Accounting Of The Foreclosure Sale Proceeds, Credit Bid and; Deficiencey Or Surplus Due To The Borrower

 ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, AND; DEFICIENCY OR SURPLUS

ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, & DEFICIENCY OR SURPLUS

FORECLOSURE SALE PROCEEDS, CREDIT BID, & DEFICIENCY  SURPLUS?

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LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD:

 Heirs of a cold war,  that's what we've become, Inheriting troubles,  I'm mentally numb

Crazy, I just cannot bear,  That I'm living with something that just isn't fair, Mental wounds not healing.....Who and what's to blame

I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train

                                                                                                                      Ozzy Osborne

THERE IS NO SUCH THING AS THE:  "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY 30 MILLION TIMES IN 22 YEARS

The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.

Republished by Danny Hammond of the 3/4 Court Press

I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  

IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE  MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  

A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  

Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?

CARPENTER V LONGAN (SUPREME COURT 1872)  THE ENTIRE RULING IS NEXT

CONTINUE READING    mtgfrd.info@gmail.com   For questions or comments

But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button.

It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  

You can email me at   mtgfrd.info@gmail.com

If you would like to have us evaluate your situation please fill out this form:

Click for Form Here

Learn From Me. I Made Fighting Foreclosure Too Hard. I Punched Myself Out Of Resolve, Money, And Clear Thought. You Can Make It Easier

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            

                                                                                           ― Raymond Chandler, Farewell, My Lovely

 I'm not the guy they say I am. I don't even look like me.

 

Danny Hammond of the 3/4 Court Press

Hello. I have been working on one my own foreclosures.   One of the problems  I have run into is that I have too much good info to use.  I thought back.

A non-attorney, which is what I am, has a tendency to try to use everything he has to obliterate the foreclosing party.

Every client I have had and even some of my very intelligent peers, including Tom, are trying too hard to punish, or to avenge the pain and true suffering they have endured.

I fight thinking like that.  You begin to to build a criminal case which is a vastly different endeavor which you aren't allowed to get into anyway.

My sister in a straight line thought is the smartest person I have ever known.  She is an attorney.  But, I forgive her for that.   When we were young I thought about law school.  I am glad I didn't go I might be just now getting out of prison.

Here is the best recognition I have ever been given of what we are all looking at and for, and it came in 3 seconds tops.  It was my sister who was visiting my Mom and myself and she and looked over my shoulder for just a moment at some notes I had just made and simply commented, "That is Deprivation of Civil Rights."     READ MORE

Check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

It Doesn't Matter When You Demand A Jury Trial. The Judgment Was Void, But Not Because A Ruling By A Judge Made It Void. Void Had Already Happened, The Foreclosure Case Was Void"

“I was playing for time. Just for time. I played the wrong way, of course.”

Raymond Chandler

Danny Hammond of the 3/4 Court Press

How are they getting these wonderful cards?   

    

    I just got off the phone with Tom Kibler, we talked      for an hour and a half and he hadn't had                        any coffee.  So, of course, a breakthrough moment     in our conversation was not anticipated.  The               question was, "We know how simple this is, but                                                                                                    why can't we making it simpler?"  "We are better than this."

We know that nearly every ruling or judgment in tens of millions of fraudulent foreclosures is a void judgment.  Void is a defined word.  Nothingness.  Not there, never was there.  Even stronger the void judgment was void ab initio.  

That is latin legalese (Then they should just speak it in Latinalia) which means "from the beginning."  

It was void the moment it was made.  Our only disagreement was how do you use that so that even a judge could understand it.  Tough assignment.   READ MORE             

I am going to inactivate this website for maintenance.  It needs some tuning up and changes after 14 years. We are going to need it for my plan to form an association of Borrowers to raise money to help as many  as we can.

I will leave messages here.  But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

THE LETTER: A Letter From A US Citizen Whom, It Seems, Feels The Same Way As Me About The Problem Of Judges Using Their Jobs, Without Constraints, To Abuse The Meanings Of Constitutional Law And To Violate Their Own Oaths

“Power tends to corrupt, and absolute power corrupts absolutely”

                                              Lord Acton, an English historian, politician, and writer

I have not edited any of the words of this letter below, however, I did add spacing since the writer (perhaps a bad student) wrote this harsh observation as a single paragraph and it was a little hard to read.   DLH

 

THE LETTER:

At the establishment of our constitutions, the judiciary bodies were supposed to be the most helpless and harmless members of the government.

Experience, however, soon showed in what way they were to become the most dangerous; that the insufficiency of the means provided for their removal gave them a freehold and irresponsibility in office; that their decisions, seeming to concern individual suitors only, pass silent and unheeded by the public at large;

That these decisions, nevertheless, become law by precedent, sapping, by little and little, the foundations of the constitution, and working its change by construction, before anyone has perceived that that invisible and helpless worm has been busily employed in consuming its substance.

In truth, man is not made to be trusted for life, if secured against all liability to account.

                              Thomas Jefferson: letter to Monsieur A. Coray, Oct 31, 1823

Republished by Danny Hammond.  This and other posts will be placed not chronologically, but by relevance.  They are in the order that I wish I would have learned the information.  DLH