The Term "Void" Is Often Used In Contrast To "Voidable" And "Unenforceable". The Main Difference Is That An Action That Is Voidable Remains Valid Until It Is Avoided.

“I was playing for time. Just for time. I played the wrong way, of course.”

Raymond Chandler

"Here cum da Judge"

   by Danny Hammond of the 3/4 Court Press.

  

Surely no one can truly believe that it is the Borrowers that come up with these bizarre scenarios? 

My sister uh, Mary, is an attorney, who is probably the smartest person I have ever known, was home this weekend and I asked about maybe we should be objecting to the new judge in this case who has oddly not committed a crime yet, and he was going to take over to provide cover for the original judge who had committed all of the crimes by removing the case to Federal Court.  That is like stealing 3rd base from 1st base.  No one would do that.  The Constitution is perfectly clear.  Not on stealing 3rd, but removing a VOID case to Federal court.  You can't do that.  

Although, if he says one more sentence, we are gonna pounce hard on him and make him the defendant, not as a judge but as himself, and make it stick.  

Mary came up with a Motion For Reconsideration, which startled me because I had actually begun to believe that was a term I made up, because I never had a judge comment on it, even though I tried it over 7 and a half billion times while helping Borrowers understand courts and such.

I told her that I just didn't see how you could remove VOID.  It is unthinkable.  Void cannot be arranged.  It is nothingness.  It never was.  It can never even be.

She kind of agreed.  But, neither of us could explain that notion in "earth terms". 

(You see, most attorneys don't ever deal with law all that much.  Except sewer court rat attorneys like ambulance chasers and Borrower representation in foreclosure).  Once again, I must speak up.

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From The Comments That I Am Getting, I Think I Am Concentrating Too Much On What Is True, But Not Explaining What is False. So, Here Goes

 

And the men who hold high places,  Must be the ones to Start, To mold a new reality, Closer to the Heart.

The Blacksmith and the Artist, Reflect it in their art, and Forge their creativity, Closer to the Heart.

Philosophers and Ploughmen, Each must know his part & Sow a new Mentality, Closer to the Heart.

You can be the Captain and I will draw the Chart, Sailing into destiny, Closer to the Heart.

Closer to the Heart. 

                                                                                                                                Rock Band "Rush"

I am getting an increasing number of pleas for me to help people who think they are in the middle of a Modification of their loan.  I thought we were done with that in 2012.

Modifications usually start with a 3 month "trial" to see if you can now pay on time.  Everyone that calls me passed this part according to the rules given to them.  Pay 3 month on time.

Then the wickedness sets in.  All sorts of "reasons" begin to be received by the Borrower regarding why their trial failed.  Most are absurd.  The Borrower did not respond in the right amount of time.  The Borrower used the wrong means of notification to the (usually the Servicer), whatever that means at that moment.

So, I will try to explain how and why a modification of your loan was supposed to be done when you got behind and just wanted to do the right thing to catch up.

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The U.S. Department Of Treasury is tasked with the oversight of the HOME AFFORDABLE MODIFICATION ACT (HAMP) It was a very good law as written, but the Treasury left it up to the Lender or Servicer to administrate it.

Home Affordable Modification Program (HAMP)

The largest program within MHA is the Home Affordable Modification Program (HAMP). HAMP’s goal

is to offer homeowners who are at risk of foreclosure reduced monthly mortgage payments that are 

affordable and sustainable over the long-term.

HAMP was designed to help families who are struggling to remain in their homes and show:

• Documented financial hardship.
• An ability to make their monthly mortgage payments after a modification.

HAMP is a voluntary program that supports servicers’ efforts to modify mortgages, while

protecting taxpayers’ interests. To protect taxpayers, MHA housing initiatives have pay‐for‐

success incentives. This means that funds are spent only when transactions are completed

and only as long as those contracts remain in place. Therefore, funds will be disbursed over

many years.

Starting in the summer of 2012, the scope of the program will expand to help even more

families in need.

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HAMP works by encouraging participating mortgage servicers to modify mortgages so

struggling homeowners can have lower monthly payments and avoid foreclosure. It has

specific eligibility requirements for homeowners and includes strict guidelines for servicers.

The program includes incentives for homeowners, servicers, and investors to encourage

successful mortgage modifications.

Families in this program typically reduce their monthly payments by a median of more than 

$530 each month. But the program’s impact goes even further. HAMP has also encouraged

private lenders to modify mortgages at no expense to taxpayers.

When the housing crisis began, the mortgage industry was ill-equipped to respond adequately.

Mortgage servicers had insufficient resources to address the needs of a market that was

reeling from increasing foreclosures. In addition, their servicing expertise and infrastructure

was limited to overseeing collections and foreclosing on those who failed to pay. They did not 

have the systems, staffing, operational capacity, or incentives to engage with homeowners on 

a large scale and offer meaningful relief from unaffordable mortgages.

Before HAMP, there was no standard approach among loan servicers or investors about how

to help homeowners who wanted to keep making payments, but needed mortgage assistance.

By setting standards for what constitutes a sustainable modification across the mortgage 

industry, HAMP has helped to make private loan modifications more affordable for

homeowners. 

In fact, thanks in part to HAMP, the proportion of private loan modifications 

that reduce monthly payments for homeowners has more than doubled. Together, public and

private efforts have helped nearly 5 million Americans get mortgage assistance to prevent

avoidable foreclosures.

MHA includes comprehensive compliance reviews to ensure that servicers fairly evaluate

homeowners for assistance and follow program guidelines. Treasury requires participating

servicers to take specific actions to improve their servicing processes to more effectively assist 

struggling homeowners. While more progress needs to be made, servicers are focusing

attention on the areas identified through regular compliance and program reviews.

Note: If you are a homeowner seeking help with your mortgage, please visit Making Home

Affordable.

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Read More of The DOJ Is Never Going To Do Anything About Mortgage Fraud

 

by Danny Hammond of the 3/4 Court Press

THE DOJ IS NEVER GOING TO DO ANYTHING ABOUT THE

MORTGAGE FRAUD BEHIND MILLIONS OF ILLEGAL FORECLOSURES

This is the stupidest news story of all time.   The Department of Justice can't find a bunch of original Promissory Notes.   We have known that for six years. 

In that time we have never seen even one truly legal original Promissory Note.

But it sure does help me make my point.

In a filing unsealed on June 3, 2016, the Department of Justice (DOJ) confirms what many of us have known for years. Nobody, not even the U.S. Government, with massive resources, can determine who owns your loan and has the right to collect on your promissory note.

(In hindsight many of those I visit with have learned that the ownership is of the debt the Note represents)

The information comes from case files unsealed on June 3, 2016, by Federal Judge Yvonne Gonzalez Rogers of the Northern District of California in the case of the United States v. Discovery Sales, Inc.

The case involves some 325 fraudulent loans originated by Discovery Sales, Inc. (DSI) between 2006 and 2008, many of which were then sold to Wells Fargo Bank and JPMorgan Chase to securitize.

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A Very Comprehensive Analysis of Article III Standing. Every Citizen Should Read Every Word. When Your Brain Begins To Spin Stop. Put It Away And Get Back To It Later

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 

Lots of State Judges in lots of states mostly believe they are not bound by the Constitution.  They think that is the end of the matter.  However, if your state judge has ruled against you and Granted your home to the foreclosing  party that could not pass the federal requirements of Standing Your judge has just violated you of your Constitutional Civil Rights.  The rights given you in the 5th and 14th Amendments to the US Constitution.  "Due Process"  You can Challenge the Standing of the foreclosing party at ANY TIME. 

After a miserable 10 years fighting ignorant judges, everything I write is based on your constitutional civil rights.  That is the only law left for us.  Stop believing that there is a magic statute.  All of the old statutes are still very good.  But, a question continually goes through my mind.  The laws are fine.  The laws are good.  They have not been changed.

But you tell me.   "Is a law a law, If it is not enforced?"

That is the problem that none of us expected to be "THE PROBLEM",  but it is.

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America is Not The Greatest Country In The World. But, It Could Be.

“I decided I could lose nothing by trying the soft approach. If that didn't produce for me—and I didn't think it would—nature could take its course and we could bust up the furniture.”                                  

Phillip Marlowe character from Raymond Chandler's – The Lady In The Lake 

Posted by Danny Hammond during late night TV

From: "Newsroom" The Popular HBO TV Series 1st Episode on 24 June 2012, HBO Starring Jeff Daniels as Will McAvoy the highest-rated television newscaster in the country.

Will McAvoy sits onstage with two other journalists and he is an outspoken man. He is obviously holding in a lot more than the others guess. 

A question and answer period begins with a young female college student from the attendees walks to the microphone and says, "this question is, can you tell me in two sentences why America is the greatest country in the world"? 

One of the panelists quickly answers, "Freedom". 

The girl turns to Will, "Mr. McAvoy"?

Will answers sharply with a forced smile, "The New York Mets". 

The Moderator mildly berates him as Will holds his hand over his eyes to block the sun coming through a high window.  He is trying to read two small signs that someone in the crowd is holding in succession. The first one reads, "America is not the greatest country in the world.", and the second one, "But it could be". 

Will can't see who is handling the two signs, but he slowly gets the message that someone is telling him the answer he knows is what he believes. 

The Moderator:   Come on Will, I can't let you get away without answering better than that. 

Will: Ok, fine.  It's not. 

The Moderator: Are you saying... 

Will:   It's not the greatest country in the world, professor, that's my answer. 

Moderator: [pause] You are saying... 

Will: Yes. 

Moderator: Let's talk about... 

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RATED LO For Disturbing Language by an Old Guy: In Debating About When It Is The Right Time to Sue Your Judge and Why I Have Become a Little Testy. I Just Wrote This To Tom Who I Really Respect.

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            

                                                                                           ― Raymond Chandler, Farewell, My Lovely

 One Of Those New Baby in a Box Gifts

  Tom, more than two times in that old law thing that you had me read, it            clearly says “It was formerly a rule on pleading that pleas……" This could        be a reference to old common law or even English law.

  Nowhere did I see stated any current law. I have read and researched and in    real life interaction with judges I have never seen any resistance to a pro Se      filing anything that an attorney can file. 

  Now I have seen judges not rule on a filing in 180 days when they only have    30 to rule on a dispositive motion. 

It is my strong opinion that a judge who has not taken up any dispositive Motion from me as directed by MO Sup Ct Civil Procedure (and the federal court system)  has committed the crime of deprivation of my civil rights. 

 But you can’t jump up on his bench and slap the dumb fuck around until he recognizes his duty. (Although I am thinking about trying) 

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The Use of The Constitution Instead of Trying Over and Over To Find A Way To Convince A Judge He Does Not Now, Nor Did He Ever Understand What The Meaning Was In His Solemn Oath To Protect The Constitution And The Public's Confidence In the Courts As He Violates That Oath Over And Over In Fraudulent Foreclosure Cases

VIDEO: THE THREE SIMPLE WORDS THAT ARE NEEDED TO WIN MORTGAGE FRAUD FORECLOSURE CASES!

"INJURY IN FACT"

THE FORECLOSURE SOLUTIONS GROUP: CIVIL RIGHTS SERIES

Republished by Danny Hammond 04-22-2022

WOULD YOU LIKE A FREE ASSESSMENT  OF YOUR FORECLOSURE CASE?  FILL OUT THE FORM CLICK THIS LINE

email:   mtgfrd.info@gmail.com

"SUE YOUR FORECLOSURE JUDGE": That Slogan Is Not Completely Correct In Essence; It Is A Simple Phrase I Use To Get Your Attention Directed To The Inescapable Fact That There Is Only One Party Responsible For ALL Of The Illegal Acts In Your Foreclosure Case

Get a Review of Your Foreclosure Case

by Danny Hammond

If you have been wanting to know more about my "Sue Your Foreclosure Judge" slogan, the truth is that it should be called: 

"Sue The Citizen That Was Not A Judge Because He Had Disobeyed His Oath And Constitutional Law When He Had Not Reviewed The Filings To Determine Whether The Foreclosing Party Had Met the Constitutional Requirements For Standing".

However, that is not as catchy or as easy to understand.

This subject brings 12,000 visits to my website each and every month.  But, I am puzzled that I don't understand the reason why they come.

When I do the Zoom classes I never have anyone argue or debate whether I am right.  I get many questions and seems like Borrowers understand the answers.  Then they leave that thought and start telling me every mean and nasty thing that was done to them by everyone that participated in cases that lasted 2 to 12 years.  None of that matters.  Their cases, my cases, your case, they are all void and they never happened anyway.  We are all still at the beginning of the case.  At the starting line.  Your judge has already injured you and his actions represent the worst violations of law that a judge can commit.

I have told you the reason your case has lasted too long, but I have somehow done all of you a disservice.  I am not getting across to you that your research, and studying, and collaborating with Borrowers who have had similar experiences, and hiring attorneys is, all of it, wasting your time, lowering your resolve, and spending more money than you have.

In other words, that paragraph is the only plan that the bad guys have used since 2001.  Their antics are part of some grand scheme to get you to research and collaborate with others and hire attorneys to take up your time, lower your resolve and break your back and ass.  They could not do it if judges were just doing a bad job of carrying out the law.  But, no.  They are giving it all that they got to take your house and give it to a stranger and break CONSTITUTIONAL LAWS concerning your civil rights to Due Process of Law which can be found in the 5th and 14th amendments to the Constitution and which are civil rights.

What happens when you hear what I say and you believe my reasoning, but you can't quite see why it is true.  I think that it is because what I am telling you is "UNBELIEVABLE".  And it really is.  

But, now you have seen an attempted "coup d'état" by a group of Americans whose goal was to take over the government in the building where the government was governing the United States in order to overthrow the democratically elected government.  And please.  Don't accuse me of being for a democrat or republican, or whatever else your weakness to fend off conspiracy lies makes you believe.  You are on my website.  I am trying to help you for free.  It shouldn't make any difference if I was a martian.  Get over yourself.

CONTINUE READING:  This one is IMPORTANT

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