A judge is constitutionally bound to be this supervision.  It is the judge who is your adversary.  Continue reading this post and I have included the full case of Rick Slorp v Bank of America et. al.  This may be the best information you will ever read concerning your own case.

READ MORE OF FULL RULING IN THE SLORP CASE:

From "The Pro Se Series by Danny Hammond: THE IMPORTANCE OF CHALLENGING THE CONSTITUTIONAL STANDING TO FORECLOSE CONCERNING YOUR FRAUDULENT LENDER AND THE "SUBJECT MATTER JURISDICTION" OF THE COURT. THIS IS EXACTLY THE SAME IN BOTH JUDICIAL AND NON-JUDICIAL FORECLOSURES AND STATE AND FEDERAL COURTS

“Until you guys own your own souls you don't own mine. Until you guys can be trusted every time and always, in all times and conditions, to seek the truth out and find it and let the chips fall where they may—until that time comes, I have the right to listen to my conscience and protect my client the best way I can. Until I'm sure you won't do him more harm than you'll do the truth good. Or until I'm hauled before somebody that can make me talk."      Raymond Chandler "High Window"

Republished by Danny Hammond

IF YOU ONLY RETAIN THREE WORDS FROM THIS POST YOU WILL NOT HAVE WASTED YOUR TIME.

THE WORDS ARE:  "INJURY IN FACT"

Article III of the Constitution of the United States as defined by the U.S. Supreme Court has long ago established a constitutional, irreducible, minimum set of requirements for a party in a genuine dispute to establish that it has the Standing to redress a claimed "Injury In Fact" before it can bring a dispute before any court.

Without the existence of Standing all courts in the land must acknowledge that the court has no subject matter jurisdiction to hear any merits of a case and that it has no choice whatsoever but to dismiss the subject action.

In Borrower's cases, this subject action is the claim that the foreclosing party is the party in interest that has the "right" to foreclose on a Borrower's property and that it is claiming and proving that it has been injured by the Borrower enabling its right to foreclose.
The three requirements to prove Standing in a case involving Judicial Foreclosure state foreclosure actions in which the foreclosing party is the Plaintiff and the Borrower is the defendant.

CONTINUE READING  VERY IMPORTANT ARTICLE

To Comment or email:   mtgfrd.info@gmail.com

CLICK HERE TO TELL US WHAT YOU WOULD LIKE TO SEE INCLUDED IN A "REAL ESTATE LAW" & "FORECLOSURE FRAUD ZOOM CLASS"

The Use of The Constitution Instead of Trying Over and Over To Find A Way To Convince A Judge He Does Not Now, Nor Did He Ever Understand What The Meaning Was In His Solemn Oath To Protect The Constitution And The Public's Confidence In the Courts As He Violates That Oath Over And Over In Fraudulent Foreclosure Cases

VIDEO: THE THREE SIMPLE WORDS THAT ARE NEEDED TO WIN MORTGAGE FRAUD FORECLOSURE CASES!

"INJURY IN FACT"

THE FORECLOSURE SOLUTIONS GROUP: CIVIL RIGHTS SERIES

Republished by Danny Hammond 04-22-2022

WOULD YOU LIKE A FREE ASSESSMENT  OF YOUR FORECLOSURE CASE?  FILL OUT THE FORM CLICK THIS LINE

email:   mtgfrd.info@gmail.com

From "The Pro Se Series" by Danny Hammond: LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD:

Heirs of a cold war,  that's what we've become

Inheriting troubles,  I'm mentally numb
Crazy, I just cannot bear,  That I'm living with something that just isn't fair
Mental wounds not healing.....Who and what's to blame

I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train

                                                                                                                      Ozzy Osborne

THERE IS NO SUCH THING AS THE:

 "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY

20 MILLION TIMES IN 15 YEARS

Republished by Danny Hammond

mtgfrd.info@gmail.com

The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.


I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  

IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE  MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  

A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  

Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?

CARPENTER V LONGAN (SUPREME COURT 1872)  THE ENTIRE RULING IS NEXT

CONTINUE READING

You are reading this article on the Foreclosure Solutions Group website. Go to the website CLICK THIS LINE

From The Mortgage Fraud "Pro Se" Series by Danny Hammond: I Am Going To Show You Why I Say, "If You Hire An Attorney You Will Lose"- Neil Garfield has gotta go!

At the establishment of our constitutions, the judiciary bodies were supposed to be the most helpless and harmless members of the government.

Experience, however, soon showed in what way they were to become the most dangerous; 

that the insufficiency of the means provided for their removal gave them a freehold and irresponsibility in office; that their decisions, seeming to concern individual suitors only, pass silent and unheeded by the public at large;

that these decisions, nevertheless, become law by precedent, sapping, by little and little, the foundations of the constitution, and working its change by construction, before anyone has perceived that that invisible and helpless worm has been busily employed in consuming its substance.

  

In truth, man is not made to be trusted for life, if secured against all liability to account.

                                                     Thomas Jefferson: letter to Monsieur A. Coray, Oct 31, 1823

NEWS FLASH!!

I have to add something astounding to this article.  I had a borrower send me 3 Neil Garfield articles.  I don't know if he was being smug, or if he had a question, or if it didn't mean anything.

I answered him by asking him what he wanted and why he would send me Neil Garfield's articles.  As I was shutting down my computer, just now, I had to shut down his emails from my screen.  Then I saw something that I had never noticed.  Neil has his credentials on his website.  We know he is an attorney, so that is pretty bad for a Borrower to have to see.  But, just below, I am going to show you my 2nd email to this Borrower.  I could not believe it.  If you have never read this article, this writing in red is going to be a real spoiler.  SPOILER ALERT!

Reposted out of dread

by Danny Hammond   mtgfrd.info@gmail.com

I am not an attorney.  Thank god.  I am not a lawyer.  I don't even know the difference.  You must not construe what I say and write as the learned knowledge spewing from someone who only took 3 credit hours on real estate in law school and passed the bar.  Although, I really do believe that I could pass the bar right now.  But, warning!! I am not an attorney!!  Another warning!!! Who would believe that an attorney who only took 3 credit hours of real estate law is capable of going up against the Gangsters that you have been dealing with?  Do not take my advice as an attorney.  I am not an attorney and that is good news for you.  I am a real estate broker and a mortgage broker with 30 years of credits in real estate law and mortgage documents.  I brokered the loan on my own house.   CONTINUE READING    

DO NOT QUIT READING.  CLICK ON THE BLUE "CONTINUE READING"!  THIS ARTICLE IS NOW A PERFECT DESCRIPTION OF THE "CHAOS" THEORY OF MORTGAGE FRAUD.  IF YOU DON'T READ IT ALL, YOU WILL BE GOING BACKWARD. 

YOU WORKED HARD TO SAVE YOUR HOME FROM FORECLOSURE AND STILL LOST IT OR ARE LOSING IT. WERE YOU DOOMED BY MORTGAGE FRAUD BEFORE YOU EVEN STARTED?.... YEP. I RECKON SO.

BUT, USING YOUR RIGHTS IN THE CONSTITUTION, YOU CAN STILL GET IT BACK! 

Fairy tales are more than true: not because they tell us that dragons exist, but because they tell us that dragons can be beaten.-  

                                                                   G.K. Chesterton

After seven years of doing nothing else, but studying and researching mortgage fraud, I have finally figured out how to tell you how the whole deal worked.

 I have had a dozen epiphanies along the way.  Each time I believed that I had finally discovered the formula of winning cases that should have been winners.

But, in actuality, I had found something very important, but there was another layer just behind it.  Like the way actors describe an onion and how you peel away one layer just to find another under it over and over.

Recently, I got my head around two rather significant issues.    CONTINUE READING

GET  A DETAILED REVIEW OF YOUR CASE WITH RECOMMENDATIONS

ASK ABOUT STUDENT LOANS-CREDIT CARDS- AND ALL OTHER COLLECTION ISSUES

Blogger will not let me keep going down. So, if you want to see my Posts in a straight line. Click on the title to see MORE POSTS FROM THE FORECLOSURE SOLUTIONS GROUP & DANNY HAMMOND

BIO OF DANNY HAMMOND

AS I LISTEN TO WHAT BORROWERS ARE TELLING ME AND AS I READ BORROWER'S POSTS IN FACEBOOK GROUPS, IT IS EASY TO SEE THAT BORROWERS ARE SMART, BUT THEY ARE THE VICTIMS OF FORECLOSING PARTIES 3 MAIN STRATEGIES

THE USE OF THE CONSTITUTION vs TRYING OVER AND OVER TO FIND A WAY TO CONVINCE A JUDGE HE DOESN'T KNOW HIS ASS FROM A HOLE IN THE GROUND AS HE VIOLATES HIS CONSTITUTIONAL OATH OVER AND OVER IN FORECLOSURE FRAUD CASES

GMAC MORTGAGE, LLC, (or similarly named entities), ROBO-SIGNING, THE KING OF ROBO-SIGNING JEFFREY STEPHAN DEPOSITION CONFESSION, 60 MINUTES, MILLIONS OF STOLEN HOMES, AND BANKRUPTCY FRAUD

JEFFREY STEPHAN 2ND DEPOSITION. HOW DO YOU CONFESS TO 10,000 MORTGAGE FORGERIES PER MONTH AND NO ONE GOES TO JAIL AND THE AMERICAN PUBLIC DOESN'T KNOW?

THE USE OF THE CONSTITUTION vs TRYING OVER AND OVER TO FIND A WAY TO CONVINCE A JUDGE HE DOESN'T KNOW HIS JOB IN FORECLOSURE FRAUD CASES

ARE YOU READY TO SUE YOUR JUDGE AND STOP LOOKING FOR ALTERNATIVES? DOES YOUR FORECLOSURE CASE SEEM TO DEFY LOGIC?

From "The Pro Se Series" by Danny Hammond: LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD:

WHO HAS STOLEN THE TRUCKERS MONEY? WE HAVEN'T HEARD MUCH HAVE WE. I BET YOU THOUGHT THE MORTGAGE MELTDOWN WAS OVER. NOT SO FAST. THOUSANDS OF RETIREMENT PENSION FUNDS LOST TRILLIONS OF DOLLARS BUYING THOSE MORTGAGE-BACKED SECURITIES.

The Securitization Debacle – A U.S. Pension Shortfall: $3.4 Trillion+ [$3,400,000,000,000] REPOSTED FROM 2019

2020 MULTI-EMPLOYER PENSION PLANS IN CRISIS NEWS

THE BORROWER CAN CHALLENGE ASSIGNMENTS PURSUANT TO THE RULINGS ON "SLORP" UNITED STATES COURT OF APPEALS FOR THE SIXTH CIRCUIT

FORECLOSURE SALE- CREDIT BID, DISBURSEMENT OF THE PROCEEDS OF SALE, DEFICIENCY & SURPLUS: TOO MANY OF MY READERS DON'T UNDERSTAND WHAT ACTUALLY HAPPENS AT A FORECLOSURE SALE AND WHAT THEY SHOULD HAVE KNOWN ABOUT WHAT DIDN'T HAPPEN

I HAVE BEEN LOOKING FOR THE ACCOUNTING OF A NON-JUDICIAL FRAUDULENT FORECLOSURE SALE DISBURSEMENT OF THE SALE PROCEEDS.

From "The Pro Se Series" by Danny Hammond: CREDIT BID & DISTRIBUTION OF THE HOME FORECLOSURE SALE PROCEEDS: I AM SURE THOSE TWO PHRASES ARE FAMILIAR TO ALL OF MY READERS. NOT?

AS I LISTEN TO WHAT BORROWERS ARE TELLING ME AND AS I READ BORROWER'S POSTS IN FACEBOOK GROUPS, IT IS EASY TO SEE THAT BORROWERS ARE SMART, BUT THEY ARE THE VICTIMS OF FORECLOSING PARTIES 3 MAIN STRATEGIES

THE NAMED LENDER ON YOUR HOME LOAN PROMISSORY NOTE AND SECURITY INSTRUMENT IS BOGUS!   ALL OF THE NAMED LENDERS ON ALL OF THE HOME LOANS ARE BOGUS!

MORTGAGE FRAUD-THE SACKING OF ROME IN 410 AD-THE GLASS STEAGALL ACT OF 1933 AND THE REASON FOR THE USE OF FIREWALLS

Mortgage Fraud: From The Danny Hammond Pro Se Primer 101- You Need To Forget The Past! Yes, Your Government and Your Courts Have Screwed You Big Time. So What? That's Only What Happened Just Up To Now.

From The Mortgage Fraud "Pro Se" Series by Danny Hammond: I Am Going To Show You Why I Say, "If You Hire An Attorney You Will Lose"- Neil Garfield has gotta go!

WILLIAM ERBEY AND OCWEN: FACES OF EVIL IN FRAUDULENT MORTGAGE FORECLOSURE

I CAN'T AFFORD AN ATTORNEY TO HELP ME DEFEND MY HOME FROM MORTGAGE FRAUD BY STOPPING FORECLOSURE

From "The Pro Se Series" by Danny Hammond: THE AFTER EFFECTS OF BEING WRONGFULLY FORECLOSED ON WILL FOLLOW YOU; YOUR PROBLEMS ARE NOT OVER JUST BECAUSE YOUR FORECLOSURE IS OVER; JUST AS SOON AS THE FORECLOSURE SINKS IN; NEXT COMES EVICTION; AND THERE ARE STILL MORE CASCADING AND PAINFUL CONSEQUENCES YOU MAY STILL ENDURE

MORTGAGE FRAUD: THERE IS NO MAGIC BULLET, TRICKY ANGLE, NOR AN "AHA!" MOMENT. THE REMEDY WAS EMBEDDED IN THE CONSTITUTION BY THE BRILLIANT ANCIENTS

LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD:
CREDIT BID & DISTRIBUTION OF THE HOME FORECLOSURE SALE PROCEEDS: I AM SURE THOSE TWO PHRASES ARE FAMILIAR TO ALL OF MY READERS. NOT?


I CAN'T AFFORD AN ATTORNEY TO HELP ME DEFEND MY HOME FROM  MORTGAGE FRAUD BY STOPPING FORECLOSURE

A COURT'S VERY SIMPLE EXAMPLE OF A VIOLATION OF THE FAIR DEBT COLLECTION PRACTICES ACT

FRAUDULENT FORECLOSURE SALE WITH NO DETAILED ACCOUNTING OF THE DISBURSEMENT OF THE PROCEEDS FROM THE SALE

CONTRARY TO POPULAR BELIEF THE FOLLOWING CALCULATION IS RIDICULOUS MYTH AND LEGEND  “BAD MORTGAGE LOAN” =  “BAD MORTGAGE BORROWER”

MORTGAGE FRAUD: THERE IS NO MAGIC BULLET, TRICKY ANGLE, NOR AN "AHA!" MOMENT. THE REMEDY WAS EMBEDDED IN THE CONSTITUTION BY THE BRILLIANT ANCIENTS

WHAT IF YOUR WRONGFUL FORECLOSURE WAS ALREADY VOID, BUT YOU WERE UNAWARE OF IT?

IF YOU WERE FORECLOSED AFTER YOUR MONTHLY PAYMENT SUDDENLY JUMPED UP DRAMATICALLY, YOU WERE A VICTIM OF WHAT I CALL A CALENDAR ARM

SUBJECT: MORTGAGE FRAUD--I SAY THAT YOU SHOULD SUE YOUR JUDGE, BUT UNLESS I DO IT MYSELF ISN'T THAT ADVICE A LITTLE LAME.?

 DID YOU LOSE YOUR HOME TO GMAC MORTGAGE, LLC THROUGH FORECLOSURE? WHEN IT HAPPENED, MORTGAGE FRAUD WAS MOST CERTAINLY INVOLVED. DID YOU GET LETTERS FROM ATTORNEYS ABOUT GMAC'S BANKRUPTCY CASE? DID THEY NOTIFY YOU THAT GMAC MORTGAGE, LLC HAS NOT EX

ARE YOU GETTING SUCKED DOWN THE GMAC RESCAP MONSTROSITY OF A BANKRUPTCY! MAYBE WE SHOULD PLAY AS DIRTY AS THEY DO.

YOU HAVEN'T THOUGHT ABOUT THE MORTGAGE CRISIS FOR A LONG TIME.  DID YOU THINK IT WAS OVER?  THOUSANDS OF PENSION FUNDS BOUGHT THE WALL STREET MORTGAGE-BACKED SECURITIES BONDS CALLED TOXIC BY FEDERAL RESERVE WHICH BOUGHT THEM BACK AT PAR WITH THE MONEY THEY PRINTED

WHEN YOU HAVE DISCOVERED THE TRUE REMEDY FOR DEFENSE OF A FRAUDULENT & WRONGFUL FORECLOSURE:  STOP RESEARCHING!

ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, AND; DEFICIENCY OR SURPLUS

THE IMPORTANCE OF CHALLENGING THE STANDING TO FORECLOSE OF YOUR FRAUDULENT LENDER AND THE "SUBJECT MATTER JURISDICTION" OF THE COURT

THE BORROWER DOES HAVE THE STANDING TO CHALLENGE TITLE AND THEREFORE  TO CHALLENGE THE VALIDITY OF ASSIGNMENTS OF THE PROMISSORY NOTE 

MORTGAGE FRAUD-THE SACKING OF ROME IN 410 AD-THE GLASS STEAGALL ACT OF 1934 AND THE REASON FOR THE USE OF FIREWALLS

SHORT SALE OR DEED IN LIEU OF FORECLOSURE: WHICH IS THE BEST STRATEGY 

FOR FIGHTING FORECLOSURE FRAUD?   NEITHER OF THEM! 

DIRTY DEEDS DONE DIRT CHEAP: FORECLOSURE FRAUD DEPENDS ON JUST A FEW PLAYERS TO BE SUCCESSFUL.

THE IMPORTANCE OF CHALLENGING THE STANDING TO FORECLOSE OF YOUR FRAUDULENT LENDER AND THE "SUBJECT MATTER JURISDICTION" OF THE COURT

LET'S ALL TAKE THREE STEPS BACK FROM CRAZY: THAT'S RULE #1 WHEN I AM FIGHTING MORTGAGE FRAUD! 

I HAVE SAID THAT BORROWERS ARE WINNING MORTGAGE FRAUD CASES TODAY BY CHALLENGING STANDING, BUT THIS OLDER ARTICLE SHOWS US THAT WE HAVE BEEN WINNING FOR SEVERAL YEARS

WILLIAM ERBEY; OCWEN; NATIONSTAR; GREEN TREE; FANNIE MAE; HUBZU; THE FACES OF EVIL IN FRAUDULENT MORTGAGE SERVICING

GMAC MORTGAGE, LLC, (or similarly named entities), ROBO-SIGNING, THE KING OF ROBO-SIGNING JEFFREY STEPHAN'S FIRST CONFESSION IN DEPOSITION, 60 MINUTES, MILLIONS OF STOLEN HOMES, AND BANKRUPTCY FRAUD

GMAC MORTGAGE, LLC NOTORIOUS ROBO-SIGNING EMPLOYEE JEFFREY STEPHAN'S 2ND DEPOSITION CONFESSING TO FORGING UP TO 10,000 MORTGAGE ASSIGNMENTS PER MONTH FOR TEN YEARS 

THE NAMED LENDER ON YOUR HOME LOAN PROMISSORY NOTE AND SECURITY INSTRUMENT IS BOGUS! ALL OF THE NAMED LENDERS ON ALL OF THE HOME LOANS ARE BOGUS!

TOP MEGABANK CONFESSES TO DECEIVING THE GOVERNMENT FOR NEARLY AN ENTIRE DECADE DURING THE PERIOD WHICH LED TO THE HOUSING MARKET COLLAPSE. NO ONE IS GOING TO BE PUNISHED

 MY NEW METAPHOR FOR "MORTGAGE FRAUD" IS A GAMBLING CASINO THAT LETS NO ONE WIN, WITHOUT ANYONE REALIZING IT

YOU WORKED HARD TO SAVE YOUR HOME AND STILL LOST IT OR ARE LOSING IT. WERE YOU DOOMED BY MORTGAGE FRAUD BEFORE YOU EVEN STARTED? YEP.  I RECKON SO.

MORTGAGE FRAUD NEWS FROM ALL OVER: WITH HIGH PRAISES FOR THE FOLKS AT THE COLUMBUS DISPATCH 

THE NAME OF THE LENDER ON YOUR HOME LOAN OR MORTGAGE IS BOGUS! ALL OF THE NAMES ON ALL OF THE MORTGAGES

HOW BAD DO YOU WANT TO SAVE YOUR HOME OR GET IT BACK?

WHAT ARE THE LAWS CONCERNING HOME LOAN DOCUMENTS IN YOUR STATE?

I HAVE BEEN LOOKING FOR THE ACCOUNTING OF A NON-JUDICIAL FORECLOSURE SALE DISBURSEMENT OF THE SALE PROCEEDS.

SHORT SALE OR DEED IN LIEU OF FORECLOSURE: WHICH IS THE BEST STRATEGY? NONE OF THEM!

MISSOURI'S SUPREME COURT HAS FIGURED OUT THAT THE THESE FORECLOSING PARTIES CAN'T ANSWER ANY QUESTIONS IN COURT ABOUT THEIR CLAIMS WITHOUT COMMITTING PERJURY

CONTRARY TO POPULAR BELIEF THE FOLLOWING CALCULATION IS RIDICULOUS MYTH AND LEGEND-- “BAD MORTGAGE LOAN” = “BAD MORTGAGE BORROWER”

VIDEO:  UCC-3: CLAIMS TO AN INSTRUMENT

VIDEO:  UCC-3 CONVERSION OF AN INSTRUMENT

VIDEO-  ALL CONTRACTS SHALL BE IN WRITING AND SIGNED

https://foreclosurefraudanswers.blogspot.com/2016/06/i-am-posting-two-articles-concerning.html

https://foreclosurefraudanswers.blogspot.com/2017/04/citigroup-ex-ceo-does-about-face-on-big.htm

RETURN TO THE TOP OF THIS LIST

RETURN TO THE BEGINNING OF THIS BLOG

https://foreclosurefraudanswers.blogspot.com/2016/04/there-isalways-time-to-save-home.html

https://foreclosurefraudanswers.blogspot.com/2017/04/ucc-3-value-consideration.html

https://foreclosurefraudanswers.blogspot.com/2016/02/part-two-issues-concerning-mortgage.html

https://foreclosurefraudanswers.blogspot.com/2016/02/your-politicians-have-heard-your-anger.html

https://foreclosurefraudanswers.blogspot.com/2015/04/if-you-cant-afford-attorney-right-now.html

https://foreclosurefraudanswers.blogspot.com/2016/01/tell-me-what-happens-when-i-sue-my.html

https://foreclosurefraudanswers.blogspot.com/2016/01/mortgage-fraud-has-not-been-addressed.html

RETURN TO THE TOP OF THIS LIST

RETURN TO MAIN WEBSITE

https://foreclosurefraudanswers.blogspot.com/2015/06/i-never-thought-i-would-read-something.html

https://foreclosurefraudanswers.blogspot.com/2015/12/liberty-liberty-cannot-be-preserved.html

https://foreclosurefraudanswers.blogspot.com/2015/08/i-wrote-blog-while-i-was-answering.html

https://foreclosurefraudanswers.blogspot.com/2015/07/we-have-proven-you-can-beat-illegal.html

https://foreclosurefraudanswers.blogspot.com/2015/11/the-mortgage-crisis-is-not-getting.htm

https://foreclosurefraudanswers.blogspot.com/2015/11/highly-ethical-business-students-dont.html

https://foreclosurefraudanswers.blogspot.com/2015/06/what-to-do-when-you-must-face.html

https://foreclosurefraudanswers.blogspot.com/2015/04/do-you-really-want-to-know-who-mers-is.html

https://foreclosurefraudanswers.blogspot.com/2015/04/fraud-in-factum-core-of-mortgage.html

https://foreclosurefraudanswers.blogspot.com/2015/04/mortgage-and-foreclosure-fraud.html

https://foreclosurefraudanswers.blogspot.com/2015/01/it-took-me-5-years-to-figure-out-who.html

https://foreclosurefraudanswers.blogspot.com/2017/03/outrage-over-foreclosure-by-danny.html

TAGGED AS: Danny Hammond, Foreclosure help,

Get a Review of Your Foreclosure Case