Saturday, November 4, 2023

WILLIAM ERBEY AND OCWEN: FACES OF EVIL IN FRAUDULENT MORTGAGE FORECLOSURE




Reposted from Foreclosure Fraud Answers.

I hung up. It was a good start, but it didn’t go far enough. I ought to have locked the door and hidden under the desk."           Raymond ChandlerThe Little Sister


"Huh"?

Danny Hammond at his desk in the puzzled room office

HUBZU REAL ESTATE IS OWNED BY ONE OR MORE 
OF THE MANY OCWENS:  

                                          BE AFRAID; YES BE VERY AFRAID!




Ocwen is a name that not many Borrowers were familiar with just a few years ago. But in the last few years, Ocwen is servicing loans and wrongfully foreclosing more than any other entity.  Lots of Borrowers are familiar with the name now.  Most of them know that if Ocwen is involved that unless you get familiar with them fast, you will no doubt lose your home.

Hubzu is not a typical Real Estate Sales company.  It is a Dark Participant of a "Racketeering Enterprise". 
(definition: RACKETEERING INFLUENCED CORRUPT ORGANIZATIONS ACT Known as "RICO".)

That is the "FBI-speak" for Mafia Style Gangster Activity.  Hubzu is not registered with the Missouri Real Estate Commission.

A Mr. Tim Litchford, claiming to be a national real estate broker (there, of course, no such license) or at least he seems to be in charge of fencing stolen homes as part of a scheme or artifice.  "Artifice": legal term; clever or cunning devices or expedients, especially as used to trick or deceive others, artifice and outright fakery

SYNONYMS: trickery, deceit, deception, duplicity, guile, cunning, artfulness, wiliness, craftiness, slyness, chicanery, fraud, fraudulence.

"In the FORECLOSURE FRAUD trade, an artifice is an asset"

Anyway, Mr. Tim Litchford states on kind of a secret looking Hubzu website that Hubzu (and Mr. Tim Litchford?) has a National Real Estate License.  There is no contact information on the Hubzu website.  I have been a real estate broker and a mortgage broker in three states for over 20 years.  This is the first that I have heard about the National Real Estate Licensing claimed on the website with no contact information.

Mr. Tim Litchford even posted his National Real Estate License number as BR-549.  (No not really that was just a bad Hee Haw joke).

I will be checking with the Missouri Real Estate Commission about the National Real Estate License and post the answer here soon.

HUBZU is owned by Ocwen which is owned by William Erbey, who you probably never heard of, but he has stolen more homes with fraudulent mortgage loan paper than anyone else in America.  I am seriously talking about millions of American families displaced forcibly from their homes by a government of despots.  It sounds like a 3rd World civil war, doesn't it?

Are you being threatened with foreclosure sales?  How about your friends? Have you already been foreclosed?  Well, Hubzu is the cheap outfit that is going to sell your home to some strangers that are only concerned with purchasing a steal because of your misfortune.

THE GOOD NEWS IS THAT THIS ALL MAKES IT EASIER TO SAVE YOUR HOME OR GET YOUR HOME BACK IF YOU WANT TO!  

If you see or hear that Ocwen is your "Servicer" or that Hubzu has listed your home for sale, then ask me Questions Now HERE.   That really sucks, doesn’t it?  Do you believe there is nothing you can do about it?  Have you tried your whole life to do the right thing, but now you are going to lose the largest and most magnificent thing that you will ever own, your home? The American Dream?

Well, almost all of the above is a trick.  A trick upon you and more than ten million other uninformed Americans.  You see Hubzu was created by the worst gangster (I’ll explain in a minute) company of the wrongful foreclosure of innocent borrowers fiasco that some media dopes call the "MORTGAGE CRISIS of 2008".  (More properly named the Mortgage Crisis of 1995 thru 2016).  What is the name of this “Satan incarnate” company?  There is lots more.  


Fraudulent Foreclosure and the Danny Hammond MIKE SINGLETARY Offense For Borrowers Facing Fraudulent Foreclosure

There is only one way to succeed in anything and that is to give it everything.”

                                                                             Vince Lombardi


Reposted because it is the 3rd most popular article out of 271 articles still posted


by Danny Hammond
mtgfrd.info@gmail.com

The theory behind my "Mike Singletary Mortgage Fraud Offense" begins with the premise that in your foreclosure court there are some nameless players who aren't really affecting the game as much as you think.

These players include the Imposter and Fictitious Payee Foreclosing party who is pushing a baseless claim and its attorneys who are the puppets voicing this claim. But, there is one party in your court who is keeping you from winning.

It is no secret that I think it is your judge and I am almost always right.  So, to explain my strategy let's pretend that your court is a football game. You are in the right which puts you down on your opponent's 30-yard line with the ball and one minute left to score a touchdown and win the game.   Your foreclosure judge is the embodiment of Mike Singletary. For the 8 people in America who are not children, but still haven't heard of Mike Singletary, he was the phenomenal middle linebacker who was drafted by the Chicago Bears in the 2nd round of the 1981 NFL Draft and became to be known as probably the greatest linebacker of all time as "The Heart of the Defense" for the Chicago Bears' Monsters of the Midway in the mid-1980s.

So, in my little metaphor, Mike Singletary represents your judge and he has been knocking down passes, sacking you, the quarterback, stuffing all the running plays and pretty much controlling the game. He is offsides on every play.  He is holding lineman, interfering with pass receivers, roughing the quarterback and generally is operating with complete disregard for the rules.  There is no accountability for his actions.  No one will argue with him.  He is accountable to no one.  There are no consequences for his actions.

You are not going to win if Mike Singletary continues to play.

Therefore, Mike Singletary must be removed from play, no matter what it takes. So, you call a timeout and on the next play, you send 15 players on the field and hike the ball to the quarterback who takes a knee while the other 14 players pile on Mike and twist his ankles, bite his ears, and break his arm.

This is, of course, against the rules so you accept your penalty for "too many men on the field " and huddle up. Three plays later you score. You win because you neutralized the one person who is intent on beating you on this day and he could have without your brutal and decisive action.



mtgfrd.info@gmail.com Comment or Ask Questions

Thursday, November 2, 2023

I Have Counseled Many Borrowers To Forget Finding The Silver Bullet. Now One Has Proved That is Not Necessarily True By Dropping Such A Bullet In My Lap After Visiiting The Website.

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            
                                                                                           ― Raymond Chandler, Farewell, My Lovely


I have lost more than any of my clients.  I 
really don't appreciating leading.


    by Danny Hammond of the 3/4 court press


Good morning Sally.

I thought all night about your report to me on the reaction to the items we wrote and you filed into your court very early in the process.

I find it to be remarkable.

Remember that the borrower has no burden to prove that the fake foreclosing party has been and will continue to commit fraud against you and Ed.

That has been the single most damaging strategy mistake made by all of the original early borrowers defending their family and homes from fraudulent foreclosure.

The more you try to expose the details of their fraud, the more you seemingly admit you are agreeing that you owe them something, even if you don't know the amount.

Which is not true.

You do owe someone (strangely, you will never know who) but it is not these defendants that you owe.

They have no path to claim and prove they have suffered an injury that you caused.



Continue READING                                            mtgfrd.info@gmail.com:  Comment or Ask Questions



Wednesday, November 1, 2023

A Very Comprehensive Analysis of Article III Standing. Every Citizen Should Read Every Word. When Your Brain Begins To Spin Stop. Put It Away And Get Back To It Later

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 

Lots of State Judges in lots of states mostly believe they are not bound by the Constitution.  They think that is the end of the matter.  However, if your state judge has ruled against you and Granted your home to the foreclosing  party that could not pass the federal requirements of Standing Your judge has just violated you of your Constitutional Civil Rights.  The rights given you in the 5th and 14th Amendments to the US Constitution.  "Due Process"  You can Challenge the Standing of the foreclosing party at ANY TIME. 

After a miserable 10 years fighting ignorant judges, everything I write is based on your constitutional civil rights.  That is the only law left for us.  Stop believing that there is a magic statute.  All of the old statutes are still very good.  But, a question continually goes through my mind.  The laws are fine.  The laws are good.  They have not been changed.

But you tell me.   "Is a law a law, If it is not enforced?"

That is the problem that none of us expected to be "THE PROBLEM",  but it is.

READ MORE 


Would you like a free review of your loan and foreclosure documents?




Wednesday, October 4, 2023

America is Not The Greatest Country In The World. But, It Could Be.

“I decided I could lose nothing by trying the soft approach. If that didn't produce for me—and I didn't think it would—nature could take its course and we could bust up the furniture.”                                  

Phillip Marlowe character from Raymond Chandler's – The Lady In The Lake 

Posted by Danny Hammond during late night TV

From: "Newsroom" The Popular HBO TV Series 1st Episode on 24 June 2012, HBO Starring Jeff Daniels as Will McAvoy the highest-rated television newscaster in the country.

Will McAvoy sits onstage with two other journalists and he is an outspoken man. He is obviously holding in a lot more than the others guess. 

A question and answer period begins with a young female college student from the attendees walks to the microphone and says, "this question is, can you tell me in two sentences why America is the greatest country in the world"? 

One of the panelists quickly answers, "Freedom". 

The girl turns to Will, "Mr. McAvoy"?

Will answers sharply with a forced smile, "The New York Mets". 

The Moderator mildly berates him as Will holds his hand over his eyes to block the sun coming through a high window.  He is trying to read two small signs that someone in the crowd is holding in succession. The first one reads, "America is not the greatest country in the world.", and the second one, "But it could be". 

Will can't see who is handling the two signs, but he slowly gets the message that someone is telling him the answer he knows is what he believes. 

The Moderator:   Come on Will, I can't let you get away without answering better than that. 

Will: Ok, fine.  It's not. 

The Moderator: Are you saying... 

Will:   It's not the greatest country in the world, professor, that's my answer. 

Moderator: [pause] You are saying... 

Will: Yes. 

Moderator: Let's talk about... 



Tuesday, October 3, 2023

I Quit Consulting With Borrowers Regarding Foreclosure Fraud for Two Reasons.

And the men who hold high places,  Must be the ones to Start, 
To mold a new reality, Closer to the Heart.

The Blacksmith and the Artist, Reflect it in their art
and Forge their creativity, Closer to the Heart.

Philosophers and Ploughmen, Each must know his part 
& Sow a new Mentality, Closer to the Heart.

You can be the Captain and I will draw the Chart, 
Sailing into destiny, Closer to the Heart.

Closer to the Heart. 
                                                    Rock Band "Rush"



1.  I Finally Realized We Were Going About It With Our Beliefs In Laws That Could Never Help Us. 

This was becaue the old laws do exist just like always.  The old laws which have been around since most of the territories became states, ARE NOT BEING ENFORCED.   

There are laws still being enforced that specfically address this problem.  They are not your state laws even if you address them in a state court.  They are in the base root laws in the Constitution of the United States.  There is no such thing as "the right to foreclose" which your foreclosing party asserts.

The right that they must have is the right to collect money from you.  Did you see your foreclosing party's name on your Promissory Note.  I am betting you did not.  I am positive you did not.

As the Borrower, you have no responsibility to "Prove that you have the victim of fraud."  Not understanding that has taken up 15 years of my time on the wrong end of my life.  "It is called burden."

The burden of proof in a foreclosure situation is squarely the burden of the foreclosing party and to an even Greater Extent upon the Judge.  It is part of the civil rights amendments that pertain to everyone in the United States.  You included.  You have the civil right, and always have had, to Due Process.  That is, you have a right to the same laws as everyone else to have your case watched over by a judge who uses the laws and fullfils his duties that he gave an oath to do when he was "hired" to be a judge.

2.  Borrowers, about to lose their homes, believe me when I tell them the above, but they can't do it.  

We all have been indoctrinated since childhood to believe that the sytem is America and it is just.  If we have nothing to hide, there is a system of laws that will protect us.   We believe that the word "attorney" is synomous with the word "law" when it is not.  The system was to be taken care of By The People.  It is being taken care of By The Attorneys.  Remember judges are attorneys.  They are all in the same cult.

The Borrowers (including myself) had this untrue vision that if you have a legal problem, the solution was to get an attorney and if your cause was true and good your attorney would guide you to prevailing.  

Oh, my dear children.  You know that something is more wrong than this, don't you.

You just can't shake the idea that attorneys and law are two parts of the same thing.

You will most assuedly keep that notion until they run you out of money, out of time and out of options.  When you have no money, when you have no time, when you are out of time, you will call me.  A Borrower, who has already reached that point.  Hopefully you won't comb the internet for someone trying to sell you a program whose purpose is to make money.

There is a better way.  But, you must get involved and know the material.  Know the true issues.
Face the fact that this is really happening and that even I can't help you unless you are willing to help yourself.  It is the American dream.  Act like it is the dream you wanted.


                                                            
mtgfrd.info@gmail.com - To Comment or Ask Questions


Tuesday, July 4, 2023

The Borrower Can Challenge The Assignments Of The Security Instruments Pursuant To The Rulings In "Slorp": The Full Case is Included Here

They're leaving you nothing and nowhere to go
Just put you in the corner like an old banjo
The strings are breakin' but you can't say no
You're runnin' with the devil and it's touch and go

                                               Emerson Lake and Powel (Running with the Devil)

RICK A. SLORP, Plaintiff-Appellant, v. LERNER, SAMPSON & ROTHFUSS; BANK OF AMERICA, N.A.; SHELLIE HILL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants-Appellees.

ALL OF THE FORECLOSING PARTIES HAVE BEEN USING THE WORN OUT INTERPRETATION  OF LAW,  SAYING "THE BORROWERS CANNOT CHALLENGE ANY ASSIGNMENTS OF THE MORTGAGE".   BUT, MORTGAGE FRAUD CHANGES ALL OF THAT ACCORDING TO THE SIXTH CIRCUIT APPEALS COURT IN "SLORP"!





   Republished by Danny Hammond

   mtgfrd.info@gmail.com




The Imposter Foreclosing Party almost always claims that the Borrower (as the mortgagor) cannot challenge assignments. You did make your Promissory Note negotiable according to the terms of your Promissory Note that you allegedly signed. That is why the foreclosing parties use this interpretation.

But did the foreclosing party buy it legally? No almost assuredly it was never involved in a purchase and sale transaction which even involved 
any real purchase of your debt.
                                                                                                             READ MORE Click this link 

Sunday, July 2, 2023

RATED LO For Disturbing Language by an Old Guy: In Debating About When It Is The Right Time to Sue Your Judge and Why I Have Become a Little Testy. I Just Wrote This To Tom Who I Really Respect.

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            
                                                                                           ― Raymond Chandler, Farewell, My Lovely
 One Of Those New Baby in a Box Gifts

  Tom, more than two times in that old law thing that you had me read, it            clearly says “It was formerly a rule on pleading that pleas……" This could        be a reference to old common law or even English law.

  Nowhere did I see stated any current law. I have read and researched and in    real life interaction with judges I have never seen any resistance to a pro Se      filing anything that an attorney can file. 

  Now I have seen judges not rule on a filing in 180 days when they only have    30 to rule on a dispositive motion. 

It is my strong opinion that a judge who has not taken up any dispositive Motion from me as directed by MO Sup Ct Civil Procedure (and the federal court system)  has committed the crime of deprivation of my civil rights. 

 But you can’t jump up on his bench and slap the dumb fuck around until he recognizes his duty. (Although I am thinking about trying) 



Friday, May 12, 2023

Jeffrey Stephan 2nd Deposition: How Do You Confess To 10,000 Foreclosure Forgeries Per Month and No One Goes To Jail? Why Doesn't The American Public Know? These Are Well-Published Facts.

"If there must be trouble, let it be in my day, that my child may have peace".   
                         December 19, 1776, Thomas Paine, The American Crisis, ...

I am not posting the 2nd deposition of the most notorious
Robo-Signor of alll time so you can learn something new.
It is because you won't. I spend the day telling stories about
the home loans of American Borrowers including you.



                                                                                            by Danny Hammond of the 3/4 Court Press





                            


Sunday, May 7, 2023

THEY'RE GONNA PARTY LIKE IT'S 1999! DANNY HAMMOND FORECLOSURE FRAUD PRIMER 101 - JUST WHAT DID CAUSE THE WALL STREET MELTDOWN OF 2008

 (Mortgage Meltdown Is The Wrong Terminology.  It was a Wall Street Meltdown)

These words below do not come from current events.  They aren't the only quotes from this famous writer. They all have something to do with my thinking, as I have tried to do the right thing for all Borrowers who were cheated from obtaining the American Dream.
 
 “Everything we hear is an opinion, not a fact. Everything we see is a perspective, not the truth.”

 “Waste no more time arguing about what a good man should be. Be one.”
 
 “Understand at last that you have something in you more powerful and divine than what causes the bodily passions, and pulls you like a mere puppet. What thoughts now occupy my mind? Is it not fear, suspicion, desire, or something like that?”
 
 "The art of living is more like wrestling than dancing, because an artful life requires being prepared to meet and withstand sudden and unexpected attacks.”
 
 “You shouldn’t give circumstances the power to rouse anger, for they don’t care at all.”  Anger is not thought.  Anger is anti-thought.
  
 Marcus Aurelius Antoninus was Roman emperor from 161 to 180 AD and a Stoic philosopher. He was the last of the rulers known, non-contemporaneously, as the Five Good Emperors and the last emperor of the Pax Romana, an age of relative peace, calmness and stability for the Roman Empire lasting from 27 BC to 180 AD
 
 

by Danny Hammond of the 3/4 Court Press
 


For those of you who have followed the news for the last several weeks, did you notice that four medium banks had failed suddenly?
 
 The word "medium" is what I would like to point out first.  These were medium banks by todays measure.  Before 1999 they would have been mega banks.  But, the last of these four recent banks to fail and be snatched up by the one time failures of Wall was purchased by JpMorgan Chase Bank a bank that is mega by today's standards.  JpMorgan Bank, Bank of America, Citi, Wells Fargo
 
 In September 2008, Congress approved the “Bailout Bill,” which provided $700 billion to add emergency liquidity to the markets. Through the Troubled Asset Relief Program (TARP) passed in October 2008, the U.S. Treasury added billions more to stabilize financial markets - including buying equity in banks.
  
Now, if you don't know this you should.  That when you read the government used money to prop up the same broke banks that stole our houses that the government they were talking about was our government.  In other words, you as a taxpayer and all of your taxpayer compadres took this burden on our consolidated taxpayer backs.
 
The Federal Reserve began buying the same mortgage-backed securities that myself  
and everyone I know that thinks about this stuff looked for many years years to find any mortgage-backed securities and found none.  The Federal Reserve which is not part of the US Government is an association of US Banks has been buying $40 Billion of mortgage-backed securities every month by printing the money (which is very, very inflationary) with our money printer which is again placed on the backs of the US taxpayers.  (If you are a taxpayer this includes you)
 
What caused all this ruckus?  Well our government in 1934 was nothing like the lunatic asylum that it is today.   Smart men with no television and no mega yachts, and believed in facts and truth studied what caused the 1929 Wall Street Crash and the ensuing Great Depression.  The law that they came up with was called the Glass-Steagall Finance Act of 1934.
 
Any one can understand that the two most important parts of it are what kept our country's economy safe for nearly 70 years.  In 1999 the democrat president Clinton and a Republican Congress thought it would be best if they repealed Glass-Steagall in full without putting back any laws in its place.  8 years later all of our lives were destroyed and we were left with nothing except the pleasure of paying all of the broke mega banks money to make them rich again.  And we have a worn out money printer to replace.
 


 

Sunday, December 4, 2022

"EARLIER RELEVANT ARTICLES, POSTS, AND VIDEOS CONCERNING MORTGAGE FRAUD


                                                                        By Danny Hammond


 ABOUT US -  Information about the publishers The Foreclosure Solutions Group and Boulevard Real Estate Consulting


BELOW ARE RECENT AND IMPORTANT ARTICLES AND POSTS By Danny Hammond:  
Just click on the titles that you think you may have an interest in:

Here are some of my other articles on the subject

 




CREDIT BID & DISTRIBUTION OF THE HOME FORECLOSURE SALE PROCEEDS: I AM SURE THOSE TWO PHRASES ARE FAMILIAR TO ALL OF MY READERS. NOT?




YOU HAVEN'T THOUGHT ABOUT THE MORTGAGE CRISIS FOR A LONG TIME.  DID YOU THINK IT WAS OVER?  THOUSANDS OF PENSION FUNDS BOUGHT THE WALL STREET MORTGAGE-BACKED SECURITIES BONDS CALLED TOXIC BY FEDERAL RESERVE WHICH BOUGHT THEM BACK AT PAR WITH THE MONEY THEY PRINTED


WHEN YOU HAVE DISCOVERED THE TRUE REMEDY FOR DEFENSE OF A FRAUDULENT & WRONGFUL FORECLOSURE:  STOP RESEARCHING!

ACCOUNTING OF THE FORECLOSURE SALE PROCEEDS, CREDIT BID, AND; DEFICIENCY OR SURPLUS










 MY NEW METAPHOR FOR "MORTGAGE FRAUD" IS A GAMBLING CASINO THAT LETS NO ONE WIN, WITHOUT ANYONE REALIZING IT





SHORT SALE OR DEED IN LIEU OF FORECLOSURE: WHICH IS THE BEST STRATEGY? NONE OF THEM!















TAGGED AS: Danny Hammond, Foreclosure help,

The Term "Void" Is Often Used In Contrast To "Voidable" And "Unenforceable". The Main Difference Is That An Action That Is Voidable Remains Valid Until It Is Avoided.

by Danny Hammond of the 3/4 court press. Can Anyone truly believe that it is the Borrowers that come up with these bizarre scenarios?  My si...