The Truth of the Matter, The Thing Itself, There is No Other THING, Because The Truth of The Matter, Is That You Were Foreclosed On With The Assignment of Your Mortgage Or Deed of Trust.

This Is Not Possible in Law or Magic

"The secret of life is honesty and fair dealing. If you can fake that, you've got it made."

                                                                                                              Groucho Marx

               

Danny Hammond
of the 3/4 Court Press

This was a strange evening. I woke up in my recliner at 6 pm, only I thought it was 6 am. So I got up and had some breakfast, found out what my Ukrainian friends had accomplished, and began to read emails then I noticed it was 7 pm and I didn't now know, if it was the day before or the day after.  Then I realized that I was asking myseslf that question but I didn't know what I meant by after.

But, it was about to get weirder.

The very first email I opened generated the following response from me. It had to do with an affidavit by a "not so much" expert witness. It seems the Fake Foreclosing Party had lost the mortgage (or deed of trust depends on where you live, Reader). The expert witness was asking for a new mortgage so that it could be assigned (wtf?) because the real mortgage had been lost.

If you have read anything here and retained it, then you know that you can't lose a mortgage and that the assignment of your security instrument (mortgage, deed of trust, security deed etc.) simply cannot be done.  That it is not even that kind of a document.  READ MORE  

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Read More of The DOJ Is Never Going To Do Anything About Mortgage Fraud

 

by Danny Hammond of the 3/4 Court Press

THE DOJ IS NEVER GOING TO DO ANYTHING ABOUT THE

MORTGAGE FRAUD BEHIND MILLIONS OF ILLEGAL FORECLOSURES

This is the stupidest news story of all time.   The Department of Justice can't find a bunch of original Promissory Notes.   We have known that for six years. 

In that time we have never seen even one truly legal original Promissory Note.

But it sure does help me make my point.

In a filing unsealed on June 3, 2016, the Department of Justice (DOJ) confirms what many of us have known for years. Nobody, not even the U.S. Government, with massive resources, can determine who owns your loan and has the right to collect on your promissory note.

(In hindsight many of those I visit with have learned that the ownership is of the debt the Note represents)

The information comes from case files unsealed on June 3, 2016, by Federal Judge Yvonne Gonzalez Rogers of the Northern District of California in the case of the United States v. Discovery Sales, Inc.

The case involves some 325 fraudulent loans originated by Discovery Sales, Inc. (DSI) between 2006 and 2008, many of which were then sold to Wells Fargo Bank and JPMorgan Chase to securitize.

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THE DOJ IS NEVER GOING TO DO ANYTHING ABOUT THE MORTGAGE FRAUD BEHIND MILLIONS OF ILLEGAL FORECLOSURES Since 1999

 

And the men who hold high places, Must be the ones who start, To mold a new reality, 

Closer to the heart, Closer to the heart

The blacksmith and the artist, Reflect it in their art, They forge their creativity, 

Closer to the heart, Yes closer to the heart

Philosophers and ploughmen, Each must know his part, To sow a new mentality, 

Closer to the heart, Yes closer to the heart, yeah

You can be the captain, And I will draw the chart, Sailing into destiny,

Closer to the heart, Closer to the heart

                                                          by the Rock Band "Rush"

by Danny Hammond of the 3/4 Court Press

This is the stupidest news story of all time.  The Department of Justice can't find a bunch of original Promissory Notes. 

We have known that for six years. In that time we have never seen even one truly legal original Promissory Note.

But it sure does help me make my point.

In a filing unsealed on June 3, 2016, the Department of Justice (DOJ) confirms what many of us have known for years. Nobody, not even the U.S. Government, with massive resources, can determine who owns your loan and has the right to collect on your promissory note.

(In hindsight many of those I visit with have learned that the ownership is of the debt the Note represents)

The information comes from case files unsealed on June 3, 2016, by Federal Judge Yvonne Gonzalez Rogers of the Northern District of California in the case of the United States v. Discovery Sales, Inc.

The case involves some 325 fraudulent loans originated by Discovery Sales, Inc. (DSI) between 2006 and 2008, many of which were then sold to Wells Fargo Bank and JPMorgan Chase to securitize.

Click on the badge above to READ MORE

mtgfrd.info@gmail.com - To Comment or Ask Questions

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IF YOU WERE FORECLOSED AFTER YOUR MONTHLY PAYMENT SUDDENLY JUMPED UP DRAMATICALLY, YOU WERE A VICTIM OF WHAT I CALL A CALENDAR ARM.

 “Court business is a hell of a problem. It’s a good deal like politics. It asks for the highest type of men and women, and there’s nothing in it to attract the highest type of men and women. So we have to work with what we get...” 

                                                        Paraphrasing of ― Raymond Chandler, The Lady in the Lake

CALENDAR ARMS:  THE TYPE OF LOAN THAT CAUSED YOUR FORECLOSURE AND BROUGHT THE US ECONOMY TO ITS KNEES; IT WAS INTENTIONAL MORTGAGE FRAUD

Danny Hammond of The 3/4 Court Press

The single largest cause of the 2008 meltdown was a home loan product that has been used for many years safely and effectively.

That is until the bankers which control government and courts added a little time bomb that is estimated to have caused ten million families to lose their homes.  If it was done intentionally and with design and forethought then every investment banker in America should be in prison. (of course, it was intentional) If it was an ignorant unintentional global screw up, then every banker in America should be in prison. It doesn’t matter if there was malicious intent or no malice was even present, the result is the same. CONTINUING READING 

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What Is Up With The Judges In Wrongful Foreclosure Cases?" This Is Another Post Inspired By My Good Friend Tom Kibler. He Knows More About Statute and Case Law Than Anyone. He Copied Me An Email He Had Sent To A Large Number Of People. Since 2010 Everyone Has Been Searching For The Statute Or Case Law "Silver Bullet'".

 "Venal and evil men are destroying the world you were born in. It's us against them, my good friend. Don't compromise your principle  or abandon your cause." 

                                                                                             

                                                                                                 Major General John Bell Hood CSA

     Article by Danny Hammond

       of the 3/4 Court Press

The laws for land ownership have not changed appreciably for two hundred years.  All the laws you find, we found 10 to 12 years ago.  For the most part they are very good and fair and if you are getting swindled IT IS BECAUSE a judge is working to derail you.

We all presented these laws to judges over and over and over.  It got to the point that we joked about the fact that all of the judges at all levels of judiciary in the United States attended a "crooked judge" convention in Las Vegas every two years to figure out their new strategy for siding with attorneys to swindle borrowers being wrongfully foreclosed.

Of course, that is not it.

Judges are all attorneys who got to be judges by attending clubs, and cocktail parties of important people, old judges and political parties. Most of them probably have not learned anything new since they graduated from law school.  I know I am an idiot, but I am convinced that I can pass the Missouri Bar without studying at any time I choose.  Idiot or not, I believe that.    Read More

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MORTGAGE FRAUD: It Is A Straight Line! Your Entire Fraudulent Foreclosure Case Is Based On A Straight Line With No Gaps. But In Today's Corrupted System There Are Always Unexplainable Gaps.

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 

                           

Republished by Danny Hammond

I have read, and I still read, many messages from Borrowers

who are looking for help against mortgage fraud and wrongful foreclosure involving their homes.  Lately, I have run into

several Facebook Groups that exist for their members to collaborate and share their own searches on the internet and strategies that they have heard about or read about.  There are some issues with this that are causing them to  get overwhelmed and stuck.  

I know a lot about this.  Not because I am so smart, but because I am familiar with being overwhelmed and stuck.

It was easier for me to overcome because I learned about the Chain of Title of records recorded against the property that houses sit on starting at 12 years old with my Dad.  Most people never really deal with it more than once or twice in their lives.

Everything in life has a straight line.  A beginning and the middle and the end.  They never change positions.  In real estate, the straight line is usually more obvious than say a drive across the country.

CONTINUE READING                 

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From "The Pro Se Series" by Danny Hammond: DIRTY DEEDS DONE DIRT CHEAP: FORECLOSURE FRAUD DEPENDS ON JUST A FEW PLAYERS TO BE SUCCESSFUL.

BUT THEY MUST BE CRIMINAL PLAYERS

THE MOST IMPORTANT IS THE 

SUCCESSOR TRUSTEE

"Pick up the phone, I'm here alone Or make a social call

I'm always home.  Call me at any time. 

Just ring 362-436-####
I lead a life of crime!

Dirty Deeds Done Dirt Cheap!
Dirty Deeds and their done dirt cheap!  AC DC

This article is dedicated to the six foreclosure mill law firms that were "appointed" to be Substitute Trustees" by fictitious Lenders to fraudulently foreclose on 14,400 families in Jackson County Missouri alone.  For each year, for the last five years.  Creating displaced refugee families at numbers rivaling anywhere in the world.  

          
Jackson County is just one medium-sized county in the United States.

If you want me to name these firms in this blog and tell what I know about each one, then fill out the form below (you don't have to put your name or contact info) just let me know that you are pissed off.)  

I hate the idea that I'm the only person in the world who is pissed off.  That would mean I have a problem with reality.  

 

BUT REMEMBER, THE FACT THAT YOU ARE PARANOID,

DOES NOT ELIMINATE THE POSSIBILITY THAT, 

SOMEONE IS OUT TO GET YOU

QUESTION:  HOW MANY SOCIOPATHIC RACKETEER ENTERPRISE PARTIES DOES IT TAKE TO STEAL YOUR HOUSE?

ANSWER:  ALL OF THEM

And I have just had it.  I am right.  You can't work on one subject for eight years, 7 days a week and not understand the material.  I am likely no genius, but I have often been told that I am very smart. Very smart?  I don't know about that, but I am right.

CONTINUE READING    

WOULD YOU LIKE A FREE ASSESSMENT OF YOUR FORECLOSURE CASE? 

FILL OUT THE FORM CLICK THIS LINE

It Doesn't Matter When You Demand A Jury Trial. The Judgment Was Void, But Not Because A Ruling By A Judge Made It Void. Void Had Already Happened, The Foreclosure Case Was Void"

“I was playing for time. Just for time. I played the wrong way, of course.”

Raymond Chandler

Danny Hammond of the 3/4 Court Press

How are they getting these wonderful cards?   

    

    I just got off the phone with Tom Kibler, we talked      for an hour and a half and he hadn't had                        any coffee.  So, of course, a breakthrough moment     in our conversation was not anticipated.  The               question was, "We know how simple this is, but                                                                                                    why can't we making it simpler?"  "We are better than this."

We know that nearly every ruling or judgment in tens of millions of fraudulent foreclosures is a void judgment.  Void is a defined word.  Nothingness.  Not there, never was there.  Even stronger the void judgment was void ab initio.  

That is latin legalese (Then they should just speak it in Latinalia) which means "from the beginning."  

It was void the moment it was made.  Our only disagreement was how do you use that so that even a judge could understand it.  Tough assignment.   READ MORE  

Fraudulent Foreclosure and the Danny Hammond MIKE SINGLETARY Offense For Borrowers Facing Fraudulent Foreclosure

“There is only one way to succeed in anything and that is to give it everything.”

                                                                             Vince Lombardi

Reposted because it is the 3rd most popular article out of 271 articles still posted

by Danny Hammond of the 3/4 Court Press

mtgfrd.info@gmail.com

The theory behind my "Mike Singletary Mortgage Fraud Offense" begins with the premise that in your foreclosure court there are some nameless players who aren't really affecting the game as much as you think.

These players include the Imposter and Fictitious Payee Foreclosing party who is pushing a baseless claim and its attorneys who are the puppets voicing this claim. But, there is one party in your court who is keeping you from winning.

It is no secret that I think it is your judge and I am almost always right.  So, to explain my strategy let's pretend that your court is a football game. You are in the right which puts you down on your opponent's 30-yard line with the ball and one minute left to score a touchdown and win the game.   Your foreclosure judge is the embodiment of Mike Singletary. For the 8 people in America who are not children, but still haven't heard of Mike Singletary, he was the phenomenal middle linebacker who was drafted by the Chicago Bears in the 2nd round of the 1981 NFL Draft and became to be known as probably the greatest linebacker of all time as "The Heart of the Defense" for the Chicago Bears' Monsters of the Midway in the mid-1980s.

So, in my little metaphor, Mike Singletary represents your judge and he has been knocking down passes, sacking you, the quarterback, stuffing all the running plays and pretty much controlling the game. He is offsides on every play.  He is holding lineman, interfering with pass receivers, roughing the quarterback and generally is operating with complete disregard for the rules.  There is no accountability for his actions.  No one will argue with him.  He is accountable to no one.  There are no consequences for his actions.

You are not going to win if Mike Singletary continues to play.

Therefore, Mike Singletary must be removed from play, no matter what it takes. So, you call a timeout and on the next play, you send 15 players on the field and hike the ball to the quarterback who takes a knee while the other 14 players pile on Mike and twist his ankles, bite his ears, and break his arm.

This is, of course, against the rules so you accept your penalty for "too many men on the field " and huddle up. Three plays later you score. You win because you neutralized the one person who is intent on beating you on this day and he could have without your brutal and decisive action.

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I Have Counseled Many Borrowers To Forget Finding The Silver Bullet. Now One Has Proved That is Not Necessarily True By Dropping Such A Bullet In My Lap After Visiiting The Website.

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            

                                                                                           ― Raymond Chandler, Farewell, My Lovely

     I have lost more than any of my clients.  I 

         really don't appreciating leading.

My First Time Sailing The Sloop John B

 

Good morning Sally. I thought all night about your report to me on the reaction to the items we wrote and you filed into your court very early in the process.

I find it to be remarkable.  Remember that the borrower has no burden to prove that the fake foreclosing party has been and will continue to commit fraud against you and Ed.

That has been the single most damaging strategy mistake made by all of the original early borrowers defending their family and homes from fraudulent foreclosure.

The more you try to expose the details of their fraud, the more you seemingly admit you are agreeing that you owe them something, even if you don't know the amount.  Which is not true.

You do owe someone (strangely, you will never know who) but it is not these defendants that you owe.

They have no path to claim and prove they have suffered an injury that you caused.

  CONTINUE READING                                            mtgfrd.info@gmail.com:  Comment or Ask Questions

A Very Comprehensive Analysis of Article III Standing. Every Citizen Should Read Every Word. When Your Brain Begins To Spin Stop. Put It Away And Get Back To It Later

"I have complete faith in the continued absurdity of whatever's going on."

                                                                                                  John Stewart 

Lots of State Judges in lots of states mostly believe they are not bound by the Constitution.  They think that is the end of the matter.  However, if your state judge has ruled against you and Granted your home to the foreclosing  party that could not pass the federal requirements of Standing Your judge has just violated you of your Constitutional Civil Rights.  The rights given you in the 5th and 14th Amendments to the US Constitution.  "Due Process"  You can Challenge the Standing of the foreclosing party at ANY TIME. 

After a miserable 10 years fighting ignorant judges, everything I write is based on your constitutional civil rights.  That is the only law left for us.  Stop believing that there is a magic statute.  All of the old statutes are still very good.  But, a question continually goes through my mind.  The laws are fine.  The laws are good.  They have not been changed.

But you tell me.   "Is a law a law, If it is not enforced?"

That is the problem that none of us expected to be "THE PROBLEM",  but it is.

READ MORE 

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America is Not The Greatest Country In The World. But, It Could Be.

“I decided I could lose nothing by trying the soft approach. If that didn't produce for me—and I didn't think it would—nature could take its course and we could bust up the furniture.”                                  

Phillip Marlowe character from Raymond Chandler's – The Lady In The Lake 

Posted by Danny Hammond during late night TV

From: "Newsroom" The Popular HBO TV Series 1st Episode on 24 June 2012, HBO Starring Jeff Daniels as Will McAvoy the highest-rated television newscaster in the country.

Will McAvoy sits onstage with two other journalists and he is an outspoken man. He is obviously holding in a lot more than the others guess. 

A question and answer period begins with a young female college student from the attendees walks to the microphone and says, "this question is, can you tell me in two sentences why America is the greatest country in the world"? 

One of the panelists quickly answers, "Freedom". 

The girl turns to Will, "Mr. McAvoy"?

Will answers sharply with a forced smile, "The New York Mets". 

The Moderator mildly berates him as Will holds his hand over his eyes to block the sun coming through a high window.  He is trying to read two small signs that someone in the crowd is holding in succession. The first one reads, "America is not the greatest country in the world.", and the second one, "But it could be". 

Will can't see who is handling the two signs, but he slowly gets the message that someone is telling him the answer he knows is what he believes. 

The Moderator:   Come on Will, I can't let you get away without answering better than that. 

Will: Ok, fine.  It's not. 

The Moderator: Are you saying... 

Will:   It's not the greatest country in the world, professor, that's my answer. 

Moderator: [pause] You are saying... 

Will: Yes. 

Moderator: Let's talk about... 

READ MORE

I Quit Consulting With Borrowers Regarding Foreclosure Fraud for Two Reasons.

And the men who hold high places,  Must be the ones to Start, 

To mold a new reality, Closer to the Heart.

The Blacksmith and the Artist, Reflect it in their art

and Forge their creativity, Closer to the Heart.

Philosophers and Ploughmen, Each must know his part 

& Sow a new Mentality, Closer to the Heart.

You can be the Captain and I will draw the Chart, 

Sailing into destiny, Closer to the Heart.

Closer to the Heart. 

                                                    Rock Band "Rush"

1.  I Finally Realized We Were Going About It With Our Beliefs In Laws That Could Never Help Us. 

This was becaue the old laws do exist just like always.  The old laws which have been around since most of the territories became states, ARE NOT BEING ENFORCED.   

There are laws still being enforced that specfically address this problem.  They are not your state laws even if you address them in a state court.  They are in the base root laws in the Constitution of the United States.  There is no such thing as "the right to foreclose" which your foreclosing party asserts.

The right that they must have is the right to collect money from you.  Did you see your foreclosing party's name on your Promissory Note.  I am betting you did not.  I am positive you did not.

As the Borrower, you have no responsibility to "Prove that you have the victim of fraud."  Not understanding that has taken up 15 years of my time on the wrong end of my life.  "It is called burden."

The burden of proof in a foreclosure situation is squarely the burden of the foreclosing party and to an even Greater Extent upon the Judge.  It is part of the civil rights amendments that pertain to everyone in the United States.  You included.  You have the civil right, and always have had, to Due Process.  That is, you have a right to the same laws as everyone else to have your case watched over by a judge who uses the laws and fullfils his duties that he gave an oath to do when he was "hired" to be a judge.

2.  Borrowers, about to lose their homes, believe me when I tell them the above, but they can't do it.  

We all have been indoctrinated since childhood to believe that the sytem is America and it is just.  If we have nothing to hide, there is a system of laws that will protect us.   We believe that the word "attorney" is synomous with the word "law" when it is not.  The system was to be taken care of By The People.  It is being taken care of By The Attorneys.  Remember judges are attorneys.  They are all in the same cult.

The Borrowers (including myself) had this untrue vision that if you have a legal problem, the solution was to get an attorney and if your cause was true and good your attorney would guide you to prevailing.  

Oh, my dear children.  You know that something is more wrong than this, don't you.

You just can't shake the idea that attorneys and law are two parts of the same thing.

You will most assuedly keep that notion until they run you out of money, out of time and out of options.  When you have no money, when you have no time, when you are out of time, you will call me.  A Borrower, who has already reached that point.  Hopefully you won't comb the internet for someone trying to sell you a program whose purpose is to make money.

There is a better way.  But, you must get involved and know the material.  Know the true issues.

Face the fact that this is really happening and that even I can't help you unless you are willing to help yourself.  It is the American dream.  Act like it is the dream you wanted.

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"AS I LISTEN TO WHAT BORROWERS ARE TELLING ME AND AS I READ BORROWER'S POSTS IN FACEBOOK GROUPS, IT IS EASY TO SEE THAT BORROWERS ARE SMART, BUT THEY ARE THE VICTIMS OF FORECLOSING PARTIES 3 MAIN STRATEGIES"

"Never argue with stupid people. They will drag you down to their level and then beat you with experience."

                                Mark Twain

"Never argue with stupid people. They will drag you down to their level and then beat you with experience."

                                Mark Twain

Learn From Me. I Made Fighting Foreclosure Too Hard. I Punched Myself Out Of Resolve, Money, And Clear Thought. You Can Make It Easier

“I needed a drink, I needed a lot of life insurance, I needed a vacation, I needed a home in the country. What I had was a coat, a hat and a gun. I put them on and went out of the room.”
                                            

                                                                                           ― Raymond Chandler, Farewell, My Lovely

 I'm not the guy they say I am. I don't even look like me.

 

Danny Hammond of the 3/4 Court Press

Hello. I have been working on one my own foreclosures.   One of the problems  I have run into is that I have too much good info to use.  I thought back.

A non-attorney, which is what I am, has a tendency to try to use everything he has to obliterate the foreclosing party.

Every client I have had and even some of my very intelligent peers, including Tom, are trying too hard to punish, or to avenge the pain and true suffering they have endured.

I fight thinking like that.  You begin to to build a criminal case which is a vastly different endeavor which you aren't allowed to get into anyway.

My sister in a straight line thought is the smartest person I have ever known.  She is an attorney.  But, I forgive her for that.   When we were young I thought about law school.  I am glad I didn't go I might be just now getting out of prison.

Here is the best recognition I have ever been given of what we are all looking at and for, and it came in 3 seconds tops.  It was my sister who was visiting my Mom and myself and she and looked over my shoulder for just a moment at some notes I had just made and simply commented, "That is Deprivation of Civil Rights."     READ MORE

As You Review This Website Regarding Foreclosure, You Are Going To Find That My Bias Is Moving Further Away From The Search For The "Silver Bullet" Statute Or Case Law Answers You Seek

"I decided I could lose nothing by trying the soft approach.  If that didn't produce for me—and I didn't think it would—nature could take its course and we could bust up the furniture.”                                  

                               Phillip Marlowe character from Raymond Chandler's – "The Lady In The Lake"

 

      

by Danny Hammond of The 3/4 Court Press

This is not because the laws of nearly 238 years of our judiciary's history are gone. They are there and remarkably very well reasoned and written.  The problem has to do with a question I have with the present day courts veering away without apparantly noticing when we use them in Borrower foreclosure cases without mentioning or discussing them.  If it is not intentional then they are stupid and if it is intentional they have broken the only laws that you have a right to sue them for.

The Question is this:  Is a law, a law, when it is not enforced?

It isn't the attorneys getting away with total lack of use of law or breaking the law.  It is not the Servicers.  They wouldn't do it if they lost all the time and even went to jail, which is what they are so close to, but it never happens.

They couldn't do it unless, someone let them. 
I say you are going to have to look somewhere else, if you want to keep your house.

READ MORE         "Do you think you have a problem, but want a review?

I am going to inactivate this website for maintenance.  It needs some tuning up and changes after 14 years. We are going to need it for my plan to form an association of Borrowers to raise money to help as many  as we can.

I will leave messages here.  But, check out the recently upgraded YouTube Channel @mtgfrd or search "Danny Hammond Foreclosure that should get you in.  Leave comments.  And if you think I am on the right track, then like all the good ones say, "Subscribe, join, and hit the like button. It doesn't cost anything, but if enough of us join in it could make money.  We don't need as much as we used to.  It can be done with a small staff.  I have now seen it.

If you get a chance try the YouTube Channel all you put in search is "  @mtgfrd  "  If that doesn't work you can search "Danny Hammond Foreclosure"  I think that will take you right there.

More informatrion here tomorrow.   You can email me at   mtgfrd.info@gmail.com

The Borrower Can Challenge The Assignments Of The Security Instruments [mortgage, deed of trust, trust deed etc.] Pursuant To The Rulings In "Slorp": The Full Case is Included Here

 

https://foreclosurefraudanswers.blogspot.com/p/continue-what-if-hanky-panky-is-what.html

RICK A. SLORP, Plaintiff-Appellant, v. LERNER, SAMPSON & ROTHFUSS; BANK OF AMERICA, N.A.; SHELLIE HILL; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Defendants-Appellees.

ALL OF THE FORECLOSING PARTIES HAVE BEEN USING THE WORN OUT INTERPRETATION  OF LAW,  SAYING "THE BORROWERS CANNOT CHALLENGE ANY ASSIGNMENTS OF THE MORTGAGE".   BUT, MORTGAGE FRAUD CHANGES ALL OF THAT ACCORDING TO THE SIXTH CIRCUIT APPEALS COURT IN "SLORP"!

   Republished by Danny Hammond of the 3/4 Court Press

   The Foreclosure Solutions Group

   mtgfrd.info@gmail.com

The Imposter Foreclosing Party almost always claims that the Borrower (as the mortgagor) cannot challenge assignments. You did make your Promissory Note negotiable according to the terms of your Promissory Note that you allegedly signed. That is why the foreclosing parties use this interpretation.

But did the foreclosing party buy it legally? No almost assuredly it was never involved in a purchase and sale transaction which even involved any real purchase of your debt.

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