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Showing posts with label Foreclosure Fraud. Show all posts
Showing posts with label Foreclosure Fraud. Show all posts

Monday, February 3, 2025

LET'S ALL JUST TAKE THREE STEPS BACK FROM CRAZY! THAT IS RULE #1-- WHEN FIGHTING MORTGAGE FRAUD: Carpenter v Longan 1872; [Also On YouTube Channel] @mtgfrd

 Heirs of a cold war,  that's what we've become, Inheriting troubles,  I'm mentally numb

Crazy,..... I just cannot bear,  That I'm living with something that just isn't fair, 
Mental wounds not healing.....Who and what's to blame

I'm goin' off the rails on a crazy train,  I'm goin' off the rails on a crazy train
                                                                                                                      Ozzy Osborne


THERE IS NO SUCH THING AS THE:  "ASSIGNMENT OF YOUR MORTGAGE",

EVEN THOUGH IT HAS BEEN USED ILLEGALLY 30 MILLION TIMES IN 22 YEARS




The Supreme Court settled the matter of assigning a mortgage or deed of trust in 1872. You can't assign those instruments.  The case is CARPENTER V LONGAN AND THE CASE IS IN THIS ARTICLE JUST BELOW. 

Find out why any assignment of the security agreement is void.  Keep reading.




Republished by Danny Hammond of the 3/4 Court Press


I have reviewed hundreds, possibly thousands of home loan paperwork preceding a fraudulent foreclosure.   I have read about many more.  I have never seen any deal where the foreclosing party was not relying on an assignment of the security instrument.  

IN THE 26 STATES THAT USE NON-JUDICIAL FORECLOSURE THE  MORTGAGE IS CALLED A DEED OF TRUST.  THE WORD MORTGAGE IS RARELY SPOKEN IN THESE STATES.

In Judicial foreclosure states, the assignment of the security instrument involves what is called a mortgage.  A mortgage is not a home loan.  It is merely the rule book concerning the collateral you put up to ensure that the bank will be paid back.  


A mortgage has no value and the assignment of a mortgage does NOT transfer your home loan from one party to another.  In the Non-Judicial States, the security instrument is called a Deed of Trust which serves the same purpose as a mortgage.  There is no such thing as "the assignment of a mortgage or a deed of trust.  The mortgage or deed of trust exists only as part of the loan agreement and it is incidental.  The security instrument is known as the incidental instrument (there are no laws that require collateral for a loan at all.)  


Your house is the usual collateral involving a home loan because that is where the loan money was spent.  But, collateral could also consist of one thousand Schwinn bicycles in a warehouse.  It is my strong personal belief that all (ALL) of the foreclosures in the United States from about the year 2000, or earlier, are based on the exact (EXACT) same lie.  What is that lie?


CARPENTER V LONGAN (SUPREME COURT 1872)  
THE ENTIRE RULING IS NEXT



mtgfrd.info@gmail.com   For questions or comments


Check Out Our YouTube Channel @mtgfrd   Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button.

It doesn't cost anything, but if enough of us join in it could make ad money.  Too many Borrowers paid attorneys for too long while getting nothing in return.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

YouTube Search   "  @mtgfrd  "  

You can email me at   mtgfrd.info@gmail.com


If you would like to have us evaluate your situation please fill out this form:

Sunday, February 2, 2025

US Bank, Its Trust Department, Or Its Meddling Henchmen Have Been Showing Up In 75% Of All Of Our Foreclosure Cases In The Last Few Years. Are They A Criminal Operation?

 Yes, They Are a Criminal Organization.

 "Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 
                                                                                             
                                                                                                 Major General John Bell Hood CSA


US Bank's own Trust Department Brochure is a bombshell revelation.  It says that a Corporate Trustee has no authority or ability to participate in any Real Estate Foreclosures

In the battle to defend your home from wrongful foreclosure, homeowners often find themselves up against big names like U.S. Bank, Deutsche Bank, or Bank of New York Mellon. These “trustees” appear on foreclosure documents, often leading homeowners to believe these institutions are actively managing their loans and directly pulling the strings in the foreclosure process. But here’s the truth: *They’re not*.

We have been using a US Bank Trust Department marketing brochure for years that makes their role as a loan trustee or a mortgage-backed security trustee (the word trustee has many meaning in foreclosures. This confuses Borrowers and it is intentional.  But, the marketing brochure put out by the US Bank Trust Department makes what "CAN'T HAPPEN" crystal clear. It’s like hearing from the horse’s mouth that the supposed power these trustees hold over your mortgage is largely a facade. This document exposes a shocking reality that many homeowners – and even their attorneys – don’t fully understand. Let’s break it down.

In U.S. Bank’s own words, as a trustee for Mortgage-Backed Securities (MBS), they perform a narrow set of duties:

– They hold an interest in mortgage loans for the benefit of investors.

– They collect payments from the servicer and distribute them to the investors.

– They do not initiate foreclosures.

– They do not manage or maintain properties in foreclosure.

– They do not approve loan modifications.

– They do not oversee or direct the actions of mortgage servicers.

So, what does this mean for homeowners fighting foreclosure? U.S. Bank's Trustees (and Trustees Like Them) Will Always Lack Standing to Foreclose.  It is not the Borrower's burden to try to prove the foreclosure attempt is fraudulent.  That is the terrible misunderstanding that all of us have been under since the very beginning.

The Borrower's only burden is to deny that they are in default with anyone trying to clollect money from them by foreclosing.   

READ MORE

Saturday, August 31, 2024

Accounting Of The Foreclosure Sale Proceeds, Credit Bid and; Deficiencey Or Surplus Due To The Borrower

 ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, AND; DEFICIENCY OR SURPLUS


ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, & DEFICIENCY OR SURPLUS
FORECLOSURE SALE PROCEEDS, CREDIT BID, & DEFICIENCY  SURPLUS?




@mtgfrd  On YouTube Search

or search for - "Danny Hammond foreclosure" You will find it.

If you would like to have us evaluate your situation free please fill out this form:

Click for Form Here




Friday, August 9, 2024

Learn From Me. I Made Fighting Foreclosure Too Hard. I Punched Myself Out Of Resolve, Money, And Clear Thought. You Can Make It Easier

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            

                                                                                           ― Raymond Chandler, Farewell, My Lovely

 I'm not the guy they say I am. I don't even look like me.

 

Danny Hammond of the 3/4 Court Press

Hello. I have been working on one my own foreclosures.   One of the problems  I have run into is that I have too much good info to use.  I thought back.

A non-attorney, which is what I am, has a tendency to try to use everything he has to obliterate the foreclosing party.

Every client I have had and even some of my very intelligent peers, including Tom, are trying too hard to punish, or to avenge the pain and true suffering they have endured.

I fight thinking like that.  You begin to to build a criminal case which is a vastly different endeavor which you aren't allowed to get into anyway.

My sister in a straight line thought is the smartest person I have ever known.  She is an attorney.  But, I forgive her for that.   When we were young I thought about law school.  I am glad I didn't go I might be just now getting out of prison.

Here is the best recognition I have ever been given of what we are all looking at and for, and it came in 3 seconds tops.  It was my sister who was visiting my Mom and myself and she and looked over my shoulder for just a moment at some notes I had just made and simply commented, "That is Deprivation of Civil Rights."     READ MORE


Check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

Monday, November 6, 2023

It Doesn't Matter When You Demand A Jury Trial. The Judgment Was Void, But Not Because A Ruling By A Judge Made It Void. Void Had Already Happened, The Foreclosure Case Was Void"


I was playing for time. Just for time. I played the wrong way, of course.”
Raymond Chandler
Danny Hammond of the 3/4 Court Press

How are they getting these wonderful cards?   




    

    I just got off the phone with Tom Kibler, we talked      for an hour and a half and he hadn't had                        any coffee.  So, of course, a breakthrough moment     in our conversation was not anticipated.  The               question was, "We know how simple this is, but                                                                                                    why can't we making it simpler?"  "We are better than this."

We know that nearly every ruling or judgment in tens of millions of fraudulent foreclosures is a void judgment.  Void is a defined word.  Nothingness.  Not there, never was there.  Even stronger the void judgment was void ab initio.  

That is latin legalese (Then they should just speak it in Latinalia) which means "from the beginning."  

It was void the moment it was made.  Our only disagreement was how do you use that so that even a judge could understand it.  Tough assignment.   READ MORE             

I am going to inactivate this website for maintenance.  It needs some tuning up and changes after 14 years. We are going to need it for my plan to form an association of Borrowers to raise money to help as many  as we can.

I will leave messages here.  But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

Wednesday, April 6, 2022

THE LETTER: A Letter From A US Citizen Whom, It Seems, Feels The Same Way As Me About The Problem Of Judges Using Their Jobs, Without Constraints, To Abuse The Meanings Of Constitutional Law And To Violate Their Own Oaths

“Power tends to corrupt, and absolute power corrupts absolutely”

                                              Lord Acton, an English historian, politician, and writer


I have not edited any of the words of this letter below, however, I did add spacing since the writer (perhaps a bad student) wrote this harsh observation as a single paragraph and it was a little hard to read.   DLH


 


THE LETTER:


At the establishment of our constitutions, the judiciary bodies were supposed to be the most helpless and harmless members of the government.

Experience, however, soon showed in what way they were to become the most dangerous; that the insufficiency of the means provided for their removal gave them a freehold and irresponsibility in office; that their decisions, seeming to concern individual suitors only, pass silent and unheeded by the public at large;

That these decisions, nevertheless, become law by precedent, sapping, by little and little, the foundations of the constitution, and working its change by construction, before anyone has perceived that that invisible and helpless worm has been busily employed in consuming its substance.

In truth, man is not made to be trusted for life, if secured against all liability to account.

                              Thomas Jefferson: letter to Monsieur A. Coray, Oct 31, 1823



Republished by Danny Hammond.  This and other posts will be placed not chronologically, but by relevance.  They are in the order that I wish I would have learned the information.  DLH