THE FHFA IS A CONSERVATOR … NOT A RECEIVER, COURT RULES! THEREFORE FANNIE MAE AND FREDDIE MAC ARE "NOT" STATE ACTORS

     "When they call the roll in the Senate, the Senators do not know whether to answer 'Present' or 'Not guilty.”        Theodore Roosevelt

(BREAKING NEWS, OP-ED) —

FHFA stands for Federal Housing Finance Agency:

• 
  
• What it does:
• The FHFA is an independent agency that regulates and supervises Fannie Mae, Freddie Mac, and the Federal Home Loan Banks. The FHFA's mission is to promote a safer and stronger housing finance system in the United States. 
• How it's funded:
• The FHFA is funded by a portion of the budgets of Fannie, Freddie, and the FHLBanks. 
• Who leads it:
• The Honorable Sandra L. Thompson is the Director of the FHFA. She was sworn in on June 22, 2022. 
• What it's responsible for:
• Ensuring the regulated entities operate in the public interest 
• Addressing barriers to sustainable housing opportunities for underserved communities 
• Overseeing the fulfillment of the statutory purposes of the regulated entities)
• Promoting the safety and soundness of the regulated entities 
• 
  
• Danny Hammond Version:  The United States formed this entity to protect Fannie Mae (FNMA) and Freddie Mac (Federal Home Loan Mortgage Corporation (FHLMC)) from being sued by victims of their illeagal actions which facilitated millions of the fraudulent foreclosures.
• Fannie Mae foreclosed on $5 million worth of investment property that my wife and I had worked very hard on and and with earnings from other real estate projects we were able set the money aside to build these properties and we paid cash and had no loans.
• I am questioned often on how that can be true. Why do I think It is true?  Because Fannie and Freddie which were not part of the government before the Obama administration took them over after their own internal fraudulent acts caused the spectacular failures of Fannie, Freddie, and Ginne, the Obama Administration made them part of the government (as state actors) and you can't sue the government.  I have had a Federal Lawsuit against them since 2015.
• There are several recent court rulings that have determined that Fannie and Freddie are, in fact, not state actors.  
• If you have been foreclosed by either or these two criminal finance behemoths and you want to follow what I find out next, (and I will absolutely find out more) please send me an email to mtgfrd.info@gmail.com  Danny Hammond

      

                  Now, the facts, Scrounged up be Danny Hammond of the 3/4 Court Press

        

        This was sent to me as is.  I did not report this.  I would like to know who wrote this story and I 

        would like to get permission to print it here.  I would however, respect their wishes as to what I

        can do.  If the publishers would like to contact me at mtgfrd.info@gmail.com I will quickly                        respond.

    

          Danny Hammond

       

 FANNIE MAE FREDDIE MAC NEWS FOR FORECLOSED BORROWERS

For those of you who might have missed this Memorandum and Order out of Rhode Island (whose courts typically favor the banks and their servicers), you may wish to read this 19-page ruling:

Sisti v FHFA et al, US D. R.I. No 17-005 (Aug 2, 2018)

The FHFA attempted to get a judgment on the pleadings, which the court denied!   While this isn’t much of a setback, it does make clear a few potential misconceptions about Fannie Mae, Freddie Mac, the FHFA, the FDIC and the mortgage loan servicers who deal with these entities:

THE BUCK STOPS WHERE?

(1) Following the subprime mortgage crisis, Congress passed the Housing and Economic Recovery Act, which created the FHFA (Federal Housing Finance Agency), giving it the power to supervise and regulate Fannie Mae and Freddie Mac (the government-sponsored entities, or GSEs). The FHFA pretty much has complete control over the activities of both GSEs, including their reorganization or rehabilitation.  In the fall of 2008, the director of the FHFA placed both GSEs into a CONSERVATORSHIP, NOT A RECEIVERSHIP!  The Director of the FHFA had a choice … he chose Conservatorship!

(2) There is no date set for when this conservatorship will end.  In the meantime, both GSEs are prohibited from paying any dividends to their common shareholders.

(3) The U.S. Government owns ALL of the senior preferred stock of BOTH GSEs. As a result, the U.S. Government gets perks that common stockholders don’t get.

(4) Both GSEs have received over $187-billion from the U.S. Treasury to maintain liquidity and have paid more than $249-billion in dividends back into the Treasury; however, the U.S. Government’s interest in the GSEs has not been diminished as a result.

HOMEOWNERS GOT SCREWED … AND SUED!

Read More

I will find out more and let you know here and on our YouTube Channel @mtgfrd

We are also setting up a Telegram Posting site.

WE ARE TRYING TO START AN ASSOCIATION OF FORECLOSED BORROWERS AND HOPEFULLY RAISE MONEY FOR BORROWERS WHO HAVE SPENT WAY MORE MONEY TRYING TO FIGHT FORECLOSURES THAN SHOULD HAVE BEEN NECESSARY IN A REAL DEMOCRACY.

PLEASE HELP BY GOING TO THE YOUTUBE CHANNEL @mtgfrd AND CLICK ON SUBSCRIBE AND LIKE EVERYWHERE YOU CAN. IT IS FREE FOR YOU TO DO, BUT IT HELPS TREMENDOUSLY IN OUR EFFORT TO TRY TO RAISE ENOUGH MONEY TO MAKE A DIFFERENCE.

Danny Hammond of the 3/4 Court Press

Please visit our YouTube Channel by searching @mtgfrd and Subscribing and Liking us if you believe it is a good idea to try to get us all into one group with one voice.

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I Have Good News - And That Will Bring On Some Changes In How I Think We Can Win

 

When I was younger, so much younger than today, I never needed anybody's help in any way. 

But now these days are gone, I'm not so self-assured, 

Now I find, I've changed my mind, and opened up the doors.

                                                                                The Beatles

I have been doing this for 14 years.  I have never met another borrower who had lost more than I have.  Not just money, I have lost the most I have heard about and worked with, but I have lost so much family, friends and my own youth.

Last June, I realized I had gotten old fighting something so big that it made no sense to think it was winnable.

But, maybe it is.  I have just done something so remarkable, that I haven't said much to anyone.

By 2012, I knew what we had to do and I knew why it would work.  But, I couldn't solve the end.  Napolean's "Ta Dum."

I have taken 6 straight Borrower's to a win.  That is not anything I ever even thought about.  It seems really odd to say it now.  It wasn't dramatic.  They all happened just as they should.  It changes everything.

I had not done anything with any Borrowers for 3 years.  I was absolutely exhausted.

Then recently, it hit me that I knew what to do and I was just holding back because I thought that if it was just another almost right idea, I might go crazy.  I have had a YouTube Channel for more than ten years.  It never did anything and this website outperformed it many, many times over.  

But, I was ready to change the last piece of the puzzle and I was looking for where it would work best.  I made four quick videos and placed them on my YouTube Channel with 18 older ones.  YouTube had changed.  It works.  I got the 6 clients in one week and they all looked like they would work.  131 days later they all were quiet wins.  No marching bands, no confetti in the streets,  No huge balloon characters held down by 20 people with ropes.  It went just like all of us thought it should.

It could still be some unearthly quirk.  Luck.  Dumb luck.  I don't think so, though.  It was just so logical.

I am going after my properties now.  I am rejuvenated.  Not hysterically so.  Just ready.

None of the six have been able to pay me even what little I asked for.  I am not upset about that.  They just wanted so badly to not lose their home.  I am upset that so many of us have fought it so long that no one can afford what this can be done for today.  It is going to be much less expensive than what so many of us have spent.

I have always wanted to put a big group together and use it to raise money so everyone has a chance.  None of my early ideas worked.  I have always thought it was going to take a monstrous journalist or movie star to shine a spotlight on the problem.

I have adapted there now, also.  I know how to do it.

I want to use YouTubes new ideas and add Patreon and Telegram and raise the money with the 30 million Americans who lost their homes.  I am starting today.  I am wrapping up the last of the six and I took on one other that could not pay, but there were some great things I could learn from it.  I'll let all of you know if I am right.  Intellectually I am sure.  

But, emotionally I am waiting for the other shoe to drop.  I don't feel it yet.  But, in ways it is better to know it than feel it.

If you would like to have us evaluate your situation please fill out this form:

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The Term "Void" Is Often Used In Contrast To "Voidable" And "Unenforceable". The Main Difference Is That An Action That Is Voidable Remains Valid Until It Is Avoided.

“I was playing for time. Just for time. I played the wrong way, of course.”

Raymond Chandler

"Here cum da Judge"

   by Danny Hammond of the 3/4 Court Press.

  

Surely no one can truly believe that it is the Borrowers that come up with these bizarre scenarios? 

My sister uh, Mary, is an attorney, who is probably the smartest person I have ever known, was home this weekend and I asked about maybe we should be objecting to the new judge in this case who has oddly not committed a crime yet, and he was going to take over to provide cover for the original judge who had committed all of the crimes by removing the case to Federal Court.  That is like stealing 3rd base from 1st base.  No one would do that.  The Constitution is perfectly clear.  Not on stealing 3rd, but removing a VOID case to Federal court.  You can't do that.  

Although, if he says one more sentence, we are gonna pounce hard on him and make him the defendant, not as a judge but as himself, and make it stick.  

Mary came up with a Motion For Reconsideration, which startled me because I had actually begun to believe that was a term I made up, because I never had a judge comment on it, even though I tried it over 7 and a half billion times while helping Borrowers understand courts and such.

I told her that I just didn't see how you could remove VOID.  It is unthinkable.  Void cannot be arranged.  It is nothingness.  It never was.  I can never even be.

She kind of agreed.  But, neither of us could explain that notion in "earth terms". 

(You see most attorneys don't ever deal with law all that much.  Except sewer court rat attorneys like ambulance chasers and Borrower representation in foreclosure)

Borrowers have been treated differently than other contract law cases all along.  That is why we do not have contract law directly associated with our cases, which no one seems to care if this is true.  

That is why Blue Planet's attorney (Blue Planet in this case is the Foreclosing Party in this case and improbably changes from Plaintiff to Defendant at will) uses bombastic writings designed to wow and scare the defendants by bluffing and using what he says are reasons and truths that are neither.

In the first answered filed in the Complaint (lawsuit he wrote, The reason we have the right to foreclose, is because we are the ABSOLUTE owner of the Note by Assignment of the Mortgage on Jan. 25th, Stardate 26785.

He is not making even nominal good sense.   In law, rights must be proven that cannot just be claimed.  But, the bad guys have been doing it for 22 years and very, very rarely do they get caught.

Read More

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Accounting Of The Foreclosure Sale Proceeds, Credit Bid and; Deficiencey Or Surplus Due To The Borrower

 ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, AND; DEFICIENCY OR SURPLUS

ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, & DEFICIENCY OR SURPLUS

FORECLOSURE SALE PROCEEDS, CREDIT BID, & DEFICIENCY  SURPLUS?

@mtgfrd  On YouTube Search

or search for - "Danny Hammond foreclosure" You will find it.

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The Crux of the Matter, The Thing itself, There is No Other THING, Because The Crux of The Matter, is That You Were Foreclosed On With The Assignment of Your Mortgage Or Deed of Trust.

This Is Not Possible in Law or Magic

"The secret of life is honesty and fair dealing. If you can fake that, you've got it made."

                                                                                                              Groucho Marx

               

Danny Hammond
of the 3/4 Court Press

This was a strange evening. I woke up in my recliner at 6 pm, only I thought it was 6 am. So I got up and had some breakfast, found out what my Ukrainian friends had accomplished, and began to read emails then I noticed it was 7 pm and I didn't now know, if it was the day before or the day after.  Then I realized that I was asking myseslf that question but I didn't know what I meant by after.

But, it was about to get weirder.

The very first email I opened generated the following response from me. It had to do with an affidavit by a "not so much" expert witness. It seems the Fake Foreclosing Party had lost the mortgage (or deed of trust depends on where you live, Reader). The expert witness was asking for a new mortgage so that it could be assigned (wtf?) because the real mortgage had been lost.

If you have read anything here and retained it, then you know that you can't lose a mortgage and that the assignment of your security instrument (mortgage, deed of trust, security deed etc.) simply cannot be done.  That it is not even that kind of a document.  READ MORE  

Would you like a free review of your loan docs?

Check out our recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  I

What Is Up With The Judges In Wrongful Foreclosure Cases?" This Is Another Post Inspired By My Good Friend Tom Kibler. He Knows More About Statute and Case Law Than Anyone. He Copied Me An Email He Had Sent To A Large Number Of People. Since 2010 Everyone Has Been Searching For The Statute Or Case Law "Silver Bullet'".

 "Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 

                                                                                             

                                                                                                 Major General John Bell Hood CSA

     Article by Danny Hammond

       of the 3/4 Court Press

The laws for land ownership have not changed appreciably for two hundred years.  All the laws you find, we found 10 to 12 years ago.  For the most part they are very good and fair and if you are getting swindled IT IS BECAUSE a judge is working to derail you.

We all presented these laws to judges over and over and over.  It got to the point that we joked about the fact that all of the judges at all levels of judiciary in the United States attended a "crooked judge" convention in Las Vegas every two years to figure out their new strategy for siding with attorneys to swindle borrowers being wrongfully foreclosed.

Of course, that is not it.

Judges are all attorneys who got to be judges by attending clubs, and cocktail parties of important people, old judges and political parties. Most of them probably have not learned anything new since they graduated from law school.  I know I am an idiot, but I am convinced that I can pass the Missouri Bar without studying at any time I choose.  Idiot or not, I believe that.

READ MORE

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mtgfrd.info@gmail.com Comment or Ask Questions

I am going to inactivate this website for maintenance.  It needs some tuning up and changes after 14 years. We are going to need it for my plan to form an association of Borrowers to raise money to help as many  as we can.

I will leave messages here.  But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

I Have Been Involuntarily Running All Of This Through My Head Every Day For Ten Years. Is There Any Hope? Yeah, I Think So, If More Of Us Work Together

An escalator can never break:  it can only become stairs. 

You should never see an "Escalator Temporarily Out Of Order" sign;

just "Escalator Temporarily Stairs. Sorry for the convenience."

                                                                       Tom Kibler & Danny Hammond & Mitch Hedberg

Everyone is a critic!

SEEN ON A REALLY  BIG BUMPER STICKER:

I'm talking about the real owners now, the real owners, the big wealthy business interests that control things and make all the important decisions. Forget the politicians. 

The politicians are put there to give you the idea that you have freedom of choice. You don't. You have no choice. You have owners. They own you. 

They own everything. They own all the important land. They own and control the corporations. 

They’ve long since bought and paid for the senate, the congress, the state houses, the city halls, they got the judges in their back pockets and they own all the big media companies so they control just about all of the news and information you get to hear. 

They got you by the balls...They’ll get it. They’ll get it all from you, sooner or later, 'cause they own this fucking place. It's a big club, and you ain’t in it. You and I are not in the big club. And by the way, it's the same big club they use to beat you over the head with all day long when they tell you what to believe. 

All day long beating you over the head in their media telling you what to believe, what to think and what to buy. The table is tilted folks. The game is rigged, and nobody seems to notice, nobody seems to care. 

~ George Carlin

                                            mtgfrd.info@gmail.com   To Comment Or Ask Questions

Would you like a free review of your loan and foreclosure documents?

I am going to inactivate this website for maintenance.  It needs some tuning up and changes after 14 years. We are going to need it for my plan to form an association of Borrowers to raise money to help as many  as we can.

I will leave messages here.  But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

It Doesn't Matter When You Demand A Jury Trial. The Judgment Was Void, But Not Because A Ruling By A Judge Made It Void. Void Had Already Happened, The Foreclosure Case Was Void"

“I was playing for time. Just for time. I played the wrong way, of course.”

Raymond Chandler

Danny Hammond of the 3/4 Court Press

How are they getting these wonderful cards?   

    

    I just got off the phone with Tom Kibler, we talked      for an hour and a half and he hadn't had                        any coffee.  So, of course, a breakthrough moment     in our conversation was not anticipated.  The               question was, "We know how simple this is, but                                                                                                    why can't we making it simpler?"  "We are better than this."

We know that nearly every ruling or judgment in tens of millions of fraudulent foreclosures is a void judgment.  Void is a defined word.  Nothingness.  Not there, never was there.  Even stronger the void judgment was void ab initio.  

That is latin legalese (Then they should just speak it in Latinalia) which means "from the beginning."  

It was void the moment it was made.  Our only disagreement was how do you use that so that even a judge could understand it.  Tough assignment.   READ MORE             

I am going to inactivate this website for maintenance.  It needs some tuning up and changes after 14 years. We are going to need it for my plan to form an association of Borrowers to raise money to help as many  as we can.

I will leave messages here.  But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

I Have Counseled Many Borrowers To Forget Finding The Silver Bullet. Now One Has Proved That is Not Necessarily True By Dropping Such A Bullet In My Lap After Visiiting The Website.

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            

                                                                                           ― Raymond Chandler, Farewell, My Lovely

     I have lost more than any of my clients.  I 

         really don't appreciating leading.

My First Time Sailing The Sloop John B

 

Good morning Sally. I thought all night about your report to me on the reaction to the items we wrote and you filed into your court very early in the process.

I find it to be remarkable.  Remember that the borrower has no burden to prove that the fake foreclosing party has been and will continue to commit fraud against you and Ed.

That has been the single most damaging strategy mistake made by all of the original early borrowers defending their family and homes from fraudulent foreclosure.

The more you try to expose the details of their fraud, the more you seemingly admit you are agreeing that you owe them something, even if you don't know the amount.  Which is not true.

You do owe someone (strangely, you will never know who) but it is not these defendants that you owe.

They have no path to claim and prove they have suffered an injury that you caused.

READING                                            mtgfrd.info@gmail.com:  Comment or Ask Questions

Would you like a free review of your Foreclosure Case?

Check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

A Very Comprehensive Analysis of Article III Standing. Every Citizen Should Read Every Word. When Your Brain Begins To Spin Stop. Put It Away And Get Back To It Later

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 

Lots of State Judges in lots of states mostly believe they are not bound by the Constitution.  They think that is the end of the matter.  However, if your state judge has ruled against you and Granted your home to the foreclosing  party that could not pass the federal requirements of Standing Your judge has just violated you of your Constitutional Civil Rights.  The rights given you in the 5th and 14th Amendments to the US Constitution.  "Due Process"  You can Challenge the Standing of the foreclosing party at ANY TIME. 

After a miserable 10 years fighting ignorant judges, everything I write is based on your constitutional civil rights.  That is the only law left for us.  Stop believing that there is a magic statute.  All of the old statutes are still very good.  But, a question continually goes through my mind.  The laws are fine.  The laws are good.  They have not been changed.

But you tell me.   "Is a law a law, If it is not enforced?"

That is the problem that none of us expected to be "THE PROBLEM",  but it is.

READ MORE 

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America is Not The Greatest Country In The World. But, It Could Be.

“I decided I could lose nothing by trying the soft approach. If that didn't produce for me—and I didn't think it would—nature could take its course and we could bust up the furniture.”                                  

Phillip Marlowe character from Raymond Chandler's – The Lady In The Lake 

Posted by Danny Hammond during late night TV

From: "Newsroom" The Popular HBO TV Series 1st Episode on 24 June 2012, HBO Starring Jeff Daniels as Will McAvoy the highest-rated television newscaster in the country.

Will McAvoy sits onstage with two other journalists and he is an outspoken man. He is obviously holding in a lot more than the others guess. 

A question and answer period begins with a young female college student from the attendees walks to the microphone and says, "this question is, can you tell me in two sentences why America is the greatest country in the world"? 

One of the panelists quickly answers, "Freedom". 

The girl turns to Will, "Mr. McAvoy"?

Will answers sharply with a forced smile, "The New York Mets". 

The Moderator mildly berates him as Will holds his hand over his eyes to block the sun coming through a high window.  He is trying to read two small signs that someone in the crowd is holding in succession. The first one reads, "America is not the greatest country in the world.", and the second one, "But it could be". 

Will can't see who is handling the two signs, but he slowly gets the message that someone is telling him the answer he knows is what he believes. 

The Moderator:   Come on Will, I can't let you get away without answering better than that. 

Will: Ok, fine.  It's not. 

The Moderator: Are you saying... 

Will:   It's not the greatest country in the world, professor, that's my answer. 

Moderator: [pause] You are saying... 

Will: Yes. 

Moderator: Let's talk about... 

READ MORE

The Borrower Can Challenge The Assignments Of The Security Instruments Pursuant To The Rulings In "Slorp": The Full Case is Included Here

They're leaving you nothing and nowhere to go
Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go

                                               Emerson Lake and Powel (Running with the Devil)

RICK A. SLORP, Plaintiff-Appellant, v. LERNER, SAMPSON & ROTHFUSS; BANK OF AMERICA, N.A.; SHELLIE HILL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants-Appellees.

ALL OF THE FORECLOSING PARTIES HAVE BEEN USING THE WORN OUT INTERPRETATION  OF LAW,  SAYING "THE BORROWERS CANNOT CHALLENGE ANY ASSIGNMENTS OF THE MORTGAGE".   BUT, MORTGAGE FRAUD CHANGES ALL OF THAT ACCORDING TO THE SIXTH CIRCUIT APPEALS COURT IN "SLORP"!

   Republished by Danny Hammond of the 3/4 Court Press

   The Foreclosure Solutions Group

   mtgfrd.info@gmail.com

The Imposter Foreclosing Party almost always claims that the Borrower (as the mortgagor) cannot challenge assignments. You did make your Promissory Note negotiable according to the terms of your Promissory Note that you allegedly signed. That is why the foreclosing parties use this interpretation.

But did the foreclosing party buy it legally? No almost assuredly it was never involved in a purchase and sale transaction which even involved any real purchase of your debt.

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