"I decided I could lose nothing by trying the soft approach. If that didn't produce for me—and I didn't think it would—nature could take its course and we could bust up the furniture.”
Phillip Marlowe character from Raymond Chandler's – "The Lady In The Lake"
The Question is this: Is a law, a law, when it is not enforced?
It isn't the attorneys getting away with total lack of use of law or breaking the law. It is not the Servicers. They wouldn't do it if they lost all the time and even went to jail, which is what they are so close to, but it never happens.
They couldn't do it unless, someone let them.
I say you are going to have to look somewhere else if you want to keep your house.