Saturday, December 3, 2022

Links to Old Articles Not yet edited


https://foreclosurefraudanswers.blogspot.com/2019/05/did-you-lose-your-home-to-gmac-mortgage.html
WHAT IF YOUR WRONGFUL FORECLOSURE WAS ALREADY VOID, BUT YOU WERE UNAWARE OF IT?

IF YOU WERE FORECLOSED AFTER YOUR MONTHLY PAYMENT SUDDENLY JUMPED UP DRAMATICALLY, YOU WERE A VICTIM OF WHAT I CALL A CALENDAR ARM

SUBJECT: MORTGAGE FRAUD--I SAY THAT YOU SHOULD SUE YOUR JUDGE, BUT UNLESS I DO IT MYSELF ISN'T THAT ADVICE A LITTLE LAME.?



YOU HAVEN'T THOUGHT ABOUT THE MORTGAGE CRISIS FOR A LONG TIME.  DID YOU THINK IT WAS OVER?  THOUSANDS OF PENSION FUNDS BOUGHT THE WALL STREET MORTGAGE-BACKED SECURITIES BONDS CALLED TOXIC BY FEDERAL RESERVE WHICH BOUGHT THEM BACK AT PAR WITH THE MONEY THEY PRINTED











 MY NEW METAPHOR FOR "MORTGAGE FRAUD" IS A GAMBLING CASINO THAT LETS NO ONE WIN, WITHOUT ANYONE REALIZING IT





SHORT SALE OR DEED IN LIEU OF FORECLOSURE: WHICH IS THE BEST STRATEGY? NONE OF THEM!
















Wednesday, May 11, 2022

The Undisputed King of Robo Signing Jeffrey Stephan's 1st Deposition As An Employee of GMAC Mortgage, LLC (or similarly named entities), Robo-Signing, 60 minutes, ROBO-SIGNING, 60 MINUTES, Tens of Millions of Stolen Homes, And No One In Govt or The Judiciary Saw a Thing.

"Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 
                                                                                             
Major General John Bell Hood CSA

I am as frustrated right now as I have ever been during the 12 years that I have been fighting
mortgage fraud.  In the movie "The Big Short" towards the end one of the Wall Street characters
is frustrated that a group of them has figured out how massive the fraud in mortgages has been. 

They even know who the worst perpetrators are beginning with Fannie Mae and working down through Citi Mortgage and the rest.  They have gone to all the big newspapers to blow the whistle just knowing in their minds and hearts that this is a near apocalypse and the biggest story in history.  Not one newspaper editor or reporter will give them the time of day.

1.  Because a fraud this large was too big to believe and 

2.  The newspapers' biggest stock owners were the same criminals running the fraud.

As they are walking back toward their office one of them muses, "I was afraid we were going to ceate panic in the streets.  I was sure that once people knew that their retirement plans had been ransacked by their own government and banking industry that we would have an actual revolution, an uprising by all Americans.  But look at them walking on along the street completely unaware and without enough background information to even get an inkling of what's going on.  And it's not their fault, they shouldn't have to worry about their lives being destroyed from within."

That's how I feel.  There are a scattered few around the country screaming their lungs out in warning, but the message isn't getting through.

I need to let one of the dupe perpetrators explain it to you himself.  What could be more powerful?

My 2nd most popular posting of all time on this blog is the one about GMAC/ResCap fraudulent bankruptcy where literally millions of homes are being taken from families by players like Fannie Mae (thank you US government), Ocwen, Nationstar, Green Tree, Seterus without any ties to the players they are stealing from.


Tuesday, May 3, 2022

Everyone Has Their Own Pet Issue That Is "The Greatest Danger To American Democracy". I Believed It Was Congress "BAILING OUT" All 7 Of The Biggest Banks That Caused The "Wall Street" Meltdown. I Was Wrong It Was Our Judiciary.

 The American Judiciary Is The Greatest Danger To American Democracy

To Save Your Home You Have To Sue Your Judge And Your Attorney Won't Use Your Civil Rights. He is scared of the Judge.

But, really, Bailing out the Too Big To Fail Banks was stupid

        


by Danny Hammond

I seem to have the most diverse set of actual case examples of Judges ruling insanely against Borrower's that I have myself ever seen.

I have now topped my collection as I, acting as a landlord for once have had two trespassers in my 4,800 sq ft. Lake House at (dare I say it?) Lake of the Ozarks in Benton County Missouri.  The court is in Warsaw, MO and I have been trying to evict these trespassers for 15 months in an Unlawful Detainer court.  "Eviction Court".

Saturday, April 23, 2022

From "The Pro Se Series by Danny Hammond: THE IMPORTANCE OF CHALLENGING THE CONSTITUTIONAL STANDING TO FORECLOSE CONCERNING YOUR FRAUDULENT LENDER AND THE "SUBJECT MATTER JURISDICTION" OF THE COURT. THIS IS EXACTLY THE SAME IN BOTH JUDICIAL AND NON-JUDICIAL FORECLOSURES AND STATE AND FEDERAL COURTS

“Until you guys own your own souls you don't own mine. Until you guys can be trusted every time and always, in all times and conditions, to seek the truth out and find it and let the chips fall where they may—until that time comes, I have the right to listen to my conscience and protect my client the best way I can. Until I'm sure you won't do him more harm than you'll do the truth good. Or until I'm hauled before somebody that can make me talk."      Raymond Chandler "High Window"

Republished by Danny Hammond


IF YOU ONLY RETAIN THREE WORDS FROM THIS POST YOU WILL NOT HAVE WASTED YOUR TIME.


THE WORDS ARE:  "INJURY IN FACT"



Article III of the Constitution of the United States as defined by the U.S. Supreme Court has long ago established a constitutional, irreducible, minimum set of requirements for a party in a genuine dispute to establish that it has the Standing to redress a claimed "Injury In Fact" before it can bring a dispute before any court.

Without the existence of Standing all courts in the land must acknowledge that the court has no subject matter jurisdiction to hear any merits of a case and that it has no choice whatsoever but to dismiss the subject action.

In Borrower's cases, this subject action is the claim that the foreclosing party is the party in interest that has the "right" to foreclose on a Borrower's property and that it is claiming and proving that it has been injured by the Borrower enabling its right to foreclose.
The three requirements to prove Standing in a case involving Judicial Foreclosure state foreclosure actions in which the foreclosing party is the Plaintiff and the Borrower is the defendant.



To Comment or email:   mtgfrd.info@gmail.com


Wednesday, April 6, 2022

THE LETTER: A Letter From A US Citizen Whom, It Seems, Feels The Same Way As Me About The Problem Of Judges Using Their Jobs, Without Constraints, To Abuse The Meanings Of Constitutional Law And To Violate Their Own Oaths

“Power tends to corrupt, and absolute power corrupts absolutely”

                                              Lord Acton, an English historian, politician, and writer


I have not edited any of the words of this letter below, however, I did add spacing since the writer (perhaps a bad student) wrote this harsh observation as a single paragraph and it was a little hard to read.   DLH


 


THE LETTER:


At the establishment of our constitutions, the judiciary bodies were supposed to be the most helpless and harmless members of the government.

Experience, however, soon showed in what way they were to become the most dangerous; that the insufficiency of the means provided for their removal gave them a freehold and irresponsibility in office; that their decisions, seeming to concern individual suitors only, pass silent and unheeded by the public at large;

That these decisions, nevertheless, become law by precedent, sapping, by little and little, the foundations of the constitution, and working its change by construction, before anyone has perceived that that invisible and helpless worm has been busily employed in consuming its substance.

In truth, man is not made to be trusted for life, if secured against all liability to account.

                              Thomas Jefferson: letter to Monsieur A. Coray, Oct 31, 1823



Republished by Danny Hammond.  This and other posts will be placed not chronologically, but by relevance.  They are in the order that I wish I would have learned the information.  DLH


 



Monday, April 4, 2022

SOMETHING WICKED THIS WAY COMES, WALL STREET IS UP TO SOMETHING CONCERNING OUR HOMES AND I DON'T THINK WE ARE GOING TO LIKE IT: MORTGAGE FRAUD

"I've got to keep in some sort of touch with all the loose ends of this dizzy affair if I'm ever gonna make heads or tails of it."
                                                       Sam Spade



Republished by Danny Hammond

mtgfrd.info@gmail.com

Yes! Something is up in Wall Street Land.  I, and dozens of Mortgage Fraud experts have been expecting a very large spike in foreclosures.  There are a lot of judicial and non-judicial foreclosures going on as I speak.  

I haven't tried to confirm if they are mostly non-conforming loans which doesn't mean that the people have a bad loan.  Non-Conforming Loans simply don't conform to Fannie Mae and Freddie Mac's rules and conditions.  

My requests for help from Borrowers are much higher than I have had at any time.   And this is really my point.  We seem to have as many as four vaccines that have completed testing and are ready for approval.  By the end of December mass vaccinations will begin and all hell is going to break loose when all of the frozen foreclosures thaw out at the same time.   If you are one of the millions who have been waiting and hoping for the miracle that government will continue the freeze don't wait any longer.  It is the government's entities that have been held up and nothing is going to stop the tsunami of foreclosures that will follow when they are cut loose.

(Here I think that some confusing terms need clarification.  This is true for home loans in general, the confusing terms come from the old common law which was in place for hundreds of years before being clarified in the Uniform Commercial Code.  For this article let's go through the synonyms that sound different but are actually interchangeable.

[The Borrower is the]                                  [The Lender, Foreclosing Party, Servicer, ]

Mortgagor                                                    Mortgagee
Obligor                                                        Obligee
Issuer                                                           Issuee
Grantor                                                       Grantee

The differences here are minor, but all of them mean it was the Borrower that created the flow of funds to the home loan by signing the original Promissory Note and the collateral instrument (mortgage or Deed of Trust) over to the actual Lender or Holder in Due Course using his or her signature.

FHA, Hud, FHFA, FNMA, and Freddie are all unable to have their servicers or correspondents foreclose on government conforming loans which are the vast majority of loans due to a government moratorium on foreclosures due to the Covid-19 pandemic.  This brings up a lot of bad things for a lot of American citizens.  You are in foreclosure due to fraud that the government could easily fix by making all judges run their courts as directed by Article III of the constitution.  So, the government puts no one in jail and our courts give our homes to funny-sounding parties, such as one I saw today "PLANET MORTGAGE" which has no right to foreclose.  I have never seen a foreclosing party in any state even try to meet the Constitutional, Irreducible, Minimum Requirements of Article III STANDING.

CONTINUE READING                                                        Get Help With Your Case

Tuesday, February 2, 2021

From The Mortgage Fraud "Pro Se" Series by Danny Hammond: I Am Going To Show You Why I Say, "If You Hire An Attorney You Will Lose"- Neil Garfield has gotta go!

At the establishment of our constitutions, the judiciary bodies were supposed to be the most helpless and harmless members of the government.

Experience, however, soon showed in what way they were to become the most dangerous; 

that the insufficiency of the means provided for their removal gave them a freehold and irresponsibility in office; that their decisions, seeming to concern individual suitors only, pass silent and unheeded by the public at large;

that these decisions, nevertheless, become law by precedent, sapping, by little and little, the foundations of the constitution, and working its change by construction, before anyone has perceived that that invisible and helpless worm has been busily employed in consuming its substance.
  
In truth, man is not made to be trusted for life, if secured against all liability to account.

                                                     Thomas Jefferson: letter to Monsieur A. Coray, Oct 31, 1823


NEWS FLASH!!

I have to add something astounding to this article.  I had a borrower send me 3 Neil Garfield articles.  I don't know if he was being smug, or if he had a question, or if it didn't mean anything.

I answered him by asking him what he wanted and why he would send me Neil Garfield's articles.  As I was shutting down my computer, just now, I had to shut down his emails from my screen.  Then I saw something that I had never noticed.  Neil has his credentials on his website.  We know he is an attorney, so that is pretty bad for a Borrower to have to see.  But, just below, I am going to show you my 2nd email to this Borrower.  I could not believe it.  If you have never read this article, this writing in red is going to be a real spoiler.  SPOILER ALERT!


Reposted out of dread
by Danny Hammond   mtgfrd.info@gmail.com

I am not an attorney.  Thank god.  I am not a lawyer.  I don't even know the difference.  You must not construe what I say and write as the learned knowledge spewing from someone who only took 3 credit hours on real estate in law school and passed the bar.  Although, I really do believe that I could pass the bar right now.  But, warning!! I am not an attorney!!  Another warning!!! Who would believe that an attorney who only took 3 credit hours of real estate law is capable of going up against the Gangsters that you have been dealing with?  Do not take my advice as an attorney.  I am not an attorney and that is good news for you.  I am a real estate broker and a mortgage broker with 30 years of credits in real estate law and mortgage documents.  I brokered the loan on my own house.   CONTINUE READING    

DO NOT QUIT READING.  CLICK ON THE BLUE "CONTINUE READING"!  THIS ARTICLE IS NOW A PERFECT DESCRIPTION OF THE "CHAOS" THEORY OF MORTGAGE FRAUD.  IF YOU DON'T READ IT ALL, YOU WILL BE GOING BACKWARD. 

Sunday, January 31, 2021

IF YOU HAVE BEEN THINKING ABOUT MY STRATEGY "SUE YOUR FORECLOSURE JUDGE" AND YOU BELIEVE IT COULD BE TRUE, BUT YOU CAN'T GET YOUR HEAD AROUND IT, IT IS NOT TOO HARD, IT IS TOO SIMPLE. COME ASK QUESTIONS!

 

 We Have Decided to Schedule a 2nd:


"SUE YOUR FORECLOSURE JUDGE" ZOOM DISCUSSION


"SUE YOUR FORECLOSURE JUDGE": That Slogan Is Not Completely Correct In Essence; It Is A Simple Phrase I Use To Get Your Attention Directed To The Inescapable Fact That There Is Only One Party Responsible For ALL Of The Illegal Acts In Your Foreclosure Case


I'm scheduling a 2nd Zoom discussion for free on Sunday evening  February 8th, 2021 at 6pm.  I am not going to lecture.  I am just not getting through to enough people.  I am going to just answer questions. FREE ANSWERS!  YOU ASK THE QUESTIONS!  GET THE ZOOM CODE AT  


PLEASE REVIEW THE ARTICLE BELOW BEFORE ATTENDING

Wednesday, January 27, 2021

"SUE YOUR FORECLOSURE JUDGE": That Slogan Is Not Completely Correct In Essence; It Is A Simple Phrase I Use To Get Your Attention Directed To The Inescapable Fact That There Is Only One Party Responsible For ALL Of The Illegal Acts In Your Foreclosure Case

Get a Review of Your Foreclosure Case

by Danny Hammond

If you have been wanting to know more about my "Sue Your Foreclosure Judge" slogan, the truth is that it should be called: 

"Sue The Citizen That Was Not A Judge Because He Had Disobeyed His Oath And Constitutional Law When He Had Not Reviewed The Filings To Determine Whether The Foreclosing Party Had Met the Constitutional Requirements For Standing".

However, that is not as catchy or as easy to understand.

This subject brings 12,000 visits to my website each and every month.  But, I am puzzled that I don't understand the reason why they come.

When I do the Zoom classes I never have anyone argue or debate whether I am right.  I get many questions and seems like Borrowers understand the answers.  Then they leave that thought and start telling me every mean and nasty thing that was done to them by everyone that participated in cases that lasted 2 to 12 years.  None of that matters.  Their cases, my cases, your case, they are all void and they never happened anyway.  We are all still at the beginning of the case.  At the starting line.  Your judge has already injured you and his actions represent the worst violations of law that a judge can commit.

I have told you the reason your case has lasted too long, but I have somehow done all of you a disservice.  I am not getting across to you that your research, and studying, and collaborating with Borrowers who have had similar experiences, and hiring attorneys is, all of it, wasting your time, lowering your resolve, and spending more money than you have.

In other words, that paragraph is the only plan that the bad guys have used since 2001.  Their antics are part of some grand scheme to get you to research and collaborate with others and hire attorneys to take up your time, lower your resolve and break your back and ass.  They could not do it if judges were just doing a bad job of carrying out the law.  But, no.  They are giving it all that they got to take your house and give it to a stranger and break CONSTITUTIONAL LAWS concerning your civil rights to Due Process of Law which can be found in the 5th and 14th amendments to the Constitution and which are civil rights.

What happens when you hear what I say and you believe my reasoning, but you can't quite see why it is true.  I think that it is because what I am telling you is "UNBELIEVABLE".  And it really is.  

But, now you have seen an attempted "coup d'état" by a group of Americans whose goal was to take over the government in the building where the government was governing the United States in order to overthrow the democratically elected government.  And please.  Don't accuse me of being for a democrat or republican, or whatever else your weakness to fend off conspiracy lies makes you believe.  You are on my website.  I am trying to help you for free.  It shouldn't make any difference if I was a martian.  Get over yourself.

CONTINUE READING:  This one is IMPORTANT


Get a Review of Your Foreclosure Case


Saturday, December 19, 2020

IT IS ALWAYS THE INNOCENTS. THEY ARE JUST FAMILIES WHO BELIEVE IN THEIR COUNTRY AND ITS SYSTEM OF JUSTICE. I'M SICK OF IT. THE CRIME IS ALWAYS DONE THE SAME STUPID LITTLE WAY. THE DEVIL IS IN THE DETAIL

Each Case Looks Different.  Each Borrower Thinks That His or Her Case Has Special Details of Fraud or Criminal Behavior.  Their Cases Are Not Different. Your Case Is Not Different.

So, Listen Up Kiddos.  Here Are The Details That The Devil Is In (Learn it, Love it, Live it)

"A settled plan to deprive the people of the benefits, blessings, and ends of the contract, to subvert the fundamentals of the constitution, to deprive them of all share in making and executing laws, will justify a revolution.'''  
                                        John  Adams, Novanglus Papers, 1774

When I get a call from a Borrower wanting to talk over their foreclosure situation I always show them that they have nothing new, by showing them a magic trick.  I tell them that I need two pieces of their records to put their case into a timeline.  (See my article "It is a Straight Line" Everything is a Straight Line").

There are basically two sets of records in every case that exist and that have been based on the same set of fraudulent information since 1999.  It never changes.  There is no good reason to think about it.  It makes no difference if your state is a judicial foreclosure state or a non-judicial foreclosure state.  It doesn't matter if there is a server named Ocwen, Greentree, SPS, or the newly discovered Planet Mortgage.  (The real name of a new mtg broker.)

The two sets of records are:

1.) The court docket is the listed items that have been "filed" into your case in the order and the date that they were recorded.  This begins with a lawsuit (sometimes called a Complaint or Petition) and runs until there is an order or ruling which ("appears") to end the case.  In a case filed before 1999, this filed order probably did end the case.  That is not true, but we will get to that.

The docket includes everything that makes any difference which was filed by you, the foreclosing party, and the court.

2.)  All of the instruments, documents, liens, and other "things" that have been recorded by the recorder's office in your county on or against or for the legal description in your case.  If your case is a Federal Court the filed docket is there and the recorded "things of all kinds" affecting the legal description of your property are still at your county recorder's office.

First I will go in the loose order of what I expect I am going to see in every case.

CONTINUE READING


Get a Review of Your Foreclosure Case


Wednesday, December 2, 2020

WE HAVE FINALLY SIMPLIFIED THE DEMAND FOR DISMISSAL AND THE FOLLOW-UP LAWSUIT AGAINST THE FORECLOSURE JUDGE FOR DEPRIVATION OF CIVIL RIGHTS AS WELL AS OTHER COUNTS INCLUDING MESNE DAMAGES

 This article has been rewritten in its entirety on 12-02-2020

"The secret of life is honesty and fair dealing. If you can fake that, you've got it made."

Groucho Marx



ARE YOU MENTALLY READY TO GO AFTER YOUR JUDGE FOR STEALING YOUR HOME?

ARE YOU FINANCIALLY READY TO GO AFTER YOUR HOME AND BRING IT BACK WITH YOU?

     MAYBE YOU ARE ONE OF THE 5 OF US GOING AFTER JUDGES RIGHT NOW.  

 READ THIS ARTICLE NOW!

BROKEN JUSTICE - IT IS OUR CIVIC DUTY TO RESCUE IT

            BROKEN JUSTICE - OUR CIVIC DUTY TO FIX IT

                                  If you are interested fill out the form by clicking this line



by Danny Hammond

THIS MOTION WE ARE ABOUT TO FILE WILL BE  DIRECTED AT THE JUDGE AND NO OTHER PARTY.

IT IS A RULE 12 (b)(1) MOTION AND AS WRITTEN NOW HAS SOME QUALITIES OF A TEMPLATE IN ITS UNIFORM ARRANGEMENT AND BECAUSE MORE THAN 60% OF THE CONTENT APPLIES TO EVERY POSSIBLE CASE,

THIS CAN CUT DOWN ON THE TIME TO CREATE THE FIRST AND POSSIBLY THE ONLY TWO FILINGS FOR WINNING YOUR LAWSUIT AGAINST THE CITIZEN THAT YOU THOUGHT WAS YOUR JUDGE.

THE STRATEGIES ARE NOW NEARLY THE SAME FOR OVERTURNING A LAWSUIT THAT ALREADY HAS AN ALLEGED JUDGMENT AGAINST YOU AND YOUR HOME.  THAT JUDGMENT AGAINST YOU WAS "VOID AB INITIO", WHICH MEANS THE VERY MOMENT THE JUDGE WROTE IT.  AT THAT MOMENT, YOUR JUDGE COMMITTED THE MOST EGREGIOUS CRIME THAT A JUDGE CAN COMMIT.

Was Your House Stolen By Some Greedy Bastards Who Took You To Court So That They Could Steal Your Home And Sell It Just Because They Needed A Bigger Boat?

Are You As Mad As Hell And You Don't Want To Take It Any More?  Join the revolution.

If you are interested in joining in as one of five replacement Borrower clients, then:

We need money to create each of the five filings 1 & 2 into a court.  So each of these five must be able to pay on time and have an organized file of both the trial documents (if any).

and,

This Borrower client must also have an organized file of the recorded documents against or for the legal description of your property.

We had already started on creating all five lawsuits (Petition, Complaint, or whatever your local courts call a lawsuit), at the same time.  One of mine and the four clients we are looking for. 

We will file all five by December 15th.  Unless someone in the judiciary or our government commits a crime this strategy will not take more than three months and more probably two months.

We are filing all five of the first Motions that are creating a constitutional question to force the judge to perform all duties that the Constitution directs him to and to do it without violating the oath he took when he got the job. 

CONTINUE READING                                                  Get Help With Your Case

Wednesday, November 4, 2020

Golman Sachs "The Bank That Runs The World"; The President With Tyranny Aspirations; Secretary of Trump's Treasury, The Foreclosure King; vs The American Civil Servants

If you are a Trump admirer, then don't even read this post.  You will call me a democrat and I'm not.  You will tell me that Biden is not special, he isn't.  But, in the fight of the century the true victors, the heroic warriors are going to be the hidden in plain

Wednesday, September 23, 2020

YOU WORKED HARD TO SAVE YOUR HOME FROM FORECLOSURE AND STILL LOST IT OR ARE LOSING IT. WERE YOU DOOMED BY MORTGAGE FRAUD BEFORE YOU EVEN STARTED?.... YEP. I RECKON SO.

BUT, USING YOUR RIGHTS IN THE CONSTITUTION, YOU CAN STILL GET IT BACK! 

Fairy tales are more than true: not because they tell us that dragons exist, but because they tell us that dragons can be beaten.-  

                                                                   G.K. Chesterton

After seven years of doing nothing else, but studying and researching mortgage fraud, I have finally figured out how to tell you how the whole deal worked.

 I have had a dozen epiphanies along the way.  Each time I believed that I had finally discovered the formula of winning cases that should have been winners.

But, in actuality, I had found something very important, but there was another layer just behind it.  Like the way actors describe an onion and how you peel away one layer just to find another under it over and over.

Recently, I got my head around two rather significant issues.    CONTINUE READING

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The Term "Void" Is Often Used In Contrast To "Voidable" And "Unenforceable". The Main Difference Is That An Action That Is Voidable Remains Valid Until It Is Avoided.

by Danny Hammond of the 3/4 court press. Can Anyone truly believe that it is the Borrowers that come up with these bizarre scenarios?  My si...