I Used To Have A List Of All Of The Bad Guys I Have Dealt With In Support Of My Foreclosure Clients. I Did Not Find The Full List Yet. But, I Am Posting What I Did Find Here Today. I Don't Know Why.

 "What If The Hanky Panky,

   Is What It's All About?"

Have you had a run-in with any of the names of this list?  Then your foreclosure was fraudulent and is VOID.  This is not a guess on my part.  During this tear through different courts in different states with my pro se clients over the last 6 months, I was surprised how many of these either still exist or their names are being used by "Successor Imposters"  

LIST OF SHAME  ( This is, I think, a complete list of just the companies that I have dealt with and keywords I have used in 14 years of doing whatever it is that I do.

subject matter jurisdiction,Article III,Article III of the United States of America,Standing under FRCP Rule 12 (b)(1)  in wrongful foreclosure,Injury in Fact requirement for standing to foreclose,challenge standing,injury in fact,wrongful eviction,self-help eviction,stop eviction,challenge standing, challenge subject matter jurisdiction, foreclosure attorneys, saving my family's home, affordable fraud defenses, pro se, learn what pro se means, fighting foreclosure, consultants,stopping foreclosure, I can represent myself against my lender,save my house,save my home,help me save my home;can't find a foreclosure fraud attorney.

Ocwen, Ocwen Loan Servicing, LLC, Fannie Mae, Federal National Mortgage Association, Green Tree, Nationstar, LITTON LOAN SERVICING, RESIDENTIAL CREDIT, RESCAP LIQUIDATION TRUST,  COUNTRYWIDE  HOME LOANS, ARGENT MORTGAGE Corporation,  AMERIQUEST,  AMERICA'S WHOLESALE LENDERS FREEMONT MORTGAGE SECURITIES CORPORATION, FREEMONT INVESTMENT LOANS, CITIMORTGAGE, HSBC MORTGAGE CORP, TAYLOR BEANE & WHITAKER MORTGAGE CORP, FANNIE MAE, FREDDIE MAC, GINNIE MAE, WACHOVIA MORTGAGE CORPORATION, BANK OF AMERICA, ADVANCE MORTGAGE CORPORATION, JP MORGAN CHASE, CHASE MORTGAGE CORPORATION, INDY MAC BANK FSB, AMERICAN HOME MORTGAGE, PEOPLES BANK, SUNTRUST BANK, FINANCE AMERICA, LLC, INTERBAY FUNDING, LLC, PULASKI BANK, UNITED FIDELITY FUNDING CORPORATION, WORLD SAVINGS BANK, WELLS FARGO BANK N.A., GMAC MORTGAGE LLC,    DHI MORTGAGE COMPANY LTD,   CARRINGTON MORTGAGE LOAN TRUST,  Carrington Mortgage,  FRANKLIN BANK SSB, BANK OF AMERICA, NEW CENTURY MORTGAGE, MORTGAGE ONE CORP, MORTGAGE LENDER'S NETWORK USA, INC. AEGIS FUNDING CORP, WILMINGTON FINANCE,a division of AIG Federal Savings Bank, Caliber Mortgage, US BANK N.A., RESCAP GMAC MORTGAGE LLC FEDERAL BANKRUPTCY FRAUD, Deutsche Bank, Deutsch Bank National Trust Company as Trustee, Bank Trust Company Americas as Trustee, US Bank N.A. as Trustee, Bank of New York as Trustee, Deutsche Bank, Deutsch Bank National Trust Company as Trustee, Deutsche Bank Trust Company Americas as Trustee, US Bank N.A. as Trustee,  Bank of New York "BONY" as Trustee, OCWEN, NATIONSTAR, GREEN TREE, SETERUS, EverBank, A Bunch of REMIC TRUSTS, DEUTSCHE BANK TRUST COMPANY AMERICAS, DEUTSCHE BANK NATIONAL TRUST COMPANY, LITTON LOAN SERVICING (OR OTHER SIMILAR NAMES), COUNTRYWIDE  HOME LOANS  (and many similar names now owned by Bank of America and known as BAC,

READ MORE by going through our YouTube Channel

US Bank, Its Trust Department, Or Its Meddling Henchmen Have Been Showing Up In 75% Of All Of Our Foreclosure Cases In The Last Few Years. Are They A Criminal Operation?

 Yes, They Are a Criminal Organization.

 "Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 

                                                                                             

                                                                                                 Major General John Bell Hood CSA

US Bank's own Trust Department Brochure is a bombshell revelation.  It says that a Corporate Trustee has no authority or ability to participate in any Real Estate Foreclosures

In the battle to defend your home from wrongful foreclosure, homeowners often find themselves up against big names like U.S. Bank, Deutsche Bank, or Bank of New York Mellon. These “trustees” appear on foreclosure documents, often leading homeowners to believe these institutions are actively managing their loans and directly pulling the strings in the foreclosure process. But here’s the truth: *They’re not*.

We have been using a US Bank Trust Department marketing brochure for years that makes their role as a loan trustee or a mortgage-backed security trustee (the word trustee has many meaning in foreclosures. This confuses Borrowers and it is intentional.  But, the marketing brochure put out by the US Bank Trust Department makes what "CAN'T HAPPEN" crystal clear. It’s like hearing from the horse’s mouth that the supposed power these trustees hold over your mortgage is largely a facade. This document exposes a shocking reality that many homeowners – and even their attorneys – don’t fully understand. Let’s break it down.

In U.S. Bank’s own words, as a trustee for Mortgage-Backed Securities (MBS), they perform a narrow set of duties:

READ MORE

I Have Good News - And That Will Bring On Some Changes In How I Think We Can Win

 

When I was younger, so much younger than today, I never needed anybody's help in any way. 

But now these days are gone, I'm not so self-assured, 

Now I find, I've changed my mind, and opened up the doors.

                                                                                The Beatles

I have been doing this for 14 years.  I have never met another borrower who had lost more than I have.  Not just money, I have lost the most I have heard about and worked with, but I have lost so much family, friends and my own youth.

Last June, I realized I had gotten old fighting something so big that it made no sense to think it was winnable.

But, maybe it is.  I have just done something so remarkable, that I haven't said much to anyone.

By 2012, I knew what we had to do and I knew why it would work.  But, I couldn't solve the end.  Napolean's "Ta Dum."

I have taken 6 straight Borrower's to a win.  That is not anything I ever even thought about.  It seems really odd to say it now.  It wasn't dramatic.  They all happened just as they should.  It changes everything.

I had not done anything with any Borrowers for 3 years.  I was absolutely exhausted.

Then recently, it hit me that I knew what to do and I was just holding back because I thought that if it was just another almost right idea, I might go crazy.  I have had a YouTube Channel for more than ten years.  It never did anything and this website outperformed it many, many times over.  

But, I was ready to change the last piece of the puzzle and I was looking for where it would work best.  I made four quick videos and placed them on my YouTube Channel with 18 older ones.  YouTube had changed.  It works.  I got the 6 clients in one week and they all looked like they would work.  131 days later they all were quiet wins.  No marching bands, no confetti in the streets,  No huge balloon characters held down by 20 people with ropes.  It went just like all of us thought it should.

It could still be some unearthly quirk.  Luck.  Dumb luck.  I don't think so, though.  It was just so logical.

I am going after my properties now.  I am rejuvenated.  Not hysterically so.  Just ready.

None of the six have been able to pay me even what little I asked for.  I am not upset about that.  They just wanted so badly to not lose their home.  I am upset that so many of us have fought it so long that no one can afford what this can be done for today.  It is going to be much less expensive than what so many of us have spent.

I have always wanted to put a big group together and use it to raise money so everyone has a chance.  None of my early ideas worked.  I have always thought it was going to take a monstrous journalist or movie star to shine a spotlight on the problem.

I have adapted there now, also.  I know how to do it.

I want to use YouTubes new ideas and add Patreon and Telegram and raise the money with the 30 million Americans who lost their homes.  I am starting today.  I am wrapping up the last of the six and I took on one other that could not pay, but there were some great things I could learn from it.  I'll let all of you know if I am right.  Intellectually I am sure.  

But, emotionally I am waiting for the other shoe to drop.  I don't feel it yet.  But, in ways it is better to know it than feel it.

If you would like to have us evaluate your situation please fill out this form:

Click for Form Here

The Term "Void" Is Often Used In Contrast To "Voidable" And "Unenforceable". The Main Difference Is That An Action That Is Voidable Remains Valid Until It Is Avoided.

“I was playing for time. Just for time. I played the wrong way, of course.”

Raymond Chandler

"Here cum da Judge"

   by Danny Hammond of the 3/4 Court Press.

  

Surely no one can truly believe that it is the Borrowers that come up with these bizarre scenarios? 

My sister uh, Mary, is an attorney, who is probably the smartest person I have ever known, was home this weekend and I asked about maybe we should be objecting to the new judge in this case who has oddly not committed a crime yet, and he was going to take over to provide cover for the original judge who had committed all of the crimes by removing the case to Federal Court.  That is like stealing 3rd base from 1st base.  No one would do that.  The Constitution is perfectly clear.  Not on stealing 3rd, but removing a VOID case to Federal court.  You can't do that.  

Although, if he says one more sentence, we are gonna pounce hard on him and make him the defendant, not as a judge but as himself, and make it stick.  

Mary came up with a Motion For Reconsideration, which startled me because I had actually begun to believe that was a term I made up, because I never had a judge comment on it, even though I tried it over 7 and a half billion times while helping Borrowers understand courts and such.

I told her that I just didn't see how you could remove VOID.  It is unthinkable.  Void cannot be arranged.  It is nothingness.  It never was.  It can never even be.

She kind of agreed.  But, neither of us could explain that notion in "earth terms". 

(You see, most attorneys don't ever deal with law all that much.  Except sewer court rat attorneys like ambulance chasers and Borrower representation in foreclosure).  Once again, I must speak up.

Read More

If you would like to have us evaluate your situation please fill out this form: Click for Form Here

From The Comments That I Am Getting, I Think I Am Concentrating Too Much On What Is True, But Not Explaining What is False. So, Here Goes

 

And the men who hold high places,  Must be the ones to Start, To mold a new reality, Closer to the Heart.

The Blacksmith and the Artist, Reflect it in their art, and Forge their creativity, Closer to the Heart.

Philosophers and Ploughmen, Each must know his part & Sow a new Mentality, Closer to the Heart.

You can be the Captain and I will draw the Chart, Sailing into destiny, Closer to the Heart.

Closer to the Heart. 

                                                                                                                                Rock Band "Rush"

I am getting an increasing number of pleas for me to help people who think they are in the middle of a Modification of their loan.  I thought we were done with that in 2012.

Modifications usually start with a 3 month "trial" to see if you can now pay on time.  Everyone that calls me passed this part according to the rules given to them.  Pay 3 month on time.

Then the wickedness sets in.  All sorts of "reasons" begin to be received by the Borrower regarding why their trial failed.  Most are absurd.  The Borrower did not respond in the right amount of time.  The Borrower used the wrong means of notification to the (usually the Servicer), whatever that means at that moment.

So, I will try to explain how and why a modification of your loan was supposed to be done when you got behind and just wanted to do the right thing to catch up.

Read More

The U.S. Department Of Treasury is tasked with the oversight of the HOME AFFORDABLE MODIFICATION ACT (HAMP) It was a very good law as written, but the Treasury left it up to the Lender or Servicer to administrate it.

Home Affordable Modification Program (HAMP)

The largest program within MHA is the Home Affordable Modification Program (HAMP). HAMP’s goal

is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are 

affordable and sustainable over the long-term.

HAMP was designed to help families who are struggling to remain in their homes and show:

• Documented financial hardship.
• An ability to make their monthly mortgage payments after a modification.

HAMP is a voluntary program that supports servicers’ efforts to modify mortgages, while

protecting taxpayers’ interests. To protect taxpayers, MHA housing initiatives have pay‐for‐

success incentives. This means that funds are spent only when transactions are completed

and only as long as those contracts remain in place. Therefore, funds will be disbursed over

many years.

Starting in the summer of 2012, the scope of the program will expand to help even more

families in need.

Continue Reading

HAMP works by encouraging participating mortgage servicers to modify mortgages so

struggling homeowners can have lower monthly payments and avoid foreclosure. It has

specific eligibility requirements for homeowners and includes strict guidelines for servicers.

The program includes incentives for homeowners, servicers, and investors to encourage

successful mortgage modifications.

Families in this program typically reduce their monthly payments by a median of more than 

$530 each month. But the program’s impact goes even further. HAMP has also encouraged

private lenders to modify mortgages at no expense to taxpayers.

When the housing crisis began, the mortgage industry was ill-equipped to respond adequately.

Mortgage servicers had insufficient resources to address the needs of a market that was

reeling from increasing foreclosures. In addition, their servicing expertise and infrastructure

was limited to overseeing collections and foreclosing on those who failed to pay. They did not 

have the systems, staffing, operational capacity, or incentives to engage with homeowners on 

a large scale and offer meaningful relief from unaffordable mortgages.

Before HAMP, there was no standard approach among loan servicers or investors about how

to help homeowners who wanted to keep making payments, but needed mortgage assistance.

By setting standards for what constitutes a sustainable modification across the mortgage 

industry, HAMP has helped to make private loan modifications more affordable for

homeowners. 

In fact, thanks in part to HAMP, the proportion of private loan modifications 

that reduce monthly payments for homeowners has more than doubled. Together, public and

private efforts have helped nearly 5 million Americans get mortgage assistance to prevent

avoidable foreclosures.

MHA includes comprehensive compliance reviews to ensure that servicers fairly evaluate

homeowners for assistance and follow program guidelines. Treasury requires participating

servicers to take specific actions to improve their servicing processes to more effectively assist 

struggling homeowners. While more progress needs to be made, servicers are focusing

attention on the areas identified through regular compliance and program reviews.

Note: If you are a homeowner seeking help with your mortgage, please visit Making Home

Affordable.

U.S. Department of the Treasury

• About Treasury
 
• Policy Issues
 
• Data
 
• Services
 
• News
• Search

Breadcrumb

1. Home 
 
2. Data 
 
3. Troubled Asset Relief Program 
 
4. Housing 
 
5. Making Home Affordable (MHA) 
 
6. Home Affordable Modification Program (HAMP) 

• • Housing
    • Overview
    • Program Documents
    • Hardest Hit Fund (HHF)
    • Making Home Affordable (MHA)
      • Extensions and Enhancements to MHA
      • Home Affordable Modification Program (HAMP)
      • Program Research
      • Contracts
    • Beware of Foreclosure Scams
  • Investment in American International Group (AIG)
  • TARP Reports
• Digital Government Strategy Milestones

Accounting Of The Foreclosure Sale Proceeds, Credit Bid and; Deficiencey Or Surplus Due To The Borrower

“Court business is a hell of a problem. It’s a good deal like politics. It asks for the highest type of men and women, and there’s nothing in it to attract the highest type of men and women. So we have to work with what we get...”
                                     Paraphrasing of ― Raymond Chandler, The Lady in the Lake

WATCH THIS VIDEO IT IS IMPORTANT

@mtgfrd  On YouTube Search

or search for - "Danny Hammond foreclosure" You will find it.

If you would like to have us evaluate your situation free please fill out this form:

Click for Form Here

The Truth of the Matter, The Thing Itself, There is No Other THING, Because The Truth of The Matter, Is That You Were Foreclosed On With The Assignment of Your Mortgage Or Deed of Trust.

This Is Not Possible in Law or Magic

"The secret of life is honesty and fair dealing. If you can fake that, you've got it made."

                                                                                                              Groucho Marx

               

Danny Hammond
of the 3/4 Court Press

This was a strange evening. I woke up in my recliner at 6 pm, only I thought it was 6 am. So I got up and had some breakfast, found out what my Ukrainian friends had accomplished, and began to read emails then I noticed it was 7 pm and I didn't now know, if it was the day before or the day after.  Then I realized that I was asking myseslf that question but I didn't know what I meant by after.

But, it was about to get weirder.

The very first email I opened generated the following response from me. It had to do with an affidavit by a "not so much" expert witness. It seems the Fake Foreclosing Party had lost the mortgage (or deed of trust depends on where you live, Reader). The expert witness was asking for a new mortgage so that it could be assigned (wtf?) because the real mortgage had been lost.

If you have read anything here and retained it, then you know that you can't lose a mortgage and that the assignment of your security instrument (mortgage, deed of trust, security deed etc.) simply cannot be done.  That it is not even that kind of a document.  READ MORE  

Would you like a free review of your loan docs?

Read More of The DOJ Is Never Going To Do Anything About Mortgage Fraud

 

by Danny Hammond of the 3/4 Court Press

THE DOJ IS NEVER GOING TO DO ANYTHING ABOUT THE

MORTGAGE FRAUD BEHIND MILLIONS OF ILLEGAL FORECLOSURES

This is the stupidest news story of all time.   The Department of Justice can't find a bunch of original Promissory Notes.   We have known that for six years. 

In that time we have never seen even one truly legal original Promissory Note.

But it sure does help me make my point.

In a filing unsealed on June 3, 2016, the Department of Justice (DOJ) confirms what many of us have known for years. Nobody, not even the U.S. Government, with massive resources, can determine who owns your loan and has the right to collect on your promissory note.

(In hindsight many of those I visit with have learned that the ownership is of the debt the Note represents)

The information comes from case files unsealed on June 3, 2016, by Federal Judge Yvonne Gonzalez Rogers of the Northern District of California in the case of the United States v. Discovery Sales, Inc.

The case involves some 325 fraudulent loans originated by Discovery Sales, Inc. (DSI) between 2006 and 2008, many of which were then sold to Wells Fargo Bank and JPMorgan Chase to securitize.

Click on the badge above to READ MORE

mtgfrd.info@gmail.com - To Comment or Ask Questions

Would you like a free review of your loan and foreclosure documents?

What Is Up With The Judges In Wrongful Foreclosure Cases?" This Is Another Post Inspired By My Good Friend Tom Kibler. He Knows More About Statute and Case Law Than Anyone. He Copied Me An Email He Had Sent To A Large Number Of People. Since 2010 Everyone Has Been Searching For The Statute Or Case Law "Silver Bullet'".

 "Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 

                                                                                             

                                                                                                 Major General John Bell Hood CSA

     Article by Danny Hammond

       of the 3/4 Court Press

The laws for land ownership have not changed appreciably for two hundred years.  All the laws you find, we found 10 to 12 years ago.  For the most part they are very good and fair and if you are getting swindled IT IS BECAUSE a judge is working to derail you.

We all presented these laws to judges over and over and over.  It got to the point that we joked about the fact that all of the judges at all levels of judiciary in the United States attended a "crooked judge" convention in Las Vegas every two years to figure out their new strategy for siding with attorneys to swindle borrowers being wrongfully foreclosed.

Of course, that is not it.

Judges are all attorneys who got to be judges by attending clubs, and cocktail parties of important people, old judges and political parties. Most of them probably have not learned anything new since they graduated from law school.  I know I am an idiot, but I am convinced that I can pass the Missouri Bar without studying at any time I choose.  Idiot or not, I believe that.    Read More

Would you like a free review of your loan and foreclosure documents?

mtgfrd.info@gmail.com Comment or Ask Questions

It Doesn't Matter When You Demand A Jury Trial. The Judgment Was Void, But Not Because A Ruling By A Judge Made It Void. Void Had Already Happened, The Foreclosure Case Was Void"

“I was playing for time. Just for time. I played the wrong way, of course.”

Raymond Chandler

Danny Hammond of the 3/4 Court Press

How are they getting these wonderful cards?   

    

    I just got off the phone with Tom Kibler, we talked      for an hour and a half and he hadn't had                        any coffee.  So, of course, a breakthrough moment     in our conversation was not anticipated.  The               question was, "We know how simple this is, but                                                                                                    why can't we making it simpler?"  "We are better than this."

We know that nearly every ruling or judgment in tens of millions of fraudulent foreclosures is a void judgment.  Void is a defined word.  Nothingness.  Not there, never was there.  Even stronger the void judgment was void ab initio.  

That is latin legalese (Then they should just speak it in Latinalia) which means "from the beginning."  

It was void the moment it was made.  Our only disagreement was how do you use that so that even a judge could understand it.  Tough assignment.   READ MORE  

I Have Counseled Many Borrowers To Forget Finding The Silver Bullet. Now One Has Proved That is Not Necessarily True By Dropping Such A Bullet In My Lap After Visiiting The Website.

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            

                                                                                           ― Raymond Chandler, Farewell, My Lovely

     I have lost more than any of my clients.  I 

         really don't appreciating leading.

My First Time Sailing The Sloop John B

 

Good morning Sally. I thought all night about your report to me on the reaction to the items we wrote and you filed into your court very early in the process.

I find it to be remarkable.  Remember that the borrower has no burden to prove that the fake foreclosing party has been and will continue to commit fraud against you and Ed.

That has been the single most damaging strategy mistake made by all of the original early borrowers defending their family and homes from fraudulent foreclosure.

The more you try to expose the details of their fraud, the more you seemingly admit you are agreeing that you owe them something, even if you don't know the amount.  Which is not true.

You do owe someone (strangely, you will never know who) but it is not these defendants that you owe.

They have no path to claim and prove they have suffered an injury that you caused.

  CONTINUE READING                                            mtgfrd.info@gmail.com:  Comment or Ask Questions

A Very Comprehensive Analysis of Article III Standing. Every Citizen Should Read Every Word. When Your Brain Begins To Spin Stop. Put It Away And Get Back To It Later

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 

Lots of State Judges in lots of states mostly believe they are not bound by the Constitution.  They think that is the end of the matter.  However, if your state judge has ruled against you and Granted your home to the foreclosing  party that could not pass the federal requirements of Standing Your judge has just violated you of your Constitutional Civil Rights.  The rights given you in the 5th and 14th Amendments to the US Constitution.  "Due Process"  You can Challenge the Standing of the foreclosing party at ANY TIME. 

After a miserable 10 years fighting ignorant judges, everything I write is based on your constitutional civil rights.  That is the only law left for us.  Stop believing that there is a magic statute.  All of the old statutes are still very good.  But, a question continually goes through my mind.  The laws are fine.  The laws are good.  They have not been changed.

But you tell me.   "Is a law a law, If it is not enforced?"

That is the problem that none of us expected to be "THE PROBLEM",  but it is.

READ MORE 

Would you like a free review of your loan and foreclosure documents?