I Used To Have A List Of All Of The Bad Guys I Have Dealt With In Support Of My Foreclosure Clients. I Did Not Find The Full List Yet. But, I Am Posting What I Did Find Here Today. I Don't Know Why.

 "What If The Hanky Panky,

   Is What It's All About?"

Have you had a run-in with any of the names of this list?  Then your foreclosure was fraudulent and is VOID.  This is not a guess on my part.  During this tear through different courts in different states with my pro se clients over the last 6 months, I was surprised how many of these either still exist or their names are being used by "Successor Imposters"  

LIST OF SHAME  ( This is, I think, a complete list of just the companies that I have dealt with and keywords I have used in 14 years of doing whatever it is that I do.

subject matter jurisdiction,Article III,Article III of the United States of America,Standing under FRCP Rule 12 (b)(1)  in wrongful foreclosure,Injury in Fact requirement for standing to foreclose,challenge standing,injury in fact,wrongful eviction,self-help eviction,stop eviction,challenge standing, challenge subject matter jurisdiction, foreclosure attorneys, saving my family's home, affordable fraud defenses, pro se, learn what pro se means, fighting foreclosure, consultants,stopping foreclosure, I can represent myself against my lender,save my house,save my home,help me save my home;can't find a foreclosure fraud attorney.

Ocwen, Ocwen Loan Servicing, LLC, Fannie Mae, Federal National Mortgage Association, Green Tree, Nationstar, LITTON LOAN SERVICING, RESIDENTIAL CREDIT, RESCAP LIQUIDATION TRUST,  COUNTRYWIDE  HOME LOANS, ARGENT MORTGAGE Corporation,  AMERIQUEST,  AMERICA'S WHOLESALE LENDERS FREEMONT MORTGAGE SECURITIES CORPORATION, FREEMONT INVESTMENT LOANS, CITIMORTGAGE, HSBC MORTGAGE CORP, TAYLOR BEANE & WHITAKER MORTGAGE CORP, FANNIE MAE, FREDDIE MAC, GINNIE MAE, WACHOVIA MORTGAGE CORPORATION, BANK OF AMERICA, ADVANCE MORTGAGE CORPORATION, JP MORGAN CHASE, CHASE MORTGAGE CORPORATION, INDY MAC BANK FSB, AMERICAN HOME MORTGAGE, PEOPLES BANK, SUNTRUST BANK, FINANCE AMERICA, LLC, INTERBAY FUNDING, LLC, PULASKI BANK, UNITED FIDELITY FUNDING CORPORATION, WORLD SAVINGS BANK, WELLS FARGO BANK N.A., GMAC MORTGAGE LLC,    DHI MORTGAGE COMPANY LTD,   CARRINGTON MORTGAGE LOAN TRUST,  Carrington Mortgage,  FRANKLIN BANK SSB, BANK OF AMERICA, NEW CENTURY MORTGAGE, MORTGAGE ONE CORP, MORTGAGE LENDER'S NETWORK USA, INC. AEGIS FUNDING CORP, WILMINGTON FINANCE,a division of AIG Federal Savings Bank, Caliber Mortgage, US BANK N.A., RESCAP GMAC MORTGAGE LLC FEDERAL BANKRUPTCY FRAUD, Deutsche Bank, Deutsch Bank National Trust Company as Trustee, Bank Trust Company Americas as Trustee, US Bank N.A. as Trustee, Bank of New York as Trustee, Deutsche Bank, Deutsch Bank National Trust Company as Trustee, Deutsche Bank Trust Company Americas as Trustee, US Bank N.A. as Trustee,  Bank of New York "BONY" as Trustee, OCWEN, NATIONSTAR, GREEN TREE, SETERUS, EverBank, A Bunch of REMIC TRUSTS, DEUTSCHE BANK TRUST COMPANY AMERICAS, DEUTSCHE BANK NATIONAL TRUST COMPANY, LITTON LOAN SERVICING (OR OTHER SIMILAR NAMES), COUNTRYWIDE  HOME LOANS  (and many similar names now owned by Bank of America and known as BAC,

READ MORE by going through our YouTube Channel

LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD: Carpenter v Longan 1872; [Also On YouTube Channel] @mtgfrd

 Heirs of a cold war,  that's what we've become, Inheriting troubles,  I'm mentally numb

Crazy,..... I just cannot bear,  That I'm living with something that just isn't fair, 

Mental wounds not healing.....Who and what's to blame

I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train

                                                                                                                      Ozzy Osborne

THERE IS NO SUCH THING AS THE:  "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY 30 MILLION TIMES IN 22 YEARS

The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.

Republished by Danny Hammond of the 3/4 Court Press

I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  

IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE  MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  

A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  

Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?

CARPENTER V LONGAN (SUPREME COURT 1872)  THE ENTIRE RULING IS NEXT

CONTINUE READING    

mtgfrd.info@gmail.com   For questions or comments

US Bank, Its Trust Department, Or Its Meddling Henchmen Have Been Showing Up In 75% Of All Of Our Foreclosure Cases In The Last Few Years. Are They A Criminal Operation?

 Yes, They Are a Criminal Organization.

 "Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 

                                                                                             

                                                                                                 Major General John Bell Hood CSA

US Bank's own Trust Department Brochure is a bombshell revelation.  It says that a Corporate Trustee has no authority or ability to participate in any Real Estate Foreclosures

In the battle to defend your home from wrongful foreclosure, homeowners often find themselves up against big names like U.S. Bank, Deutsche Bank, or Bank of New York Mellon. These “trustees” appear on foreclosure documents, often leading homeowners to believe these institutions are actively managing their loans and directly pulling the strings in the foreclosure process. But here’s the truth: *They’re not*.

We have been using a US Bank Trust Department marketing brochure for years that makes their role as a loan trustee or a mortgage-backed security trustee (the word trustee has many meaning in foreclosures. This confuses Borrowers and it is intentional.  But, the marketing brochure put out by the US Bank Trust Department makes what "CAN'T HAPPEN" crystal clear. It’s like hearing from the horse’s mouth that the supposed power these trustees hold over your mortgage is largely a facade. This document exposes a shocking reality that many homeowners – and even their attorneys – don’t fully understand. Let’s break it down.

In U.S. Bank’s own words, as a trustee for Mortgage-Backed Securities (MBS), they perform a narrow set of duties:

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The Term "Void" Is Often Used In Contrast To "Voidable" And "Unenforceable". The Main Difference Is That An Action That Is Voidable Remains Valid Until It Is Avoided.

“I was playing for time. Just for time. I played the wrong way, of course.”

Raymond Chandler

"Here cum da Judge"

   by Danny Hammond of the 3/4 Court Press.

  

Surely no one can truly believe that it is the Borrowers that come up with these bizarre scenarios? 

My sister uh, Mary, is an attorney, who is probably the smartest person I have ever known, was home this weekend and I asked about maybe we should be objecting to the new judge in this case who has oddly not committed a crime yet, and he was going to take over to provide cover for the original judge who had committed all of the crimes by removing the case to Federal Court.  That is like stealing 3rd base from 1st base.  No one would do that.  The Constitution is perfectly clear.  Not on stealing 3rd, but removing a VOID case to Federal court.  You can't do that.  

Although, if he says one more sentence, we are gonna pounce hard on him and make him the defendant, not as a judge but as himself, and make it stick.  

Mary came up with a Motion For Reconsideration, which startled me because I had actually begun to believe that was a term I made up, because I never had a judge comment on it, even though I tried it over 7 and a half billion times while helping Borrowers understand courts and such.

I told her that I just didn't see how you could remove VOID.  It is unthinkable.  Void cannot be arranged.  It is nothingness.  It never was.  It can never even be.

She kind of agreed.  But, neither of us could explain that notion in "earth terms". 

(You see, most attorneys don't ever deal with law all that much.  Except sewer court rat attorneys like ambulance chasers and Borrower representation in foreclosure).  Once again, I must speak up.

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From The Comments That I Am Getting, I Think I Am Concentrating Too Much On What Is True, But Not Explaining What is False. So, Here Goes

 

And the men who hold high places,  Must be the ones to Start, To mold a new reality, Closer to the Heart.

The Blacksmith and the Artist, Reflect it in their art, and Forge their creativity, Closer to the Heart.

Philosophers and Ploughmen, Each must know his part & Sow a new Mentality, Closer to the Heart.

You can be the Captain and I will draw the Chart, Sailing into destiny, Closer to the Heart.

Closer to the Heart. 

                                                                                                                                Rock Band "Rush"

I am getting an increasing number of pleas for me to help people who think they are in the middle of a Modification of their loan.  I thought we were done with that in 2012.

Modifications usually start with a 3 month "trial" to see if you can now pay on time.  Everyone that calls me passed this part according to the rules given to them.  Pay 3 month on time.

Then the wickedness sets in.  All sorts of "reasons" begin to be received by the Borrower regarding why their trial failed.  Most are absurd.  The Borrower did not respond in the right amount of time.  The Borrower used the wrong means of notification to the (usually the Servicer), whatever that means at that moment.

So, I will try to explain how and why a modification of your loan was supposed to be done when you got behind and just wanted to do the right thing to catch up.

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The U.S. Department Of Treasury is tasked with the oversight of the HOME AFFORDABLE MODIFICATION ACT (HAMP) It was a very good law as written, but the Treasury left it up to the Lender or Servicer to administrate it.

Home Affordable Modification Program (HAMP)

The largest program within MHA is the Home Affordable Modification Program (HAMP). HAMP’s goal

is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are 

affordable and sustainable over the long-term.

HAMP was designed to help families who are struggling to remain in their homes and show:

• Documented financial hardship.
• An ability to make their monthly mortgage payments after a modification.

HAMP is a voluntary program that supports servicers’ efforts to modify mortgages, while

protecting taxpayers’ interests. To protect taxpayers, MHA housing initiatives have pay‐for‐

success incentives. This means that funds are spent only when transactions are completed

and only as long as those contracts remain in place. Therefore, funds will be disbursed over

many years.

Starting in the summer of 2012, the scope of the program will expand to help even more

families in need.

Continue Reading

HAMP works by encouraging participating mortgage servicers to modify mortgages so

struggling homeowners can have lower monthly payments and avoid foreclosure. It has

specific eligibility requirements for homeowners and includes strict guidelines for servicers.

The program includes incentives for homeowners, servicers, and investors to encourage

successful mortgage modifications.

Families in this program typically reduce their monthly payments by a median of more than 

$530 each month. But the program’s impact goes even further. HAMP has also encouraged

private lenders to modify mortgages at no expense to taxpayers.

When the housing crisis began, the mortgage industry was ill-equipped to respond adequately.

Mortgage servicers had insufficient resources to address the needs of a market that was

reeling from increasing foreclosures. In addition, their servicing expertise and infrastructure

was limited to overseeing collections and foreclosing on those who failed to pay. They did not 

have the systems, staffing, operational capacity, or incentives to engage with homeowners on 

a large scale and offer meaningful relief from unaffordable mortgages.

Before HAMP, there was no standard approach among loan servicers or investors about how

to help homeowners who wanted to keep making payments, but needed mortgage assistance.

By setting standards for what constitutes a sustainable modification across the mortgage 

industry, HAMP has helped to make private loan modifications more affordable for

homeowners. 

In fact, thanks in part to HAMP, the proportion of private loan modifications 

that reduce monthly payments for homeowners has more than doubled. Together, public and

private efforts have helped nearly 5 million Americans get mortgage assistance to prevent

avoidable foreclosures.

MHA includes comprehensive compliance reviews to ensure that servicers fairly evaluate

homeowners for assistance and follow program guidelines. Treasury requires participating

servicers to take specific actions to improve their servicing processes to more effectively assist 

struggling homeowners. While more progress needs to be made, servicers are focusing

attention on the areas identified through regular compliance and program reviews.

Note: If you are a homeowner seeking help with your mortgage, please visit Making Home

Affordable.

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• • Housing
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Read More of The DOJ Is Never Going To Do Anything About Mortgage Fraud

 

by Danny Hammond of the 3/4 Court Press

THE DOJ IS NEVER GOING TO DO ANYTHING ABOUT THE

MORTGAGE FRAUD BEHIND MILLIONS OF ILLEGAL FORECLOSURES

This is the stupidest news story of all time.   The Department of Justice can't find a bunch of original Promissory Notes.   We have known that for six years. 

In that time we have never seen even one truly legal original Promissory Note.

But it sure does help me make my point.

In a filing unsealed on June 3, 2016, the Department of Justice (DOJ) confirms what many of us have known for years. Nobody, not even the U.S. Government, with massive resources, can determine who owns your loan and has the right to collect on your promissory note.

(In hindsight many of those I visit with have learned that the ownership is of the debt the Note represents)

The information comes from case files unsealed on June 3, 2016, by Federal Judge Yvonne Gonzalez Rogers of the Northern District of California in the case of the United States v. Discovery Sales, Inc.

The case involves some 325 fraudulent loans originated by Discovery Sales, Inc. (DSI) between 2006 and 2008, many of which were then sold to Wells Fargo Bank and JPMorgan Chase to securitize.

Click on the badge above to READ MORE

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What Is Up With The Judges In Wrongful Foreclosure Cases?" This Is Another Post Inspired By My Good Friend Tom Kibler. He Knows More About Statute and Case Law Than Anyone. He Copied Me An Email He Had Sent To A Large Number Of People. Since 2010 Everyone Has Been Searching For The Statute Or Case Law "Silver Bullet'".

 "Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 

                                                                                             

                                                                                                 Major General John Bell Hood CSA

     Article by Danny Hammond

       of the 3/4 Court Press

The laws for land ownership have not changed appreciably for two hundred years.  All the laws you find, we found 10 to 12 years ago.  For the most part they are very good and fair and if you are getting swindled IT IS BECAUSE a judge is working to derail you.

We all presented these laws to judges over and over and over.  It got to the point that we joked about the fact that all of the judges at all levels of judiciary in the United States attended a "crooked judge" convention in Las Vegas every two years to figure out their new strategy for siding with attorneys to swindle borrowers being wrongfully foreclosed.

Of course, that is not it.

Judges are all attorneys who got to be judges by attending clubs, and cocktail parties of important people, old judges and political parties. Most of them probably have not learned anything new since they graduated from law school.  I know I am an idiot, but I am convinced that I can pass the Missouri Bar without studying at any time I choose.  Idiot or not, I believe that.    Read More

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As You Review This Website Regarding Foreclosure, You Are Going To Find That My Bias Is Moving Further Away From The Search For The "Silver Bullet" Statute Or Case Law Answers You Seek

"I decided I could lose nothing by trying the soft approach.  If that didn't produce for me—and I didn't think it would—nature could take its course and we could bust up the furniture.”                                  

                               Phillip Marlowe character from Raymond Chandler's – "The Lady In The Lake"

 

      

by Danny Hammond of The 3/4 Court Press

This is not because the laws of nearly 238 years of our judiciary's history are gone. They are there and remarkably very well reasoned and written.  The problem has to do with a question I have with the present day courts veering away without apparantly noticing when we use them in Borrower foreclosure cases without mentioning or discussing them.  If it is not intentional then they are stupid and if it is intentional they have broken the only laws that you have a right to sue them for.

The Question is this:  Is a law, a law, when it is not enforced?

It isn't the attorneys getting away with total lack of use of law or breaking the law.  It is not the Servicers.  They wouldn't do it if they lost all the time and even went to jail, which is what they are so close to, but it never happens.

They couldn't do it unless, someone let them. 
I say you are going to have to look somewhere else, if you want to keep your house.

READ MORE         "Do you think you have a problem, but want a review?

I am going to inactivate this website for maintenance.  It needs some tuning up and changes after 14 years. We are going to need it for my plan to form an association of Borrowers to raise money to help as many  as we can.

I will leave messages here.  But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

The Constitutional, Irreducible, Minimum Requirements for Standing

MORTGAGE FRAUD PRO SE PRIMER 101 #4:  THE CONSTITUTIONAL IRREDUCIBLE MINIMUM REQUIREMENTS FOR STANDING AS DEFINED BY THE UNITED STATES SUPREME COURT

“Truth is stranger than fiction, but it is because Fiction is obliged to stick to possibilities. Truth isn’t.”

                                         Mark Twain

Actually, it is Strange, That Is Truther Than Fiction.

Danny Hammond

If you walk into a 2nd grade elementary school class room and see that all of the boys are standing on their desks shaking their butts, laughing and shouting, and throwing things at the girls in the class, who respond by screaming and running, and then you notice that the 2nd grade teacher is setting at his desk doing nothing to stop the chaos, would you really blame, the children?

No, it is the teacher who is in charge of the room.  If the teacher does not enforce the rules of classroom behavior, then the children will act like wild monkeys.  How would they know not to? 

It is no different than the judge in the court case who is charged with controlling and enforcing correctness in information and procedure in a court case.  

If the judge does not enforce the constitution, which is all that keeps this country great; or If the judge does not make the attorneys prove their claims and/ or does not keep them from claiming transfers of ownership of essential Promissory Notes with assignments of incidental security instruments (mortgage or deed of trust) which do nothing but describe the collateral, then, of course the attorneys are going to forge and fake and lie, worse than wild monkeys. (Carpenter v Longan US Sup Ct 1872 from the Colorado Territory (except the monkey part)

Then lack of subject matter jurisdiction is the fault of the judge of the court.  He or she has wrongly put the burden of proof of standing on the borrower (very nearly every time), yet it is very clearly the burden of the court.  The court is allowing the Borrower to prove he was defrauded.  That is bizarre.  The very definition of fraud means it was hidden from the borrower.

Continue Reading

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